ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsNew York › Smithtown

Find Auto Insurance Agents Near You in Smithtown, NY

Browse auto insurance agents serving Smithtown, New York. Updated 2026-07-14.

The top-rated auto insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, AAA Smithtown, Lynne Barnhardt - State Farm Insurance Agent. This directory lists 16 auto insurance agents serving Smithtown.

Showing 16 auto insurance agents in Smithtown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jennifer O'Brien - State Farm Insurance Agent550 Smithtown Bypass 2nd Fl Suite 114(631) 724-0002
2Joe Aguirre - State Farm Insurance Agent61 W Main St(631) 265-3880
3AAA Smithtown729 Smithtown Bypass(631) 393-7613
4Lynne Barnhardt - State Farm Insurance Agent58 N Country Rd(631) 265-5030
5Philip Forte: Allstate Insurance310 Maple Ave(631) 346-6400
6Platinum Insurance Group111 E Main St(516) 621-2436
7Jeff Troiano: Allstate Insurance25 Manor Rd(631) 724-2100
8Zachary Millian: Allstate Insurance360 E Jericho Tpke(631) 656-7856
9Takach & Associates, Inc112 Terry Rd(631) 366-2774
10Antos Agency Inc158 Terry Rd(631) 360-3737
JO
550 Smithtown Bypass 2nd Fl Suite 114
Jennifer O'Brien - State Farm Insurance Agent
Auto Insurance Agent · Smithtown, NY

Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area, providing auto insurance coverage to local drivers. The agency helps customers select policies that meet state requirements and protect against liability and collision costs. Clients work with an agent who explains coverage options, including deductibles and uninsured motorist protection. The office handles new policy applications, policy reviews during renewal periods, and claims assistance after an accident or vehicle damage event in the Smithtown vicinity.

JA
61 W Main St
Joe Aguirre - State Farm Insurance Agent
Auto Insurance Agent · Smithtown, NY

Homeowners, renters, and drivers throughout Smithtown, NY turn to Joe Aguirre - State Farm Insurance Agent for personalized auto insurance coverage. The agency evaluates individual driving histories, vehicle types, and policy needs to match clients with appropriate protection plans. Local residents appreciate having a neighborhood provider who understands Long Island’s specific commuting patterns and traffic conditions. This office also serves neighboring communities such as Hauppauge and Kings Park, ensuring drivers across the wider Smithtown metro area have access to reliable insurance guidance.

AS
729 Smithtown Bypass
AAA Smithtown
Auto Insurance Agent · Smithtown, NY

AAA Smithtown provides personal and commercial auto insurance services to clients in Smithtown, NY. The agency assists customers with policy selection, coverage adjustments, and claims support. Their service plans include annual policy reviews, coverage comparisons, and assistance with roadside assistance enrollment. Regular maintenance options are available to update policies after changes in driving habits or vehicle ownership. The company serves single-family homeowners, apartment residents, local retail businesses, and nearby restaurants.

LB
58 N Country Rd
Lynne Barnhardt - State Farm Insurance Agent
Auto Insurance Agent · Smithtown, NY

Lynne Barnhardt - State Farm Insurance Agent serves Smithtown, NY, and the surrounding communities of Long Island. The agency handles auto insurance coverage for local drivers, addressing protection needs with policies designed for varying vehicle types and driving habits. Each client’s situation is reviewed individually, with the agent focusing on matching coverage options to personal and household requirements. For a typical job, the agency gathers driver details and vehicle information, then presents clear policy choices to ensure informed decision-making.

PF
310 Maple Ave
Philip Forte: Allstate Insurance
Auto Insurance Agent · Smithtown, NY

For auto insurance, customers choose between a one-time policy for instant liability coverage or an ongoing plan that builds continuous protection over time. Philip Forte: Allstate Insurance in Smithtown, NY, helps local drivers assess their needs and select the appropriate personal or commercial coverage. The agency provides guidance on deductibles, limits, and discounts, such as those for safe driving or bundling. Services are available on a one-time basis for single purchases or on an as-needed schedule for full policy updates and claims assistance.

PI
111 E Main St
Platinum Insurance Group
Auto Insurance Agent · Smithtown, NY

Platinum Insurance Group in Smithtown, NY specializes in helping drivers secure liability, collision, and comprehensive coverage tailored to their specific vehicle needs. The agency also works extensively with residents to review their current auto policies and adjust for adequate protection. As winter approaches each year, it assists local drivers in adding roadside assistance coverage for hazards like icy roads and potential breakdowns.

JT
25 Manor Rd
Jeff Troiano: Allstate Insurance
Auto Insurance Agent · Smithtown, NY

As the seasons change in Smithtown, local drivers begin to evaluate their coverage before the winter weather arrives. Jeff Troiano: Allstate Insurance assists auto owners in adjusting their policies to meet evolving needs and liability concerns. The agency provides guidance on standard protection options available for personal vehicles in the area. Drivers can discuss deductibles, comprehensive limits, and roadside assistance during a scheduled consultation. To begin the process, a brief assessment of the current policy is conducted to identify any coverage gaps or necessary adjustments.

ZM
360 E Jericho Tpke
Zachary Millian: Allstate Insurance
Auto Insurance Agent · Smithtown, NY

Zachary Millian: Allstate Insurance provides general auto insurance coverage for drivers in the Smithtown, NY area, along with specialized add-ons such as roadside assistance and rental car reimbursement. The agency also offers policy options that account for local driving conditions and common commutes on Long Island. Its services are available to a variety of commercial entities, including offices needing fleet coverage, warehouses requiring liability protections, and food service businesses seeking vehicle policies.

TA
112 Terry Rd
Takach & Associates, Inc
Auto Insurance Agent · Smithtown, NY

Takach & Associates, Inc provides auto insurance coverage to residents in and around Smithtown, NY. The agency also handles commercial auto policies for local businesses requiring fleet or individual vehicle protection. Their service area covers Smithtown and the neighboring towns and villages throughout Suffolk County. New clients can receive initial consultations to review their specific driving needs and available policy options. Existing customers often return between regular six-month policy periods to update their coverage after purchasing a new vehicle or adding a young driver to their household.

AA
158 Terry Rd
Antos Agency Inc
Auto Insurance Agent · Smithtown, NY

Antos Agency Inc is known for providing personalized auto insurance guidance to drivers in the Smithtown, New York area. The company assists clients in selecting appropriate coverage to meet both state requirements and individual financial needs. Agents work to explain various policy options, helping customers understand deductibles, liability limits, and collision coverage. As a local agency, it offers neighborhood accessibility for policy reviews or questions. In addition to standard auto policies, specialty coverage for classic cars or high-risk drivers is available upon request.

CI
93 E Main St
Central Insurance Agency
Auto Insurance Agent · Smithtown, NY
(877) 242-9600
ciainsures.com
NI
550 Smithtown Bypass STE 202
Navigators Insurance
Auto Insurance Agent · Smithtown, NY
(631) 724-4989
insnavigator.com/home
SA
201 E Main St
Schaefer Agency Inc. (The)
Auto Insurance Agent · Smithtown, NY
(631) 979-7474
MI
50 Karl Ave #103
Marluca Insurance
Auto Insurance Agent · Smithtown, NY
(631) 543-2232
BI
22 Lawrence Ave Suite 308
BGR Insurance Services
Auto Insurance Agent · Smithtown, NY
(631) 647-8488
NI
823 W Jericho Turnpike Suite 1A
Nationwide Insurance: Bagatta Associates Inc.
Auto Insurance Agent · Smithtown, NY
(631) 864-1111
bagatta.com

What Does an a Auto Insurance Agent in Smithtown Cost?

The cost of auto insurance in Smithtown, New York varies based on factors like your driving record, age, vehicle type, and coverage limits. On average, New York drivers pay around $1,500 to $2,500 per year for full coverage, though minimum liability policies may cost less. Rates in Suffolk County can be higher due to local traffic density and accident statistics. This is general information and not insurance advice.

About auto insurance agents in Smithtown

An auto insurance agent in Smithtown, New York can help you find a policy that meets New York state requirements. New York law mandates liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, plus $10,000 for property damage. A local agent understands the specific driving conditions and insurance needs of Suffolk County residents.

Frequently Asked Questions

What is the minimum auto insurance coverage required in New York?

New York requires all drivers to have liability insurance of at least $25,000 per person and $50,000 per accident for bodily injury, and $10,000 for property damage. You must also have uninsured motorist coverage and personal injury protection or PIP.

How can an auto insurance agent in Smithtown help me save money?

An agent can compare quotes from multiple insurance companies to find a policy that fits your budget. They can also advise on available discounts such as safe driver, multi-policy, or low mileage discounts that apply to your situation.

What documents do I need to get auto insurance in Smithtown?

You will need your driver license, vehicle registration, and vehicle identification number or VIN. The agent may also ask about your driving history and annual mileage to provide an accurate quote.

Auto Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.