The top-rated auto insurance agent in Patchogue, New York is Ken Kortright - State Farm Insurance Agent, rated 5.0 stars across 1,557 reviews. Other highly rated options include Steve Klinzing - State Farm Insurance Agent, Robert Donahue - State Farm Insurance Agent, Bay Harbour Insurance Agency, Inc.. This directory lists 20 auto insurance agents serving Patchogue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ken Kortright - State Farm Insurance Agent | 224 E Main St Ste A | (631) 289-7300 |
| 2 | Steve Klinzing - State Farm Insurance Agent | 288 Waverly Ave | (631) 363-2468 |
| 3 | Robert Donahue - State Farm Insurance Agent | 499-77 Sunrise Hwy | (718) 459-2609 |
| 4 | Bay Harbour Insurance Agency, Inc. | 88 Waverly Ave | (631) 758-1550 |
| 5 | Gary Lombardo: Allstate Insurance | 1 S Ocean Ave Ste 204 | (631) 740-9742 |
| 6 | Specialized Insurance | 204 Medford Ave | (631) 758-6780 |
| 7 | LIGHTHOUSE INSURANCE PATCHOGUE | 259 Medford Ave | (631) 289-6400 |
| 8 | Michael Cirigliano: Allstate Insurance | 629 NY-112 #10 | (631) 758-7225 |
| 9 | CRISTIAN LYNCH: Allstate Insurance | 440 Waverly Ave | (631) 289-5333 |
| 10 | Wekerle Agency Inc | 98 Medford Ave A | (631) 447-2626 |
Ken Kortright - State Farm Insurance Agent serves the Patchogue area of Long Island, specializing in personal auto insurance coverage. This local agency helps clients meet New York State requirements while presenting policy options that match individual driving needs. Customers can discuss potential liability limits and comprehensive protections during personal consultations. The office also handles tailored policies for local drivers, including standard liability coverage and rental car reimbursement options.
Steve Klinzing - State Farm Insurance Agent provides auto insurance policies and related coverage options for drivers in Patchogue, NY. The agency offers typical insurance products including liability, collision, comprehensive, and personal injury protection plans. Customers can also review bundled home and auto insurance packages designed to simplify coverage. Regular policy reviews and claims assistance help maintain adequate protection as driving habits change. Clients with varying property types may arrange insurance, including single-family homes, apartments, retail, and restaurants.
Residents and small business owners in Patchogue, NY rely on Robert Donahue - State Farm Insurance Agent for their auto insurance needs. This local agency helps clients select appropriate liability, collision, and comprehensive coverage that meets state requirements and personal driving habits. They also offer consultations to adjust policies after life changes such as a vehicle purchase or change in commute distance. The agency additionally services the greater Brookhaven Town area and neighboring communities like Bellport for convenient local coverage access.
Bay Harbour Insurance Agency, Inc. serves Patchogue, New York, and its surrounding communities on Long Island. The agency handles auto insurance policies for local drivers. It works to match each individual with appropriate coverage that fits their personal driving needs and budget. To handle a typical job, the agency reviews a client's driving history and vehicle details to present several policy options from different insurers.
As an auto insurance agent in Patchogue, New York, this agency specializes in crafting personal auto policies that address individual driving habits and vehicle needs. It also provides general service work through ongoing policy management and claim support for existing customers. The business helps drivers understand local coverage requirements, including state-mandated liability limits and optional protections against uninsured motorists. During the winter months, it assists with advice on handling weather-related accidents and frozen road hazards common to Long Island.
Specialized Insurance provides auto insurance coverage for drivers in Patchogue and the surrounding area, offering liability, collision, and comprehensive policies. The agency also assists with add-ons such as roadside assistance and rental car reimbursement. Serving both individual motorists and local businesses, it can develop plans for office vehicle fleets, commercial warehouses requiring cargo protection, and food service operations needing delivery van coverage.
Like many services in the Patchogue area, Lighthouse Insurance Patchogue provides both one-time policy adjustments for immediate needs and recurring coverage management for ongoing vehicle protection. Its auto insurance agent work focuses on explaining liability, collision, and comprehensive options to drivers navigating local roads. The company serves clients living or commuting through Patchogue, NY, tailoring coverage to fit different vehicle types and driving habits. These services operate on both a scheduled basis for regular policy reviews and an as-needed basis for urgent claims or licensing changes.
As Patchogue’s busy streets and changing seasons bring unique driving conditions, Michael Cirigliano: Allstate Insurance helps local drivers review their coverage needs. Each day, the agency assists drivers in finding policies that meet New York’s auto insurance requirements while addressing their specific concerns. Typical discussions include liability limits, comprehensive and collision options, and ways to manage deductibles. Policies are explained clearly so customers understand what each part covers. An initial policy review or inspection is scheduled to confirm vehicle details and complete the quote.
Wekerle Agency Inc, an auto insurance agent in Patchogue, NY, is known for helping clients secure coverage that meets local driving and liability requirements. The agency offers a range of personal auto insurance policies tailored to different vehicle types and driver profiles. Customers can work with agents to adjust deductibles and protection levels. For added coverage, the agency provides the option to include roadside assistance, ensuring drivers have support for breakdowns or emergencies.
What Does an a Auto Insurance Agent in Patchogue Cost?
Auto insurance premiums in Patchogue New York typically range from 1200 to 2500 dollars per year for a standard policy. Rates vary based on factors like driving record vehicle type age and location. New York has higher average premiums than many states due to its no-fault insurance system and dense traffic. This is general information and not insurance advice.
About auto insurance agents in Patchogue
Auto insurance agents in Patchogue New York help drivers find policies that meet New York state minimum coverage requirements. New York law requires all registered vehicles to have liability insurance with at least 25000 dollars for bodily injury per person and 50000 dollars per accident. Local agents can explain additional options like no-fault benefits and uninsured motorist coverage that are specific to New York regulations.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25000 dollars per person and 50000 dollars per accident for bodily injury plus 10000 dollars for property damage. Drivers must also have no-fault personal injury protection and uninsured motorist coverage.
How can an auto insurance agent in Patchogue help me save money?
A local agent can compare quotes from multiple insurers and identify discounts like safe driver or multi-policy savings. They can also help adjust coverage levels and deductibles to fit your budget while meeting New York legal requirements.
Do I need to carry proof of insurance in New York?
Yes New York law requires you to carry proof of insurance in your vehicle at all times. You must show it to law enforcement upon request and to the DMV during registration or inspection.
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