The top-rated auto insurance agent in Troy, New York is Mick Butler - State Farm Insurance Agent, rated 4.9 stars across 259 reviews. Other highly rated options include Kelly McGrath - State Farm Insurance Agent, Attanasio Agency, LLC, John Loughlin - State Farm Insurance Agent. This directory lists 13 auto insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mick Butler - State Farm Insurance Agent | 961 Hoosick Rd | (518) 237-6425 |
| 2 | Kelly McGrath - State Farm Insurance Agent | 233 N Greenbush Rd | (518) 272-7000 |
| 3 | Attanasio Agency, LLC | 235 Pawling Ave | (518) 266-0311 |
| 4 | John Loughlin - State Farm Insurance Agent | 160 Oakwood Ave | (518) 266-9965 |
| 5 | Freeway Insurance | 351 Broadway | (518) 520-0450 |
| 6 | AAA Hudson Valley | 112 N Greenbush Rd | (518) 426-1000 |
| 7 | Culnan Insurance Agency LLC | 16C N Greenbush Rd | (518) 326-1191 |
| 8 | Wm. J. Fagan & Sons, Inc | 15 1st St | (518) 272-3471 |
| 9 | Brundige Insurance Agency | 8 Grange Rd | (518) 279-1940 |
| 10 | De Genero Insurance | 225 N Greenbush Rd | (518) 283-1164 |
Mick Butler - State Farm Insurance Agent serves the Troy, New York area and the surrounding Rensselaer County region, providing auto insurance policies to local drivers. As an auto insurance agent, this office helps customers understand their coverage options and select appropriate liability, collision, and comprehensive plans. Work in this area involves assessing individual driving needs and vehicle types to tailor policies accordingly. The agency specifically handles auto insurance for personal vehicles and can also assist with rental car reimbursement coverage.
Kelly McGrath - State Farm Insurance Agent in Troy, NY offers a full range of personal and commercial auto insurance coverage, including liability, collision, and comprehensive plans. The company provides ongoing policy management services and claims assistance to help clients maintain their coverage and navigate accidents or repairs. Service areas include private vehicles for single-family homes and apartments, as well as commercial auto needs for local retail businesses and restaurants.
Homeowners and renters in Troy, NY, look to Attanasio Agency, LLC for auto insurance agent services designed to protect their daily commute and personal vehicles. The company works with local drivers to explore coverage options that fit individual needs and budgets. General liability and collision policies are commonly discussed during personalized consultations. This agency also serves clients throughout the surrounding Rensselaer County metro area, including the nearby community of Watervliet.
Serving Troy, New York, and the surrounding communities, John Loughlin - State Farm Insurance Agent handles auto insurance coverage for local drivers. This agency works with clients to select appropriate policies that meet personal driving needs and vehicle requirements. Standard offerings include liability protection, collision coverage, and comprehensive plans. John Loughlin takes a straightforward approach by first reviewing a driver's situation and then recommending suitable coverage options to match their specific circumstances.
Freeway Insurance provides auto insurance policies to drivers throughout Troy, New York, assisting clients with required liability coverage as well as optional protections like collision and comprehensive plans. The agency works to help customers understand their coverage options and find policies that match their driving habits and vehicle types. In addition to personal auto insurance, it can serve various commercial sectors, including offices needing fleet coverage, warehouses requiring cargo liability, and food service businesses seeking delivery driver protection.
AAA Hudson Valley assists residents of Troy, New York with personal auto insurance policies tailored to individual driving needs and vehicle types. The agency also provides commercial coverage for local businesses requiring fleet or liability protection. Their service area encompasses the greater Troy region and nearby communities. Clients benefit from policy reviews and renewal assistance to maintain appropriate coverage. The agency encourages follow-up consultations between regular visits to discuss life changes that may affect insurance requirements or to explore potential discounts.
Drivers in the Troy, New York area can choose between one-time policy comparisons or recurring coverage adjustments when working with Culnan Insurance Agency LLC. This auto insurance agent focuses on helping drivers understand their policy options and find protection that fits their daily driving needs. Typical coverage discussions include liability, collision, and comprehensive plans for personal vehicles or commuters. Whether a client needs a quick annual checkup or a review after a life change, service here runs on an as-needed basis.
As an auto insurance agent, Wm. J. Fagan & Sons, Inc provides specialty services including customized liability coverage and comprehensive policy reviews for drivers in Troy, NY. The agency assists local customers with routine policy adjustments, claims filing support, and bundling options. During the winter months, it helps clients understand how harsh weather conditions and road salt affect comprehensive and collision coverage needs.
Winter ice and snow often challenge drivers in Troy, NY, making reliable auto coverage essential. Brundige Insurance Agency serves as an auto insurance agent helping local motorists find policies that match their driving needs and budget. The agency guides customers through coverage options for liability, collision, and comprehensive protection typical for the Capital Region. Each consultation begins with a review of the driver’s current situation and vehicle details. The process starts with an initial inspection and assessment of individual insurance requirements.
De Genero Insurance helps drivers in Troy, New York, secure auto insurance policies that meet their specific needs. The agency also assists clients with add-ons for roadside assistance, rental reimbursement, and comprehensive coverage. Specializing in personal auto policies, it provides options for liability, collision, and uninsured motorist protection. The agency can offer insurance solutions for commercial sectors such as offices, warehouses, and food service establishments.
What Does an a Auto Insurance Agent in Troy Cost?
The cost of auto insurance in Troy New York varies widely based on factors like your age driving record and vehicle model. On average drivers in New York pay around 1,300 to 1,800 dollars per year for full coverage but rates can be higher or lower depending on your specific situation. Liability-only policies are typically less expensive. This is general information not insurance advice.
About auto insurance agents in Troy
Auto insurance agents in Troy New York help drivers meet the states minimum liability requirements and find appropriate coverage. New York law requires all registered vehicles to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars for bodily injury per accident. A local Troy agent can explain how factors like your driving record and vehicle type affect your policy options.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage and 50,000 dollars for no-fault personal injury protection. An agent in Troy can help you understand these minimums and suggest additional coverage.
How can a Troy auto insurance agent help me save money?
A local agent can review your driving history and vehicle to find discounts you may qualify for such as multi-policy or safe driver discounts. They can also adjust your deductibles and coverage limits to match your budget. Comparing quotes from multiple insurers through an independent agent is a common way to find lower rates.
Do I need uninsured motorist coverage in New York?
Yes New York law requires uninsured motorist coverage of 25,000 dollars per person and 50,000 dollars per accident. This protects you if you are hit by a driver without insurance. Your Troy agent can explain how this coverage works and whether you should add supplemental coverage.
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