The top-rated auto insurance agent in Oswego, New York is Ray Haynes Jr - State Farm Insurance Agent, rated 4.9 stars across 114 reviews. Other highly rated options include Canale Insurance & Accounting, OVIA Insurance Agencies, Christopher Nelson - State Farm Insurance Agent. This directory lists 12 auto insurance agents serving Oswego.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ray Haynes Jr - State Farm Insurance Agent | 142 W Utica St | (315) 343-3276 |
| 2 | Canale Insurance & Accounting | 234 East Albany Street 201 S Second Street, Fulton, NY 13069, 234 E Albany St | (315) 343-4456 |
| 3 | OVIA Insurance Agencies | 166 W 1st St | (315) 343-6310 |
| 4 | Christopher Nelson - State Farm Insurance Agent | 209 W 7th St | (315) 342-3639 |
| 5 | Phillip Tyler: Allstate Insurance | 27 Gregory St | (315) 343-1262 |
| 6 | FitzGibbons Agency | 44 E Bridge St #1 | (315) 342-5000 |
| 7 | Horan Companies - The Insurance Place | 11 4th Ave suite h | (315) 343-6343 |
| 8 | Oswego Valley Insurance Agency | 166 W 1st St | (315) 343-6310 |
| 9 | The Gioia Insurance Agency | 112 E Bridge St | (315) 293-3333 |
| 10 | Zurich | 100 W 5th St | (315) 342-1875 |
Ray Haynes Jr - State Farm Insurance Agent serves the Oswego, New York, metro area as a local auto insurance agent. The agency assists drivers in this region by offering standard auto insurance policies for cars and trucks. Customers can discuss coverage options such as liability protection and collision insurance. The agent helps residents understand local insurance requirements in Oswego. The office also handles comprehensive coverage plans for vehicles in this area.
Homeowners, businesses, and property managers in the Oswego area can arrange auto insurance policies through OVIA Insurance Agencies. The company guides clients in selecting liability, collision, and comprehensive coverage to meet state requirements and personal financial needs. It provides consultations to help drivers understand policy options and adjust deductibles accordingly. OVIA Insurance Agencies also offers support during the claims process. Its coverage area extends to surrounding communities in Oswego County, including the town of Fulton.
Some auto insurance needs, such as a single policy review, require a one-time service, while others demand recurring attention like annual policy adjustments. As an auto insurance agent, Christopher Nelson - State Farm Insurance Agent in Oswego, NY, assists clients with selecting coverage that meets state requirements and their own financial protection goals. Services here are typically provided on an as-needed basis, allowing customers to schedule appointments when they require help with claims, billing questions, or policy changes.
Phillip Tyler: Allstate Insurance serves Oswego, New York, along with the surrounding communities across Oswego County. This agency handles a full range of auto insurance policies, including liability, collision, and comprehensive coverage for personal vehicles. The office assists local drivers in navigating New York’s specific insurance requirements and comparing different coverage levels to match individual needs. For a typical job, the agent follows a straightforward consultative process, first reviewing the driver’s current situation and then presenting policy options that balance adequate protection with affordable premiums.
FitzGibbons Agency specializes in personal auto insurance policies, offering coverage for liability, collision, and comprehensive needs. As a local auto insurance agent in Oswego, New York, it assists drivers in protecting their vehicles against common risks such as accidents, theft, and weather damage. The agency works with clients to review deductibles and policy limits, helping to tailor protection to individual driving habits and budgets. It is particularly attentive to the challenges of winter driving on local roads, assisting customers with claims or coverage adjustments after seasonal storms.
When choosing auto insurance, customers may prefer a single policy purchase or a recurring plan that ensures continuous protection. Horan Companies - The Insurance Place in Oswego, New York, provides coverage options to meet local driving needs, helping individuals secure the financial safeguards required by law and personal preference. Policyholders can select from standard liability plans or more comprehensive packages that address vehicle damage and personal injury. Services at this agency are available on an as-needed basis, allowing clients to obtain coverage or make adjustments whenever their situation changes.
Oswego Valley Insurance Agency works with clients to secure personal auto policies that protect against common driving risks in the Oswego, NY area. Its services extend to specialty add-ons like roadside assistance and coverage for rental vehicles during repairs. The agency also assists drivers in managing deductibles and liability limits to match individual needs. It can serve the insurance requirements of local businesses as well, including small offices, warehouses, and food service operations.
When the harsh Oswego winter leads to icy roads and increased accident risk, residents turn to The Gioia Insurance Agency. As a local auto insurance agent, this agency helps drivers in the Oswego area find coverage that meets their individual needs. They work to explain policy options clearly, ensuring customers understand their deductibles and liability limits. To begin the process of securing a policy or adjusting an existing one, an agent will first complete a thorough assessment by reviewing the driver's history and inspecting the vehicle.
Zurich provides residential auto insurance service for clients in Oswego, New York. The company also offers commercial auto coverage for local businesses needing vehicle protection. Their service area includes Oswego and the surrounding region. Policies are tailored to meet individual driving needs and risk profiles. They assist with initial policy setup and answer coverage questions. Follow-up service and policy adjustments are available between regular visits to ensure continued protection as circumstances change.
What Does an a Auto Insurance Agent in Oswego Cost?
The average cost of auto insurance in New York is around 1,200 to 2,500 dollars per year for full coverage, though rates vary by driver history, vehicle type, and location. Oswego drivers may see slightly different rates due to local accident statistics and population density. This is general information and not insurance advice.
About auto insurance agents in Oswego
An auto insurance agent in Oswego New York can help you choose a policy that meets New York state requirements. New York law mandates liability coverage of at least 25,000 dollars per person and 50,000 dollars per accident for bodily injury. Local agents also assist with uninsured motorist coverage and no-fault benefits required by state law.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires liability coverage of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. You also need 10,000 dollars for property damage and 50,000 dollars for no-fault personal injury protection.
How can an auto insurance agent in Oswego help me?
An agent can compare policies from multiple insurers to find coverage that fits your budget and needs. They can explain New York specific rules like the no-fault system and help you file claims if needed.
Does my credit score affect my auto insurance rate in New York?
Yes, New York allows insurers to use credit-based insurance scores when setting rates. A lower score can lead to higher premiums. An agent can advise on ways to improve your score or find companies that weigh it less.
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