The top-rated auto insurance agent in Port Jefferson Station, New York is Stephanie Sgroi - State Farm Insurance Agent, rated 5.0 stars across 677 reviews. Other highly rated options include Frank Raffone - State Farm Insurance Agent, Insurance Suffolk Brokerage, Newbrook Insurance Agency. This directory lists 12 auto insurance agents serving Port Jefferson Station.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Sgroi - State Farm Insurance Agent | 612 NY-112 | (631) 473-6941 |
| 2 | Frank Raffone - State Farm Insurance Agent | 4940 Nesconset Hwy | (631) 928-9232 |
| 3 | Insurance Suffolk Brokerage | 14 Roosevelt Ave | (631) 909-3004 |
| 4 | Newbrook Insurance Agency | 14 Roosevelt Ave | (631) 473-7059 |
| 5 | Bobby Hull Professional Group Inc. | 48 Nesconset Hwy | (631) 473-6300 |
| 6 | Classic Insurance | 900 Hallock Ave | (631) 474-1000 |
| 7 | Melissa A Daley Insurance Agency | 1010 NY-112 #200 | (631) 542-0101 |
| 8 | Karras Agency | 18 Roosevelt Ave | (631) 928-5052 |
| 9 | The Daley Agency Inc | 1010 NY-112 #200 | (631) 744-3350 |
| 10 | Coverage Concepts Inc. | 4953 Nesconset Hwy | (631) 331-7700 |
Stephanie Sgroi - State Farm Insurance Agent serves the Port Jefferson Station area and the broader Suffolk County region, providing auto insurance coverage to local drivers. The agency helps customers select policies that meet New York state requirements, including liability and uninsured motorist protection. With a focus on individual needs, agents work to explain coverage options such as collision and comprehensive plans for vehicles. The office also handles roadside assistance and rental car reimbursement services to support drivers after an accident or breakdown.
Frank Raffone - State Farm Insurance Agent provides auto insurance coverage options designed to meet the needs of drivers in and around Port Jefferson Station, New York. Policies can be tailored to include liability, collision, and comprehensive protection, with support available for claims. The agency also offers guidance on deductibles and coverage limits. In addition to personal auto plans, its range of services extends to property insurance solutions for single-family homes, apartments, retail establishments, and restaurants.
Homeowners, local businesses, and property managers in the Port Jefferson Station area can rely on Insurance Suffolk Brokerage for their auto insurance agent needs. The agency helps drivers compare coverage options to find policies matching their vehicles and risk profiles. It assists with liability, collision, and comprehensive plans while explaining policy terms and deductibles in plain language. Clients receive guidance on annual renewals and policy adjustments. North Shore communities, including Setauket and Stony Brook, also fall within the agency’s service area.
Newbrook Insurance Agency serves Port Jefferson Station and the surrounding communities on Long Island, handling auto insurance policies for local drivers. The company works with clients to review coverage options that meet state requirements and individual needs. It processes policy changes, renewals, and claims assistance as part of its daily operations. To handle a typical job, the agency takes time to explain different policy features and deductibles, then helps each customer select a plan that fits their driving habits and budget.
For those seeking a one-time policy purchase or ongoing coverage adjustments, this agency provides auto insurance options. Serving the Port Jefferson Station, New York area, the office assists clients with liability, collision, and comprehensive plans to meet varying needs. The team guides customers through policy selections while handling claims support and required documentation. Service operates on both a one-time and as-needed basis depending on individual circumstances, with scheduled check-ins available for policy renewals or coverage reviews.
Classic Insurance specializes in helping customers choose suitable auto insurance policies, from liability coverage to comprehensive plans. It serves Port Jefferson Station and the surrounding area, assisting drivers in comparing options to meet their individual needs and budgets. The company also handles policy updates, claims guidance, and account changes throughout the year. When winter storms or seasonal flooding raise the risk of vehicle damage, Classic Insurance helps clients review their coverage for potential gaps and adjust protection accordingly.
After a winter storm damages a car or a new driver in the household needs first-time coverage, residents of Port Jefferson Station often turn to Melissa A Daley Insurance Agency for auto insurance guidance. This local business helps customers understand policy options that suit their budget and driving habits. By working directly with multiple carriers, the agent can compare coverage limits and deductibles to find a practical solution. The process typically begins with a free, no-obligation policy review or a phone consultation about the applicant's current driving record.
Karras Agency handles a range of auto insurance needs for drivers in Port Jefferson Station, New York. The company also offers optional coverage for roadside assistance, rental car reimbursement, and uninsured motorist protection to secure clients against common driving risks. It serves the local area by writing personal policies for individual commuters as well as business coverage for offices, warehouses, and food service operations.
The Daley Agency Inc in Port Jefferson Station offers residential auto insurance for local drivers. Commercial policies are also available for business vehicles in the Suffolk County area. As an auto insurance agent, the agency helps clients evaluate coverage types such as liability and collision to suit individual needs. Claims assistance and policy updates are provided to ensure protection remains current. After regular policy periods, the agency reaches out to confirm coverage and address any changes in driving circumstances or vehicle usage.
At Coverage Concepts Inc. in Port Jefferson Station, New York, the team focuses on matching clients with appropriate auto insurance policies that fit their driving needs and budget. The agency serves local motorists by comparing coverage options from multiple providers, helping drivers understand liability, collision, and comprehensive protections available in the region. This allows customers to obtain necessary financial safeguards for their vehicles while complying with state requirements. For added peace of mind, they can also arrange rental car reimbursement coverage to keep clients mobile during repairs.
What Does an a Auto Insurance Agent in Port Jefferson Station Cost?
Auto insurance costs in Port Jefferson Station vary based on factors like your driving record, vehicle type, and coverage limits. On average, New York drivers pay around 1,300 to 2,000 per year for a standard policy. Rates can be higher for younger drivers or those with accidents. This is general information and not insurance advice.
About auto insurance agents in Port Jefferson Station
Port Jefferson Station drivers can work with a local auto insurance agent to find coverage that meets New York state requirements. New York law mandates liability insurance with minimum limits of 25,000 per person and 50,000 per accident for bodily injury. An agent can also help you add uninsured motorist coverage or comprehensive and collision options.
Frequently Asked Questions
What is the minimum auto insurance coverage required in New York?
New York requires liability insurance of at least 25,000 per person and 50,000 per accident for bodily injury. You also need 10,000 for property damage and 50,000 for no-fault personal injury protection.
How can an auto insurance agent in Port Jefferson Station help me?
An agent can explain New York-specific coverage options like supplementary uninsured motorist insurance. They can also compare policies from multiple carriers to find a plan that fits your budget and driving needs.
Do I need uninsured motorist coverage in New York?
Yes, New York law requires uninsured motorist coverage for bodily injury. An agent can help you add underinsured motorist coverage as well to protect against drivers with low limits.
Auto Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Baldwinsville · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Canandaigua · Cicero · Clifton Park · Commack · Deer Park