ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeAuto Insurance AgentsNew York › Saratoga Springs

Find Auto Insurance Agents Near You in Saratoga Springs, NY

Browse auto insurance agents serving Saratoga Springs, New York. Updated 2026-07-14.

The top-rated auto insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 21 auto insurance agents serving Saratoga Springs.

Showing 21 auto insurance agents in Saratoga Springs, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kyle Magne - State Farm Insurance Agent120 West Ave Apartment 102(518) 633-1010
2Bob Fitch - State Farm Insurance Agent440 Maple Ave(518) 409-8685
3Dione Ramsdill - State Farm Insurance Agent4286 NY-50(518) 581-7010
4Jenks Family Insurance Agency, LLC11 Ballston Ave(518) 581-1111
5Lubica Mills - State Farm Insurance Agent8 Circular St Suite 3(518) 587-6483
6Todd Harvey Farmers Insurance2 Smith Bridge Rd(518) 693-6893
7Armor Group Insurance Agency340 Broadway Ste 301(518) 952-4296
8Steve Cook - State Farm Insurance Agent6 Franklin Square Ste E(518) 581-8240
9AAA Saratoga26 West Ave(518) 587-8529
10Cote Insurance Agency68 Weibel Ave(518) 587-3303
KM
120 West Ave Apartment 102
Kyle Magne - State Farm Insurance Agent
Auto Insurance Agent · Saratoga Springs, NY

Kyle Magne - State Farm Insurance Agent serves the Saratoga Springs, NY area, providing auto insurance agent services to local drivers. The agency helps customers select liability coverage and comprehensive policies tailored to their vehicles and driving needs. With attention to New York state insurance requirements, it assists in processing claims and adjusting coverage limits. This office also handles roadside assistance plans and rental car reimbursement options for policyholders in the Saratoga Springs region.

BF
440 Maple Ave
Bob Fitch - State Farm Insurance Agent
Auto Insurance Agent · Saratoga Springs, NY

Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY, provides personal auto insurance policies along with related coverage options such as liability, collision, and comprehensive plans. The office assists clients in reviewing their existing coverage needs and adjusting deductibles to suit individual driving habits. Typical service includes processing policy updates, filing claims assistance, and offering periodic policy reviews to ensure adequate protection. The agent serves a range of property types in the local area, including single-family homes, apartments, retail businesses, and restaurants.

DR
4286 NY-50
Dione Ramsdill - State Farm Insurance Agent
Auto Insurance Agent · Saratoga Springs, NY

Dione Ramsdill - State Farm Insurance Agent assists homeowners, renters, and drivers in Saratoga Springs with auto insurance policies that provide financial protection and liability coverage for personal vehicles. The agency helps customers assess their coverage needs and update their policies as circumstances change, supporting compliance with New York compulsory insurance laws. Local clients benefit from guidance on claim procedures and policy options tailored to the area’s driving conditions. The office also serves the broader Saratoga County region, including nearby communities such as Wilton and Malta.

JF
11 Ballston Ave
Jenks Family Insurance Agency, LLC
Auto Insurance Agent · Saratoga Springs, NY

Serving Saratoga Springs and surrounding communities in upstate New York, Jenks Family Insurance Agency, LLC handles auto insurance policies for local drivers. The company assists clients with coverage options tailored to individual needs, from liability protection to comprehensive plans. It works directly with customers to review policy details and update coverage as circumstances change. To manage a typical client request, it compares different carriers and policy features to find a suitable match for each driver’s budget and risk profile.

LM
8 Circular St Suite 3
Lubica Mills - State Farm Insurance Agent
Auto Insurance Agent · Saratoga Springs, NY

When seeking car insurance, a client may choose between a single policy purchase for basic requirements or an ongoing service that adjusts coverage as circumstances change. Serving Saratoga Springs, New York, this auto insurance agent helps drivers select liability, collision, and comprehensive plans that meet local regulations and individual needs. Guidance is provided on deductibles and discounts to tailor each policy. This agency offers its services on an as-needed basis, whether for a new policy, a policy review, or filing a claim.

TH
2 Smith Bridge Rd
Todd Harvey Farmers Insurance
Auto Insurance Agent · Saratoga Springs, NY

Todd Harvey Farmers Insurance offers tailored auto insurance policies, covering liability, collision, and comprehensive options. The agency serves Saratoga Springs drivers with personal risk assessments and coverage adjustments. It also provides home and life insurance services alongside auto. For seasonal needs, the agent helps clients manage coverage changes after relocating to New York’s Capital Region or when winter weather increases collision risks from icy roads.

AG
340 Broadway Ste 301
Armor Group Insurance Agency
Auto Insurance Agent · Saratoga Springs, NY

As winter approaches in Saratoga Springs, drivers face unique risks from icy roads and unpredictable weather, which makes reliable auto coverage essential. Armor Group Insurance Agency in Saratoga Springs provides auto insurance agent services to help local motorists navigate these seasonal challenges. Their process includes reviewing each client's driving patterns and vehicle usage to match appropriate liability, collision, and comprehensive coverage. Before finalizing a policy, they inspect the primary vehicle and assess any historical claims to ensure accurate protection. This initial assessment step confirms that the driver meets all local insurance requirements.

SC
6 Franklin Square Ste E
Steve Cook - State Farm Insurance Agent
Auto Insurance Agent · Saratoga Springs, NY

Steve Cook's State Farm Insurance Agency in Saratoga Springs, NY, provides auto insurance policies for residential customers in the local area. Commercial coverage for small businesses and vehicles is also available throughout the surrounding Saratoga County region. The agency assists clients in selecting appropriate policy protections that meet individual driving needs and budget considerations. After annual policy reviews or after a claim, representatives ensure follow-up service is provided between regular scheduled visits to keep coverage aligned with changing circumstances.

AS
26 West Ave
AAA Saratoga
Auto Insurance Agent · Saratoga Springs, NY

AAA Saratoga offers auto insurance policies for personal vehicles and can tailor coverage with specialty add-ons such as roadside assistance and rental reimbursement. The agency serves drivers in Saratoga Springs, NY, helping them navigate liability, collision, and comprehensive options to meet state requirements and individual needs. Commercial auto insurance is available for various business types, including offices, warehouses, and food service operations, ensuring proper protection for company-owned vehicles and employee drivers.

CI
68 Weibel Ave
Cote Insurance Agency
Auto Insurance Agent · Saratoga Springs, NY

Cote Insurance Agency in Saratoga Springs, New York, is known for providing auto insurance policies to local residents navigating the state's unique coverage requirements. Their service range includes crafting liability, collision, and comprehensive plans tailored to individual driving needs. By assessing each client's vehicle type and typical commute, they help ensure proper financial protection on the road. A specialty service they can add on is uninsured and underinsured motorist coverage for additional security against other drivers.

RJ
538 Maple Ave Suite C
Robert J. Hoy Agency, Inc.
Auto Insurance Agent · Saratoga Springs, NY
(518) 583-2025
hoyagency.com
TM
468 Maple Ave
Thomas McCurry: Allstate Insurance
Auto Insurance Agent · Saratoga Springs, NY
(518) 306-5315
agents.allstate.com/thomas-mccurry-saratoga-springs-ny.html
SM
125 High Rock Ave suite 215
Saratoga Medicare Group
Auto Insurance Agent · Saratoga Springs, NY
(518) 528-1550
saratogamedicare.com
NI
195 Washington St
Nationwide Insurance: Michael O. Murphy
Auto Insurance Agent · Saratoga Springs, NY
(518) 584-1715
MC
26 Congress St Ste G
Michael Criscione: Allstate Insurance
Auto Insurance Agent · Saratoga Springs, NY
(518) 583-9457
agents.allstate.com/michael-criscione-saratoga-springs-ny.html
AS
229 Washington St
ADAMS STATION INSURANCE AGENCY INC
Auto Insurance Agent · Saratoga Springs, NY
(518) 512-5247
adamsstationinsurance.com
VI
513 Broadway
Vitality Insurance Agency NY
Auto Insurance Agent · Saratoga Springs, NY
(518) 620-8429
VI
35 Henry St
Vivid Insurance Service
Auto Insurance Agent · Saratoga Springs, NY
(518) 594-6731
FI
3257 US-9 Suite 3
Fragomeni Insurance
Auto Insurance Agent · Saratoga Springs, NY
(518) 584-4200
fragomeni-insurance.com
KI
12 Lake Ave
Karbocus Insurance Agency
Auto Insurance Agent · Saratoga Springs, NY
(518) 583-3333
karbocusinsurance.com
UA
171 S Broadway
Upstate Agency
Auto Insurance Agent · Saratoga Springs, NY
(518) 306-2771
locations.upstateagency.com/ny/saratogasprings/insurance-ua-saratoga.html

What Does an a Auto Insurance Agent in Saratoga Springs Cost?

Auto insurance costs in New York average about 1,300 to 1,800 dollars per year for full coverage, though rates vary widely. For minimum liability coverage, drivers might pay 500 to 900 dollars annually. Your actual premium depends on your personal risk profile, coverage limits, and deductible choices. This is general information and not insurance advice.

About auto insurance agents in Saratoga Springs

Auto insurance agents in Saratoga Springs New York help drivers find coverage that meets state legal requirements. New York law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. A local agent can explain these requirements and help you choose a policy that fits your needs.

Frequently Asked Questions

What is the minimum auto insurance coverage required in New York?

New York requires liability insurance of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage and no-fault personal injury protection are also mandatory.

How can an auto insurance agent in Saratoga Springs help me?

An agent can review your driving history, vehicle type, and budget to find suitable policies from multiple insurers. They can also explain New York specific rules such as the state mandatory 30 day notice period for policy cancellation.

What factors affect auto insurance rates in Saratoga Springs?

Rates are based on your driving record, age, credit history, vehicle model, and where you live in Saratoga Springs. Local factors like traffic density and accident statistics in Saratoga County also influence premiums.

Auto Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each auto insurance agent's credentials and current standing with your state Department of Insurance.