The top-rated boat insurance agent in Grand Junction, Colorado is Ken Richards - State Farm Insurance Agent, rated 4.9 stars across 210 reviews. Other highly rated options include Shelter Insurance - Kerry Phillips, Shelter Insurance - Carrie Konakis, Sterling Peaks Insurance Llc. This directory lists 20 boat insurance agents serving Grand Junction.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Richards - State Farm Insurance Agent | 2107 N 12th St | (970) 243-1000 |
| 2 | Shelter Insurance - Kerry Phillips | 2764 Compass Dr Ste 110A | (970) 314-9701 |
| 3 | Shelter Insurance - Carrie Konakis | 2478 Patterson Rd STE 19 | (970) 628-4888 |
| 4 | Sterling Peaks Insurance Llc | 529 25 1/2 Rd suite b111 | (970) 314-9188 |
| 5 | D & D Insurance Inc | 155 W Rood Ave | (970) 242-1415 |
| 6 | Shelter Insurance - Jordan Welch | 514 28 1/4 Rd UNIT 4 | (970) 986-8880 |
| 7 | FINK INSURANCE AGENCY | 2906 F Rd | (970) 241-2422 |
| 8 | Home Loan Insurance | 205 N 4th St | (970) 243-6600 |
| 9 | Moody Insurance Agency | 760 Horizon Dr #302 | (970) 248-8300 |
| 10 | Matt Borg Insurance | 573 W Crete Cir Unit 205 | (970) 644-5595 |
Ken Richards – State Farm Insurance Agent serves the Grand Junction, Colorado metro area and surrounding communities. The agency provides boat insurance coverage tailored to local watercraft owners. It helps clients protect their vessels against risks like accidents, theft, and weather damage while navigating nearby lakes and rivers. Policies can extend coverage for liability, personal property aboard the boat, and towing assistance. The firm specifically handles liability protection for boat operators and comprehensive coverage for damage from storms or collisions on Colorado waterways.
Shelter Insurance - Kerry Phillips provides boat insurance coverage, including liability, physical damage, and protection for watercraft equipment. The agency offers service options such as policy reviews to ensure proper coverage for changing needs. Based in Grand Junction, Colorado, it serves clients throughout the local area, working to match policies with various types of recreational vessels. Its services extend to owners of single-family homes, apartments, and commercial properties like retail spaces and restaurants that require coordinated marine insurance solutions.
Serving homeowners, businesses, and property managers in Grand Junction, Colorado, Shelter Insurance - Carrie Konakis provides boat insurance agent services. These policies help protect watercraft against common risks while offering liability coverage for local lake and river use. The agency assists customers in selecting appropriate coverage based on their vessel type and standard boating activity in the area. Services also extend to those navigating the nearby community of Fruita along the Colorado River corridor.
Unlike one-time policy purchases, boat insurance protection typically requires renewable coverage options. Sterling Peaks Insurance Llc in Grand Junction, CO assists clients identifying appropriate hull liability and property coverage for watercraft on western Colorado rivers and reservoirs. Their work focuses on matching policy terms with common boating exposures in the region. Service for boat insurance needs runs on a scheduled basis, with annual policy reviews a standard part of the arrangement before each navigation season.
D & D Insurance Inc serves Grand Junction and the surrounding communities of western Colorado, providing boat insurance agent services. The company handles coverage for various watercraft, including personal boats and recreational vessels on area lakes and rivers. Its approach to a typical job involves assessing each client’s specific needs and then matching those requirements with appropriate policy options from available carriers.
Shelter Insurance - Jordan Welch in Grand Junction, Colorado provides specialized boat insurance agent services, structuring tailored policies for personal watercraft, sailboats, and fishing vessels. The agency also guides clients through standard liability and comprehensive coverage options essential for navigating local reservoirs and rivers. It addresses seasonal storage concerns common to the Grand Valley's winter months, ensuring policies include proper protections when boats are not in active use.
Springtime on the western slope brings heavy runoff that can damage a moored boat, a concern for many Grand Junction owners. Fink Insurance Agency addresses this by offering coverage tailored to local waterways, including liability and hull protections for seasonal risks. Their policies consider the unique conditions of the Colorado River and area reservoirs. Before finalizing any plan, an agent schedules an on-site inspection of the vessel to assess its condition and storage environment, ensuring appropriate coverage is determined from the start.
Serving residential clients in Grand Junction, Home Loan Insurance specializes in boat insurance agent services for personal watercraft and small vessels. The agency also provides commercial coverage for marinas and charter operations across western Colorado. Policies address local risks like river currents and sudden hailstorms common in the region. Following policy setup or a claim, the agent follows up to verify coverage adjustments are correct and schedules a regular annual review before the next boating season.
Moody Insurance Agency in Grand Junction, Colorado, is known for providing boat insurance policies to local watercraft owners. It covers a range of vessels common in the region, including powerboats and sailboats, offering liability and physical damage protection. Policies from this agency typically address navigation along area rivers and lakes. As a specialty service, the company can add on coverage for towing and roadside assistance for customers transporting their boats.
What Does a a Boat Insurance Agent in Grand Junction Cost?
Typical boat insurance costs in Colorado range from 200 to 600 dollars per year for a standard runabout. Larger vessels or those with high horsepower can cost 800 to 1500 dollars annually. Factors include boat value, usage, and your boating history. This is general information and not insurance advice.
About boat insurance agents in Grand Junction
Boat insurance agents in Grand Junction Colorado help protect your watercraft on the Colorado River and area lakes. Colorado law requires liability coverage for motorized boats stored or operated in the state. Local agents can tailor policies to cover risks specific to western Colorado waters.
Frequently Asked Questions
What does boat insurance cover in Grand Junction Colorado?
Boat insurance typically covers physical damage to your boat, liability for injury or damage you cause to others, and medical payments. Colorado law does not require boat insurance for all vessels but lenders and marinas often require it.
Do I need boat insurance for a kayak or canoe in Colorado?
Colorado does not require insurance for non-motorized watercraft like kayaks or canoes. However an agent can advise if your homeowners policy already covers them or if a separate policy is wise for theft or damage.
How do Colorado boating laws affect my insurance needs?
Colorado requires motorboat operators to carry proof of financial responsibility if involved in an accident. Your boat insurance policy serves as this proof. Also Colorado has specific navigable waterway rules that may affect liability coverage.
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