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Find Auto Insurance Agents in Saratoga Springs, NY

Looking for a auto insurance agent in Saratoga Springs? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 auto insurance agents in Saratoga Springs, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010 saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685 bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010 dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111 jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483 lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893 agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296 armorgroupinsurance.com
AAA Saratoga
26 West Ave, Saratoga Springs, NY 12866
(518) 587-8529 northway.aaa.com
Steve Cook - State Farm Insurance Agent
6 Franklin Square Ste E, Saratoga Springs, NY 12866
(518) 581-8240 stevecooksfinsurance.com
Cote Insurance Agency
68 Weibel Ave, Saratoga Springs, NY 12866
(518) 587-3303 savewithcote.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315 agents.allstate.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025 hoyagency.com
Saratoga Medicare Group
125 High Rock Ave suite 215, Saratoga Springs, NY 12866
(518) 528-1550 saratogamedicare.com
Michael Criscione: Allstate Insurance
26 Congress St Ste G, Saratoga Springs, NY 12866
(518) 583-9457 agents.allstate.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200 fragomeni-insurance.com
ADAMS STATION INSURANCE AGENCY INC
229 Washington St, Saratoga Springs, NY 12866
(518) 512-5247 adamsstationinsurance.com
Vitality Insurance Agency NY
513 Broadway, Saratoga Springs, NY 12866
(518) 620-8429
Vivid Insurance Service
35 Henry St, Saratoga Springs, NY 12866
(518) 594-6731
Karbocus Insurance Agency
12 Lake Ave, Saratoga Springs, NY 12866
(518) 583-3333 karbocusinsurance.com

Auto insurance agents in Saratoga Springs New York help drivers find coverage that meets state legal requirements. New York law requires all drivers to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person, 50,000 dollars per accident, and 10,000 dollars for property damage. A local agent can explain these requirements and help you choose a policy that fits your needs.

What Does a Auto Insurance Agent in Saratoga Springs Cost?

Auto insurance costs in New York average about 1,300 to 1,800 dollars per year for full coverage, though rates vary widely. For minimum liability coverage, drivers might pay 500 to 900 dollars annually. Your actual premium depends on your personal risk profile, coverage limits, and deductible choices. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum auto insurance coverage required in New York?
New York requires liability insurance of 25,000 dollars per person for bodily injury, 50,000 dollars per accident, and 10,000 dollars for property damage. Uninsured motorist coverage and no-fault personal injury protection are also mandatory.
How can an auto insurance agent in Saratoga Springs help me?
An agent can review your driving history, vehicle type, and budget to find suitable policies from multiple insurers. They can also explain New York specific rules such as the state mandatory 30 day notice period for policy cancellation.
What factors affect auto insurance rates in Saratoga Springs?
Rates are based on your driving record, age, credit history, vehicle model, and where you live in Saratoga Springs. Local factors like traffic density and accident statistics in Saratoga County also influence premiums.