The top-rated boat insurance agent in Erie, Colorado is Baille Barbour - State Farm Insurance Agent, rated 4.9 stars across 194 reviews. Other highly rated options include Advantage Service Insurance, Front Range Insurance Solutions, Mike J Hetherington - Farmers Insurance. This directory lists 13 boat insurance agents serving Erie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Baille Barbour - State Farm Insurance Agent | 611 Mitchell Way #106 | (303) 883-8888 |
| 2 | Advantage Service Insurance | 695 Pierce St Suite 210 | (303) 500-5020 |
| 3 | Front Range Insurance Solutions | 215 Cheesman St Suite M | (720) 389-7651 |
| 4 | Mike J Hetherington - Farmers Insurance | 671 Mitchell Way Ste 113 | (720) 605-1734 |
| 5 | Peter Stumpf Agency LLC American Family Insurance | 2831 Bonanza Dr Ste 103 | (303) 448-1900 |
| 6 | Matt Burke: Allstate Insurance | 660 Briggs St | (303) 828-3386 |
| 7 | Light Insurance Associates | 695 Pierce St | (720) 924-9247 |
| 8 | Farmers Insurance - Dwight Petersen | 526 Briggs St Ste B | (303) 828-0755 |
| 9 | American Insurance Colorado | 212 Wells St A | (720) 924-9180 |
| 10 | Pure Risk Advisors | 500 Briggs St Suite 200 | (303) 834-1001 |
Baille Barbour - State Farm Insurance Agent serves Erie and surrounding communities in Boulder County, offering boat insurance coverage for local watercraft owners. The agency helps clients protect their vessels from common risks like storm damage, theft, or collision on area lakes and rivers. Policies can be tailored for fishing boats, personal watercraft, or small sailboats. The agency also assists with standalone boat insurance policies separate from homeowners coverage.
Advantage Service Insurance in Erie, CO provides boat insurance agent services, including policy reviews and coverage adjustments for watercraft. It offers routine policy maintenance to ensure clients remain adequately protected against regional risks like storms and wildlife. The agency services single-family homes with boat storage, apartments requiring marina liability, retail establishments selling marine gear, and restaurants with waterfront dock coverage.
Homeowners and boat owners in Erie, Colorado, turn to Front Range Insurance Solutions for dedicated boat insurance agent services. The company helps clients secure coverage for watercraft including fishing boats, pontoons, and personal watercraft, addressing liability and physical damage protections. Its team also assists with trailer and equipment policies. While based in Erie, the agency extends its boat insurance services to nearby Longmont and surrounding areas of the Boulder County metro region.
Serving Erie, Colorado, and nearby communities along the Front Range, Mike J Hetherington - Farmers Insurance handles boat insurance for personal watercraft and recreational vessels. The agency assists clients in evaluating coverage for liability, physical damage, and trailer protection. It works to match policy options to the specific needs of each boater based on typical regional conditions. To handle a typical job, it reviews the customer's vessel details and usage habits before presenting tailored coverage options from its available portfolio.
At Peter Stumpf Agency LLC American Family Insurance in Erie, CO, boat insurance is available through annual policies for ongoing protection or short-term options for single voyages. Coverage can include hull damage from collisions or storms, liability for accidents, and theft of equipment or the vessel itself. Local waterways such as nearby reservoirs require adequate limits for safe operation. Service for policy reviews and claims assistance runs on a scheduled basis, while inquiries about specific coverage needs are handled as needed.
Matt Burke: Allstate Insurance offers specialized boat insurance policies covering liability, physical damage, and medical payments for watercraft owners. It also provides general personal insurance services for customers in Erie, Colorado. Standard policies help protect against collisions, theft, and weather damage common on nearby lakes and reservoirs. The agency assists boat owners with coverage for seasonal lay-up periods when vessels are stored during winter months, ensuring continuous protection through the off-season.
Light Insurance Associates in Erie, Colorado helps clients secure coverage for their watercraft needs. The agency specializes in policies for boats and personal watercraft, including liability protection and physical damage coverage. Clients may also explore add-on options for towing assistance and uninsured boater coverage. The company can provide policies for various commercial sectors such as marinas, boat repair facilities, and dry storage warehouses, as well as supporting waterfront restaurants and marine supply retail outlets.
As summer approaches in Erie, Colorado, many local boat owners prepare their watercraft for use on nearby lakes and reservoirs. Farmers Insurance - Dwight Petersen responds to this seasonal need by providing dedicated boat insurance coverage tailored to protect vessels from common risks on the water and during storage. The policy options address liability concerns and potential damage from weather or accidents. An initial risk assessment is typically arranged by reviewing the boat's condition and storage setup through a simple inspection step.
American Insurance Colorado serves Erie homeowners and residential clients seeking protection for their boats, offering personalized policies that safeguard watercraft from common risks on area lakes and waterways. The company also provides commercial boat insurance coverage for business-owned vessels operating throughout Erie and nearby Colorado communities. Drawing on local knowledge of regional boating conditions, agents help clients select appropriate liability and physical damage coverage. After claims or policy reviews, the agency follows up proactively, ensuring seamless protection between regular seasonal visits.
Pure Risk Advisors, based in Erie, Colorado, serves as a boat insurance agent helping local boat owners protect their watercraft from common risks on nearby lakes and reservoirs. The company connects clients with coverage options that typically include liability protection, physical damage coverage, and towing assistance. Independent agents like Pure Risk Advisors compare multiple insurers to match policies with each boat owner’s specific needs and budget. For added security on the water, the firm specializes in arranging separate uninsured boater coverage to guard against accidents involving underinsured boaters.
What Does a a Boat Insurance Agent in Erie Cost?
Typical boat insurance costs in Colorado range from 300 to 800 dollars per year for a standard runabout or fishing boat. Higher value vessels or those used on large lakes like Carter Lake may cost 1000 dollars or more annually. Factors include boat value horsepower and safety equipment. This is general information and not insurance advice.
About boat insurance agents in Erie
Boat insurance agents in Erie Colorado help protect your watercraft against damage liability and theft. Colorado law requires liability coverage for any motorized boat operated on public waters including those on nearby Carter Lake and Boulder Reservoir. An Erie agent can tailor a policy to cover your specific boat type and usage in the region.
Frequently Asked Questions
What types of boats need insurance in Erie Colorado?
In Colorado any motorized watercraft including jet skis and sailboats with an engine must carry liability insurance. Non-motorized boats like kayaks and canoes do not require insurance but agents often recommend coverage for theft and damage.
Does Colorado have a minimum liability requirement for boats?
Yes Colorado requires a minimum of 25 thousand dollars in bodily injury liability per person and 50 thousand dollars per accident for property damage. Your Erie agent can help you meet or exceed these state minimums.
Are there specific time limits for boat insurance claims in Colorado?
Colorado insurance policies typically require you to report a claim within a reasonable time often 30 days. The statute of limitations for filing a lawsuit over a denied claim is generally two years from the date of loss.
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