The top-rated auto insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 342 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 15 auto insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | Oxford Millin Insurance Agency Ltd | 25 4th Ave | (631) 434-6666 |
| 8 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | Bliss Car Insurance | 1557 5th Ave | (631) 380-9259 |
Sound Harbor Insurance serves the Bay Shore area of Suffolk County as a local auto insurance agent. It helps drivers secure coverage that meets state requirements and suits their individual needs on Long Island. The agency guides clients through policy options for liability, collision, and comprehensive protection. It also assists with roadside assistance plans and rental car reimbursement to keep drivers moving after an accident.
Anthony Machiano: Allstate Insurance provides auto insurance policies for drivers in and around Bay Shore, NY. The agency assists customers with coverage options that may include liability, collision, and comprehensive protection. Service plans often involve regular policy reviews to help maintain adequate limits and potential discounts. Clients can also access support for filing claims and updating coverage as their needs change. This agent serves a variety of local account holders, including owners of single-family homes, apartments, retail businesses, and restaurants.
Michael S. Stagnitta - State Farm Insurance Agent serves homeowners, drivers, and local business owners in Bay Shore, New York, with personal auto insurance policies and related coverage options. The agent works with clients to tailor protection for vehicles and property, helping them navigate liability, collision, and comprehensive plans to meet individual needs. This agency provides ongoing support for policy changes and claims assistance. The office also extends its services to the neighboring communities in western Suffolk County, including Islip.
Bill Dunn - State Farm Insurance Agent serves Bay Shore, New York, and the surrounding communities on Long Island. The agency handles auto insurance policies for local drivers, offering coverage options to help meet various needs and budgets. Each client’s situation is reviewed individually, with attention to their driving history and vehicle type. For a typical job, the agency compares available coverage limits and deductibles to propose a personalized policy that fits the driver’s requirements.
Douglas Cortez, a State Farm Insurance Agent in Bay Shore, NY, helps clients understand the difference between one-time policy purchases for liability coverage and recurring service options for comprehensive auto plans. Coverages protect against accidents, theft, and weather damage, and can include rental reimbursement or roadside assistance. Each policy requires an initial setup and ongoing reviews to match changing needs. Service runs on an as-needed basis, such as when a vehicle is registered, coverage is updated, or a claim is filed.
ACME Insurance Brokerage of Bay Shore INC. specializes in matching drivers with appropriate auto insurance policies for their specific vehicles and driving habits. The agency also handles general insurance service work, including policy renewals, coverage updates, and claims assistance for local residents throughout Bay Shore, NY. Its team addresses seasonal concerns such as adjusting collision and comprehensive coverage in advance of winter ice storms and coastal flooding risks common to the Long Island area.
With the arrival of winter weather or the start of summer road trips, local drivers in Bay Shore often seek reliable car insurance coverage to protect their vehicles. Oxford Millin Insurance Agency Ltd offers auto insurance agent services tailored to these seasonal needs and area driving conditions. They guide clients through policy options that can fit individual budgets and coverage requirements. The initial step typically involves a review of driving history and a vehicle inspection to assess eligibility and risk before providing specific rate quotes.
C Walsh Agency provides auto insurance coverage for personal and commercial vehicles in the Bay Shore, NY area. It specializes in adding comprehensive and collision protection for policyholders seeking more than basic liability. The agency also offers rental reimbursement and roadside assistance options. Commercial accounts can be written for small business fleets, including vehicles used for local deliveries. Coverage is available for a range of commercial sectors, such as offices, warehouses, and food service.
Residential clients in Bay Shore, NY, are served by Jay Tee Insurance for their personal auto coverage needs. The agency also addresses commercial vehicle policies for local businesses. Service extends throughout the Bay Shore area to assist drivers with their insurance requirements. Staff provide guidance on policy options that match individual driving situations. They help clients understand coverage terms and assist with claims filing when necessary. Follow-up contact is made between regular policy periods to review any changes that may affect coverage or premiums.
Bliss Car Insurance, a local auto insurance agent in Bay Shore, NY, is known for helping drivers find suitable liability and comprehensive coverage. Its service range includes assisting with policy comparisons and deductible choices tailored to Suffolk County commuters. The agency works to match individual driving records with appropriate protection plans. It also offers guidance on personal injury protection for those navigating New York’s no-fault insurance laws. A specialty service this agent can add on is roadside assistance coverage for stranded vehicles.
What Does an a Auto Insurance Agent in Bay Shore Cost?
Auto insurance costs in Bay Shore New York vary based on factors like age, driving history, and vehicle type. Average annual premiums in New York range from 1,200 to 2,500 dollars, but rates can be higher for drivers with accidents or violations. This is general information and does not constitute insurance advice.
About auto insurance agents in Bay Shore
Auto insurance agents in Bay Shore New York help drivers find coverage that meets New York state minimum requirements. New York law mandates liability insurance of at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents can also assist with optional coverages like collision and comprehensive for added protection.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage and 50,000 dollars for no-fault personal injury protection.
How do I choose an auto insurance agent in Bay Shore?
Look for agents licensed in New York with experience in local coverage options. You can ask about their knowledge of New York no-fault laws and compare quotes from multiple agents to find a policy that fits your needs.
Can an auto insurance agent help me save money on my policy?
Yes, agents can review your driving record and vehicle type to find discounts you may qualify for. Common New York discounts include safe driver, multi-policy, and anti-theft device discounts.
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