The top-rated auto insurance agent in Melville, New York is First Heritage Insurance Agency, rated 4.9 stars across 1,453 reviews. Other highly rated options include PRK Insurance Agency Inc, Brian M. Gill - State Farm Insurance Agent, Clarity Insurance Agency. This directory lists 21 auto insurance agents serving Melville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Heritage Insurance Agency | 324 S Service Rd | (631) 659-0189 |
| 2 | PRK Insurance Agency Inc | 425 Broadhollow Rd Suite 415 | (516) 799-9001 |
| 3 | Brian M. Gill - State Farm Insurance Agent | 713 Walt Whitman Rd | (631) 549-9444 |
| 4 | Clarity Insurance Agency | 35 Melville Park Rd #400 | (516) 862-4422 |
| 5 | Plan Medicare - Long Island Medicare Agent | 48 S Service Rd Suite 400 | (516) 900-7877 |
| 6 | YZ Insurance Group | 555 Broadhollow Rd # 303 | (516) 464-2100 |
| 7 | Coverland Brokerage Inc | 555 Broadhollow Rd #117 | (516) 696-3590 |
| 8 | The Modern Medicare Agency | 445 Broadhollow Rd #25 | (631) 387-4403 |
| 9 | ASAP Insurance Brokerage | 200 Broadhollow Rd Suite 207 | (888) 205-6660 |
| 10 | MICHAEL M INSURANCE SERVICES | 445 Broadhollow Rd #25 | (631) 774-3786 |
First Heritage Insurance Agency serves the Melville, New York, metro area as a local auto insurance agent. Agents here help individuals and families find appropriate coverage for their vehicles by comparing policies from multiple carriers. They provide guidance on selecting appropriate liability, collision, and comprehensive protection levels. Each consultation is tailored to meet the driving needs and budget constraints of local customers. The agency specifically handles policy adjustments for new vehicle purchases and claims assistance after an accident.
PRK Insurance Agency Inc in Melville, NY provides a range of auto insurance agent services, including policy selection, coverage analysis, and claims assistance. Its maintenance plans typically involve periodic policy reviews to adjust coverage based on changing driving habits or vehicle values. The agency services single-family homes, apartments, retail stores, and restaurants, offering liability and collision options suited to local driving conditions.
Homeowners and vehicle owners in the Melville area rely on this agency for personal auto insurance coverage. Brian M. Gill - State Farm Insurance Agent provides policies that help protect drivers against liability, collision, and comprehensive risks. The team works to tailor coverage to each client’s driving habits and vehicle needs. They also offer guidance on deductibles and policy limits. Beyond Melville, this office serves clients throughout Suffolk County and the surrounding communities of Long Island.
Clarity Insurance Agency serves the Melville, New York area and the surrounding communities within Suffolk County. The agency handles personal auto insurance policies designed to meet the mandatory state coverage requirements. It also assists clients in reviewing available optional protections for additional security on the road. Each client engagement begins with a thorough discussion of the individual’s driving history and vehicle usage. The typical job is approached by comparing multiple carrier options and presenting the most suitable liability and collision coverage choices.
Plan Medicare, a Long Island Medicare agent based in Melville, NY, specializes in helping clients navigate auto insurance options. It provides standard coverage plans and assists local drivers in meeting New York's minimum liability requirements. The agency works with residents to compare policies and secure appropriate protection for their vehicles. Each day, it addresses common concerns such as collision and comprehensive coverage. During winter months, it helps drivers adjust policies to account for increased accident risks from slippery roads and reduced visibility.
YZ Insurance Group in Melville, NY helps clients distinguish between a single policy purchase and ongoing auto insurance management. Their coverage options include liability, collision, and comprehensive protection tailored to individual driving needs. For drivers seeking long-term security, they offer scheduled policy reviews and adjustments as circumstances change. Service runs on both a one-time basis for initial policy setup and an as-needed schedule for claims assistance or routine policy updates.
As winter weather approaches in Melville, many drivers look to confirm that their coverage is adequate for icy roads and increased risk. Coverland Brokerage Inc offers auto insurance guidance for those reviewing their policies ahead of the season. Agents can discuss liability limits and comprehensive protection to meet local driving needs. The process of identifying appropriate coverage begins with a review of the client's current driving habits and vehicle details during an initial consultation.
The Modern Medicare Agency in Melville, NY helps local drivers secure appropriate personal auto coverage and can also arrange optional add-ons like roadside assistance and rental reimbursement. The firm works to match policies to individual driving habits and vehicle types. Its commercial auto insurance products can cover vehicles used by offices, warehouses, and food service operations, addressing the distinct liability and cargo needs of these businesses.
ASAP Insurance Brokerage serves residents of Melville, NY, with auto insurance policies for personal vehicles. The agency also offers commercial coverage to local businesses in the area. Experts tailor each plan to meet individual driving needs and budget constraints. Clients receive guidance through the claims process when accidents or damage occur. Routine follow-up calls verify that existing policies still meet changing requirements. They arrange annual reviews between regular visits to adjust coverage as life circumstances evolve.
What Does an a Auto Insurance Agent in Melville Cost?
Auto insurance costs in New York vary widely based on driving history, vehicle type, and coverage levels. Average annual premiums in the state range from $1,300 for minimum coverage to over $2,500 for full coverage. Factors like your age, credit score, and location in Melville also affect the price. This is general information and not insurance advice.
About auto insurance agents in Melville
Auto insurance agents in Melville, New York help drivers find coverage that meets state legal requirements. New York law mandates liability insurance and no-fault personal injury protection. A local agent can explain how these rules apply to your specific situation.
Frequently Asked Questions
What are the minimum auto insurance requirements in New York?
New York requires at least $25,000 per person and $50,000 per accident for bodily injury liability. You also need $10,000 for property damage liability and $50,000 in no-fault personal injury protection.
How does a Melville auto insurance agent help with no-fault claims?
An agent can explain the no-fault system where your own insurance pays for medical expenses regardless of fault. New York law requires this coverage and sets a 30-day time limit for submitting claims after an accident.
Can an auto insurance agent in Melville help me compare rates?
Yes, independent agents can provide quotes from multiple insurance companies. They can help you compare coverage options and deductibles to find a policy that fits your budget and meets New York legal standards.
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