The top-rated auto insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 437 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 66 auto insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 216 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Craig Brown - GEICO Insurance Agent | 4138 W Henrietta Rd | (585) 271-2886 |
| 6 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 7 | Sean Davern - State Farm Insurance Agent | 2121 E Main St | (585) 482-0738 |
| 8 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 9 | Van C. Travis III, ChFC - State Farm Insurance Agent | 1978 Monroe Ave | (585) 461-5240 |
| 10 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
Homeowners, drivers, and small businesses in Rochester, New York rely on VanScoter Insurance Agency LLC for their auto insurance needs. The agency helps clients compare coverage options to meet state requirements and personal risk preferences, explaining policy details such as liability limits and comprehensive protection. It serves as a direct point of contact for policy adjustments and claims guidance. Access to multiple carriers allows the agency to tailor plans for standard and non-standard drivers alike. It also extends its auto insurance services to the surrounding communities of Greece and Irondequoit.
Elmwood Agency provides residential auto insurance coverage to drivers in Rochester, New York. The agency also offers commercial auto policies for local businesses operating vehicles in the area. Clients in the Rochester region receive personalized assistance in selecting appropriate coverage levels for their needs. Services include policy reviews and claims support throughout the duration of the plan. The agency follows up with clients between regular visits to adjust coverage when circumstances change.
Serving Rochester and the surrounding communities in Monroe County, Jackie Ortiz - State Farm Insurance Agent offers auto insurance policies to local drivers. The office handles the typical range of personal auto insurance needs, including liability, collision, and comprehensive options. When working with a customer, it begins by reviewing driving history and vehicle details to identify suitable coverage levels, then presents policy choices with clear explanations of deductibles. This is followed by outlining available discounts and payment plan options to finalize a tailored quote.
Quinton Insurance in Rochester, New York offers auto insurance as either a one-time purchase for short-term coverage or a recurring policy for ongoing protection, with options for liability, collision, and comprehensive plans. In a city where winter roads and heavy traffic increase risks, these services help drivers meet legal requirements and safeguard their vehicles. Service runs on a scheduled basis, such as monthly or every six months, but can also be arranged as needed for temporary coverage.
Craig Brown - GEICO Insurance Agent in Rochester, New York, offers a range of auto insurance coverage options designed to protect drivers. The agency provides standard liability and comprehensive policies, along with maintenance advice for policyholders to keep coverage active. It tailors plans to individual driving histories and vehicle types in the local area. The agency services the insurance needs of various properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance, a Rochester auto insurance agent, concentrates on matching drivers with liability, comprehensive, and collision policies to meet state requirements and personal needs. Their service range covers standard and high-risk coverage for local motorists, offering multiple quotes from various carriers. Day or night, customers can get coverage quickly. As a specialty service, Freeway Insurance can add rental car reimbursement to any policy, ensuring mobility after an accident.
With winter on the way in Rochester, many drivers assess their coverage before the season’s first snow. Sean Davern, a local State Farm Insurance Agent in the city, assists residents with auto insurance policies that address the distinct needs of western New York roads. He helps drivers evaluate their liability limits and comprehensive options for potential ice or slush hazards. An initial appointment includes reviewing your current driving patterns and vehicle details. The consultation begins with a walk-around inspection of your car to document condition before a tailored quote is written.
Flanagan Mills Insurance Agency focuses on helping Rochester drivers find appropriate coverage, with options for liability and comprehensive policies. The agency also addresses specific needs through specialty add-ons like roadside assistance and rental car reimbursement. Clients receive guidance in navigating local insurance requirements and adjusting deductibles to match personal budgets. For commercial clients, the agency can extend its services to offices, helping protect company vehicles, warehouses by covering delivery fleets, and food service operations requiring tailored auto insurance for transportation assets.
Flour City Insurance Agency serves the greater Rochester, New York metro area, providing auto insurance policies for local drivers. It works with individuals to find personal car coverage that meets their needs. The agency also handles quotes for multiple vehicles on a single policy. Comprehensive and collision protection are available options for those looking to safeguard their automobiles against damage or theft.
What Does an a Auto Insurance Agent in Rochester Cost?
Auto insurance costs in Rochester New York vary widely based on factors like driving record age vehicle type and coverage limits. Average annual premiums in the Rochester area often range from 1,200 to 2,000 dollars for full coverage but can be higher for drivers with violations or lower for those with minimal coverage. New York state law also requires a mandatory liability coverage minimum which affects baseline pricing. This is general information and not insurance advice.
About auto insurance agents in Rochester
Auto insurance agents in Rochester New York help drivers find coverage that meets New York state minimum requirements. New York law mandates liability insurance of at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Agents can also guide you through options for no-fault coverage and uninsured motorist protection specific to the state.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage liability and 50,000 dollars for no-fault personal injury protection.
How do I find a licensed auto insurance agent in Rochester?
You can search the New York State Department of Financial Services website for licensed agents in Monroe County. Local agents in Rochester often specialize in upstate New York driving conditions and regional insurance companies.
Can an auto insurance agent help me save money on my policy?
Yes agents can compare quotes from multiple carriers and identify discounts you may qualify for such as safe driver good student or multi-policy discounts. They can also advise on adjusting deductibles to fit your budget.
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