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HomeBoat Insurance AgentsColorado › Wheat Ridge

Find Boat Insurance Agents Near You in Wheat Ridge, CO

Browse boat insurance agents serving Wheat Ridge, Colorado. Updated 2026-07-14.

The top-rated boat insurance agent in Wheat Ridge, Colorado is Risk Management Partners Insurance Agency, rated 4.9 stars across 354 reviews. Other highly rated options include Steve Basler - State Farm Insurance Agent, Mountain Insurance, CO Insurance Specialist. This directory lists 10 boat insurance agents serving Wheat Ridge.

Showing 10 boat insurance agents in Wheat Ridge, COListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Risk Management Partners Insurance Agency4860 N Robb St Suite 101(303) 463-9800
2Steve Basler - State Farm Insurance Agent12600 W 32nd Ave(303) 421-8300
3Mountain Insurance3705 Kipling St Unit 104(303) 420-4774
4CO Insurance Specialist6990 W 38th Ave #200(720) 638-0850
5Kaitlin Bagley - State Farm Insurance Agent5001 Ward Rd(303) 233-2626
6Prince Insurance Group4350 Wadsworth Blvd #201(720) 802-0759
7The Cunningham Agency - Allstate Insurance4891 Independence St ste 255(303) 282-7111
8Vance Yoshikawa - State Farm Insurance Agent4350 Wadsworth Blvd #420(303) 421-6888
9GIA Risk Management, LLC9195 W 44th Ave(303) 423-0162
10Active Insurance Agency, Inc.4175 N Harlan St #130(303) 422-1685
RM
4860 N Robb St Suite 101
Risk Management Partners Insurance Agency
Boat Insurance Agent · Wheat Ridge, CO

Risk Management Partners Insurance Agency serves Wheat Ridge and the greater Jefferson County area, specializing in boat insurance solutions for local waterfront property owners. The agency works with regional clients to secure proper coverage for watercraft and personal liability on nearby reservoirs and lakes. Their team assists with quotes for standard powerboats, fishing vessels, and personal watercraft operating in Colorado waterways. They also handle specialized policies for sailboats and pontoon boats common to this region.

SB
12600 W 32nd Ave
Steve Basler - State Farm Insurance Agent
Boat Insurance Agent · Wheat Ridge, CO

Steve Basler - State Farm Insurance Agent in Wheat Ridge, Colorado provides boat insurance policies tailored to protect watercraft from common risks such as damage, theft, and liability. Coverage options may include on-water towing and emergency assistance services for added peace of mind. The agency also offers personalized consultations to help boat owners select appropriate deductibles and liability limits for their vessels. They service a wide range of properties, including single-family homes, apartments, retail establishments, and restaurants throughout the surrounding area.

MI
3705 Kipling St Unit 104
Mountain Insurance
Boat Insurance Agent · Wheat Ridge, CO

Mountain Insurance serves homeowners and property managers in Wheat Ridge, Colorado, who need specialized boat insurance coverage for their watercraft. The agency helps clients protect their boats, jet skis, and other recreational vessels against common local risks. From nearby reservoirs to mountain lakes, boat owners require policies that address liability, physical damage, and towing expenses. Mountain Insurance also provides boat insurance services to residents in the neighboring Arvada area of the Denver metro.

CI
6990 W 38th Ave #200
CO Insurance Specialist
Boat Insurance Agent · Wheat Ridge, CO

Serving the communities of Wheat Ridge and the greater Denver metro area, CO Insurance Specialist provides boat insurance coverage for a variety of watercraft. The agency handles policies for fishing boats, ski boats, pontoons, and personal watercraft commonly used on nearby reservoirs and lakes. It works with clients to find appropriate liability and hull coverage tailored to each vessel. For a typical assignment, the agent reviews the boater usage area and annual operation period to match a policy accordingly.

KB
5001 Ward Rd
Kaitlin Bagley - State Farm Insurance Agent
Boat Insurance Agent · Wheat Ridge, CO

For boat owners in Wheat Ridge, CO, a single-time policy purchase covers a specific vessel for a set period, while recurring annual policies offer continuous protection for multiple seasons or changing watercraft. Coverage typically includes liability against accidents, physical damage for repairs, and theft prevention. Kaitlin Bagley, operating through State Farm Insurance, provides local guidance to tailor these options to individual boating needs. Service for obtaining or adjusting this coverage runs on a scheduled basis, typically aligned with policy renewal cycles or as needed when buying a new boat.

PI
4350 Wadsworth Blvd #201
Prince Insurance Group
Boat Insurance Agent · Wheat Ridge, CO

Prince Insurance Group in Wheat Ridge, CO assists clients in securing appropriate coverage for their boats. The company specializes in tailored policies that can address liability protection and physical damage for watercraft used on area lakes and reservoirs. These personal policies can be enhanced with add-ons such as coverage for towing, personal effects, and fuel spill liability. Beyond individual boat owners, the agency offers commercial policies designed for businesses like lakeside offices, equipment warehouses, and marinas with food service operations.

CA
4891 Independence St ste 255
The Cunningham Agency - Allstate Insurance
Boat Insurance Agent · Wheat Ridge, CO

As spring runoff feeds into the reservoirs around Wheat Ridge, boat owners start preparing their vessels for the season. The Cunningham Agency - Allstate Insurance provides essential coverage to protect these watercraft against damage, theft, and liability throughout Colorado’s lakes and rivers. Their agents help local clients choose policies suited to both small fishing boats and larger pleasure craft. Each policy discussion begins with a thorough assessment of the client’s specific vessel, driving habits, and storage situation to verify proper protection before a boating permit is issued.

VY
4350 Wadsworth Blvd #420
Vance Yoshikawa - State Farm Insurance Agent
Boat Insurance Agent · Wheat Ridge, CO

Vance Yoshikawa - State Farm Insurance Agent in Wheat Ridge, Colorado, specializes in boat insurance policies that provide coverage for physical damage, liability, and towing. The agency also assists clients with broader personal insurance needs, including auto and homeowners policies. Many boat owners in the area turn to this office for guidance navigating the unique risks of Colorado’s high-altitude lakes and rivers. The agent helps customers secure coverage that addresses seasonal concerns, such as protecting the watercraft from freeze damage during the long Rocky Mountain winter.

GR
9195 W 44th Ave
GIA Risk Management, LLC
Boat Insurance Agent · Wheat Ridge, CO

GIA Risk Management, LLC provides residential boat insurance solutions for personal watercraft and pleasure vessels in the Wheat Ridge, Colorado area. The agency also offers commercial coverage options for businesses operating marinas, boat rentals, or fishing charters. Its service area extends throughout the surrounding region to help vessel owners secure appropriate liability and physical damage protection. The team follows up with clients after each policy period to review coverage changes and adjust limits before scheduled dock or storage expiry dates.

AI
4175 N Harlan St #130
Active Insurance Agency, Inc.
Boat Insurance Agent · Wheat Ridge, CO

Active Insurance Agency, Inc. in Wheat Ridge, CO provides boat insurance policies tailored to watercraft owners in the region. This agency works with clients to secure coverage for various vessel types common in local lakes and rivers. Regular policies often protect against accidents, theft, and weather damage. A specialty service it can add on is coverage for personal watercraft such as jet skis and wave runners.

What Does a a Boat Insurance Agent in Wheat Ridge Cost?

Typical boat insurance costs in Colorado range from 200 to 600 dollars per year for basic liability on a small motorboat. A full coverage policy for a larger vessel can cost 800 to 1500 dollars annually. Factors like boat value storage location and your driving record affect the premium. This is general information not insurance advice.

About boat insurance agents in Wheat Ridge

Boat insurance agents in Wheat Ridge Colorado help you protect your watercraft against damage theft and liability. Colorado law requires all motorized boats to carry liability insurance if operated on public waters. Local agents can also advise on coverage for non-motorized vessels like kayaks and paddleboards.

Frequently Asked Questions

What types of boat insurance are available in Wheat Ridge?

Agents offer liability physical damage and comprehensive coverage. Liability is required for motorized boats on Colorado waters. Physical damage covers collision and theft while comprehensive covers weather and vandalism.

Do I need insurance for a non-motorized boat in Colorado?

Colorado does not require insurance for non-motorized boats like canoes or kayaks. However many agents recommend liability coverage if you use public waterways or launch ramps. Check with your agent for specific needs.

How does Colorado weather affect boat insurance rates?

Colorado hailstorms and sudden wind events can damage boats. Agents in Wheat Ridge often recommend comprehensive coverage to protect against these risks. Rates may increase if you store your boat outdoors during storm season.

Boat Insurance Agents in Other Colorado Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each boat insurance agent's credentials and current standing with your state Department of Insurance.