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HomeAuto Insurance AgentsNew York › Schenectady

Find Auto Insurance Agents Near You in Schenectady, NY

Browse auto insurance agents serving Schenectady, New York. Updated 2026-07-14.

The top-rated auto insurance agent in Schenectady, New York is Hopmeier Evans Gage Agency, rated 5.0 stars across 291 reviews. Other highly rated options include Nikki Stone - State Farm Insurance Agent, Stephanie Mahoney - State Farm Insurance Agent, Victor Gaudin - State Farm Insurance Agent. This directory lists 26 auto insurance agents serving Schenectady.

Showing 26 auto insurance agents in Schenectady, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hopmeier Evans Gage Agency2330 Broadway(518) 377-7414
2Nikki Stone - State Farm Insurance Agent1334 Union St(518) 930-7316
3Stephanie Mahoney - State Farm Insurance Agent3770 Carman Rd(518) 355-2611
4Victor Gaudin - State Farm Insurance AgentVictor Gaudin State Farm, 3610 State St Suite 4(518) 346-0200
5Shirley Martinez - State Farm Insurance Agent1426 Altamont Ave Suite 3(518) 355-5606
6Freeway Insurance225 State St Ste 114(518) 520-0449
7AAA Schenectady220 Harborside Dr Suite 200A(518) 374-4696
8Empire Insurance Services, LLC610 Union St(518) 378-3333
9VOOMA Insurance (formerly Shutts Agency)1740 Union St(518) 372-5615
10Rickard Agency Inc2088a Curry Rd(518) 356-1900
HE
2330 Broadway
Hopmeier Evans Gage Agency
Auto Insurance Agent · Schenectady, NY

Hopmeier Evans Gage Agency serves the Schenectady, NY metro area as an auto insurance agent. It offers standard auto insurance policies, including liability coverage and collision protection, to local drivers. This agency assists with policy selection for personal vehicles, helping customers understand their coverage needs for common driving scenarios. Services also include assistance with claims filing and policy adjustments for new vehicles or changed driving habits. It handles comprehensive coverage options and roadside assistance plans for area residents.

NS
1334 Union St
Nikki Stone - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY

Homeowners, renters, and drivers in the Schenectady area work with Nikki Stone - State Farm Insurance Agent for auto insurance coverage. The agency helps customers choose liability, collision, and comprehensive policies that meet New York state requirements. It assists clients with claims filing and policy adjustments as their driving needs change. The office also covers the neighboring community of Niskayuna and other parts of the Schenectady metro region.

SM
3770 Carman Rd
Stephanie Mahoney - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY

Serving Schenectady, New York, and the surrounding communities, Stephanie Mahoney’s State Farm Insurance Agency helps clients manage auto insurance coverage. The office handles personal vehicle policies, assisting drivers with protecting their vehicles against accidents and unforeseen damage. Each typical job begins with a careful review of a client’s driving history and daily commute needs. The result is a plan that fits their specific situation, selected from available coverage options on the market, aiming for an accurate balance of protection and cost.

VG
Victor Gaudin State Farm, 3610 State St Suite 4
Victor Gaudin - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY

Victor Gaudin - State Farm Insurance Agent in Schenectady, NY, provides auto insurance options that differ between one-time policy purchases and recurring coverage plans with billing cycles. Standard policies typically cover liability, collision, and comprehensive protection for local drivers navigating Capital Region roads. Uninsured motorist and roadside assistance may be included as available add-ons to a policy. Service runs on an as-needed basis, with clients contacting the office when a quote, policy change, or claim assistance is required.

SM
1426 Altamont Ave Suite 3
Shirley Martinez - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY

Shirley Martinez - State Farm Insurance Agent in Schenectady, NY, provides auto insurance policies including liability, collision, and comprehensive coverage. The agency also assists with bundling options and explains coverage limits and deductibles, helping drivers meet New York State insurance requirements. It serves local customers by reviewing policy details and adjusting coverage for life changes such as adding a new vehicle. With Schenectady’s winter weather creating slick roads and increased accident risk, the agency helps clients understand how comprehensive coverage protects against damage from ice, snow, and road salt.

FI
225 State St Ste 114
Freeway Insurance
Auto Insurance Agent · Schenectady, NY

When the winter roads in Schenectady bring increased accident risks, local drivers seek reliable coverage to protect their vehicles. Freeway Insurance provides auto insurance policies tailored to meet these common seasonal needs. Operating from their Schenectady office, the agency assists customers in comparing coverage options that comply with New York state requirements. They guide clients through policy details to match their driving circumstances and budget constraints. A typical initial step involves reviewing the driver's personal information and vehicle details to prepare a comprehensive insurance assessment.

AS
220 Harborside Dr Suite 200A
AAA Schenectady
Auto Insurance Agent · Schenectady, NY

AAA Schenectady provides auto insurance agent services to drivers in Schenectady, New York. Its offerings include standard liability, collision, and comprehensive coverage, as well as roadside assistance plans. The company also helps clients review their existing policies and adjust coverage limits or deductibles. Policy management and claims support are handled locally, allowing for convenient updates and inquiries during business hours. AAA Schenectady services single-family homes, apartments, retail stores, and local restaurants within the surrounding community.

EI
610 Union St
Empire Insurance Services, LLC
Auto Insurance Agent · Schenectady, NY

With winter approaching, drivers in Schenectady often need to review their coverage for snow and ice-related accidents. Empire Insurance Services, LLC helps local residents navigate these seasonal risks as an auto insurance agent. The company provides guidance on liability options and comprehensive protection suited to area road conditions. Clients can discuss policy adjustments that address common regional hazards such as black ice and reduced visibility. The process begins with a review of the driver’s current coverage during an initial consultation and an inspection of the vehicle to confirm eligibility.

VI
1740 Union St
VOOMA Insurance (formerly Shutts Agency)
Auto Insurance Agent · Schenectady, NY

VOOMA Insurance, located in Schenectady, NY and formerly operating as Shutts Agency, offers standard auto insurance policies along with optional add-ons such as roadside assistance and rental car reimbursement. The agency helps clients manage coverage for personal vehicles, including cars and trucks, allowing them to select appropriate liability limits and deductibles. Its commercial auto insurance services protect businesses that rely on vehicles for daily operations. Commercial clients served include local offices, warehouses, and food service establishments that require fleet coverage.

RA
2088a Curry Rd
Rickard Agency Inc
Auto Insurance Agent · Schenectady, NY

Rickard Agency Inc serves residential auto insurance clients in and around Schenectady, NY, helping them meet mandatory coverage requirements and choose appropriate protection levels for their personal vehicles. They also offer commercial auto insurance for area businesses that need coverage for cars, trucks, or vans used in their operations. Serving the Schenectady region, the agency provides guidance through the policy selection and claims process. They follow up with clients after policy changes or renewals and remain available for repeat service or adjustments between regular check-ins.

TO
1811 Curry Rd
Tim Ochs - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY
(518) 357-4911
ochsinsurance.com
SF
2727 Hamburg St Ste 4
State Farm Insurance
Auto Insurance Agent · Schenectady, NY
(518) 930-7316
statefarm.com
2C
2129 Central Ave
2001 Central Insurance Agency
Auto Insurance Agent · Schenectady, NY
(518) 395-2001
2001cia.com
EB
1737 Union St Ste 2
Edward Brys: Allstate Insurance
Auto Insurance Agent · Schenectady, NY
(518) 377-0909
agents.allstate.com/edward-brys-schenectady-ny.html
JR
1566 State St
John R. Zongrone Agency, Inc.
Auto Insurance Agent · Schenectady, NY
(518) 374-3376
zongrone.com
AL
15 Angers Ave
Angers & Litz Associates Inc
Auto Insurance Agent · Schenectady, NY
(518) 355-8030
angersandlitz.com
SB
525 Union St Ste 102
Steve Becker - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY
(518) 372-1561
stevebeckerinsurance.com
KI
1660 Tower St
Kinowski Insurance Agency
Auto Insurance Agent · Schenectady, NY
(518) 356-4499
kinowskiinsurance.com
HB
1801 Altamont Ave
Haresh Bhatia: Allstate Insurance
Auto Insurance Agent · Schenectady, NY
(518) 346-8343
agents.allstate.com/haresh-bhatia-schenectady-ny.html
SO
1811 Curry Rd
Stacy Ochs - State Farm Insurance Agent
Auto Insurance Agent · Schenectady, NY
(518) 356-0433
stacyoinsurance.com
NI
1650 State St
Nationwide Insurance: William J. Freyer
Auto Insurance Agent · Schenectady, NY
(518) 346-6111
agency.nationwide.com/ny/schenectady/12304/william-j-freyer
RP
4017C State St
Randy Pascarella: Allstate Insurance
Auto Insurance Agent · Schenectady, NY
(518) 475-0123
agents.allstate.com/randy-pascarella-schenectady-ny.html
PG
rear entrance, 1579 Union St 1st floor
Prime Group Insurance Agency, Inc.
Auto Insurance Agent · Schenectady, NY
(518) 377-0200
primegroupinsurance.com
SP
1656 Dewitt St
Snug Protection Group
Auto Insurance Agent · Schenectady, NY
(518) 432-1600
snugprotection.com
SI
155 Erie Blvd
Schenectady Insuring Agency
Auto Insurance Agent · Schenectady, NY
(518) 594-8084
MA
2330 Broadway
Metroland Agency
Auto Insurance Agent · Schenectady, NY
(518) 377-2072
metrolandcoverage.com

What Does an a Auto Insurance Agent in Schenectady Cost?

Auto insurance costs in Schenectady New York vary by driver age vehicle type and driving record. Average annual premiums in New York state range from $1,200 to $2,500 for full coverage. Minimum liability policies may cost between $600 and $1,000 per year. Costs also depend on your zip code and credit history. This is general information not insurance advice.

About auto insurance agents in Schenectady

An auto insurance agent in Schenectady New York can help you find a policy that meets New York state requirements. New York law mandates liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury. An agent can also explain local factors like winter driving risks and traffic patterns in Schenectady County.

Frequently Asked Questions

What are the minimum auto insurance requirements in New York?

New York requires liability insurance of $25,000 per person and $50,000 per accident for bodily injury. You also need $10,000 for property damage and $50,000 for no-fault personal injury protection.

How do I find a licensed auto insurance agent in Schenectady?

You can search the New York State Department of Financial Services website for licensed agents in Schenectady County. Local agents are listed in business directories and can be contacted directly for quotes.

Can an auto insurance agent help me with a New York no-fault claim?

Yes an agent can explain the no-fault system and help you understand your personal injury protection benefits. New York is a no-fault state meaning your own insurance pays for medical expenses regardless of fault.

Auto Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.