The top-rated boat insurance agent in Colorado Springs, Colorado is State Farm: Dan Lewis South, rated 4.9 stars across 1,152 reviews. Other highly rated options include Chris Sutherland - State Farm Insurance Agent, Kevin Good - State Farm Insurance Agent, A Plus Insurance. This directory lists 39 boat insurance agents serving Colorado Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Dan Lewis South | 1614 S Academy Blvd Suite 110 | (719) 434-3944 |
| 2 | Chris Sutherland - State Farm Insurance Agent | 8320 Razorback Rd | (719) 598-8211 |
| 3 | Kevin Good - State Farm Insurance Agent | 11550 Ridgeline Dr #114 | (719) 599-8200 |
| 4 | A Plus Insurance | 121 S Tejon St UNIT 1107 | (719) 392-4000 |
| 5 | Jeff Schmidt - State Farm Insurance Agent | 1230 Tenderfoot Hill Rd STE 200 | (719) 445-0070 |
| 6 | Premier Group Insurance Karen Frausto | 2811 E Fountain Blvd | (719) 662-3895 |
| 7 | ALINK Insurance Services - Colorado Springs, CO | 2407 W Colorado Ave | (719) 473-6262 |
| 8 | Jennifer McAdams - State Farm Insurance Agent | 1485 Garden of the Gods Rd STE 164 | (719) 528-5300 |
| 9 | Inszone Insurance Services | 4905 N Union Blvd STE 202 | (719) 645-8212 |
| 10 | A Better Choice Auto Insurance Agency | 3862 Maizeland Rd | (719) 667-1301 |
State Farm: Dan Lewis South serves the Colorado Springs, Colorado, area as a boat insurance agent. It offers policies designed to protect watercraft against damage, theft, and liability claims. The agent helps local boat owners review coverage options that align with regional lake and reservoir usage. Policies may address risks specific to boating in this mountainous region. Services include arranging liability protection for accidents on the water and comprehensive coverage for physical damage to vessels.
Chris Sutherland - State Farm Insurance Agent in Colorado Springs, CO, provides boat insurance policies that cover liability, physical damage, and medical payments. It offers customizable coverage plans to protect watercraft on local reservoirs and rivers. Service options include policy review sessions to adjust deductibles and coverage limits as needed. The agency also issues seasonal storage endorsements and towing assistance for most personal boats. It services single-family homes, apartments, retail locations, and restaurants that require waterfront property endorsements for associated watercraft.
Kevin Good - State Farm Insurance Agent in Colorado Springs, CO specializes in crafting boat insurance policies to cover damages and liability on the water. It also assists clients with broader personal insurance needs, helping property owners protect their investments. The agency understands that mountain lakes and rivers create unique risks such as sudden storms or submerged debris, making comprehensive coverage essential for local boaters navigating seasonal changes in water conditions.
Some boat insurance policies require a single, one-time premium payment while others are structured with recurring annual or monthly installments. Coverage provided through a local agent can protect a vessel against physical damage, liability for bodily injury, and property damage to others on the water. A Plus Insurance in Colorado Springs, CO, helps boat owners navigate these differences and select appropriate coverage limits and deductibles for their specific needs. Their client services operate on an as-needed basis, allowing policyholders to request reviews or quotes whenever they require assistance.
Jeff Schmidt - State Farm Insurance Agent in Colorado Springs provides residential boat insurance coverage tailored to protect personal watercraft and smaller recreational vessels. The agency also offers commercial policies for marinas, charter operations, or rental boat businesses, serving clients throughout the Colorado Springs area. They assist with reviewing policy details to address local waterway risks and storage needs. After a claim or a seasonal policy update, the agent reaches out to ensure coverage still fits and to schedule any follow-up service between regular annual visits.
As boat owners in Colorado Springs prepare for the busy summer season on nearby lakes, finding the right coverage to protect their investment becomes essential. Premier Group Insurance Karen Frausto works with clients in this region to secure policies that address common risks on the water. Guidance is provided on hull valuation, liability limits, and coverage for accessories or trailers. The process aims to match each boat type with a suitable plan. Every new policy begins with a thorough review of the vessel’s specifications and an inspection to verify its condition.
ALINK Insurance Services - Colorado Springs, CO is a local agency known for specializing in boat coverage along the Front Range. It helps boat owners in Colorado Springs protect personal watercraft and larger vessels against common regional risks. General policies typically include liability, comprehensive, and collision coverage. An added specialty service it can provide is coverage for trailers used to transport equipment to area lakes and reservoirs.
Jennifer McAdams - State Farm Insurance Agent in Colorado Springs, Colorado, provides boat insurance coverage for area watercraft owners. This service helps protect against common risks like physical damage and liability while on nearby lakes and reservoirs. Policies often cover collisions, theft, and towing expenses. The agent works to tailor plans that meet individual needs for boating in the local mountain and plains environments. Specific services handled include coverage for fishing boats and personal watercraft such as Jet Skis.
A Better Choice Auto Insurance Agency, known for its attentive customer service in Colorado Springs, Colorado, offers local boat owners coverage for various watercraft liabilities. As a dedicated Boat Insurance Agent, it tailors policies to protect against common risks such as theft, storm damage, and on-water accidents. Clients can arrange protection for fishing boats, pontoons, and personal watercraft. The agency also specializes in securing comprehensive coverage that includes liability for towing assistance and fuel spill cleanup, adding practical on-water support to a standard policy.
What Does a a Boat Insurance Agent in Colorado Springs Cost?
Typical boat insurance costs in Colorado range from 200 to 600 dollars per year for a standard runabout or fishing boat, depending on the boat value, age, and coverage limits. High-performance boats or larger yachts can cost 800 to 2,000 dollars annually. Factors like your boating experience, claims history, and where you store the boat also affect the premium. This is general information, not insurance advice.
About boat insurance agents in Colorado Springs
Boat insurance agents in Colorado Springs help protect your watercraft against damage, theft, and liability. Colorado requires liability insurance for motorized boats on public waters, and agents can guide you through state-specific requirements like the Colorado Parks and Wildlife registration rules. Working with a local agent ensures your policy covers risks common to mountain lakes and reservoirs.
Frequently Asked Questions
Is boat insurance required in Colorado?
Yes, Colorado law requires liability insurance for any motorized boat operated on public waters. The minimum liability limits are 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 15,000 dollars for property damage. Your agent can help you meet these requirements.
What does a boat insurance policy typically cover?
A standard boat insurance policy covers physical damage to your boat from collision, fire, theft, and weather events. It also includes liability protection for injuries or property damage you cause to others. Many policies offer additional coverage for towing, fuel spill cleanup, and personal effects.
How do Colorado weather conditions affect boat insurance?
Colorado mountain weather can change quickly, with sudden storms and high winds on lakes like Pueblo Reservoir or Chatfield. Insurance agents often recommend coverage for wind and hail damage. Some policies also include protection for winter storage or ice damage during the off-season.
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