The top-rated workers' compensation insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 18 workers' compensation insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 7 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 8 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
| 9 | Southern Protection Insurance TN | 113 Raleigh Rd | (865) 290-0191 |
| 10 | Herron-Connell Insurance | 665A Emory Valley Rd | (865) 483-8483 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area with specialized workers' compensation insurance. This agency assists local businesses in securing coverage that provides medical benefits and wage replacement for employees who suffer job-related injuries. It helps employers navigate the required policies for their specific industry within the region. The agency also addresses specific needs such as policy management and claims support for workplace injuries.
Bradley Roberts: Allstate Insurance provides workers' compensation insurance agent services in the Oak Ridge, Tennessee area, assisting local businesses in securing coverage that meets state requirements. It can help set up policies to protect both employers and employees by addressing payroll classifications and risk management. Ongoing support is available to help clients maintain compliance with Tennessee workers’ compensation laws and to adjust coverage as their business needs change. The agency services a variety of smaller commercial properties, including single-family homes, apartments, retail stores, and restaurants.
Mike Massaglia - State Farm Insurance Agent serves homeowners, businesses, and property managers in Oak Ridge, Tennessee with workers’ compensation insurance policies. This agent helps local employers meet state requirements for covering employee injuries and lost wages. General risk assessments and premium calculations are offered to ensure proper protection for various industries. Clients can discuss coverage options that align with their operational needs. The agency also provides workers’ compensation services to clients in the surrounding Anderson County communities.
Josh Hemphill - State Farm Insurance Agent provides workers' compensation coverage for local businesses, addressing compliance with state regulations and the financial protection of employers against workplace injury claims. Its service model includes policy review, risk assessment guidance, and ongoing support for claims management to help maintain coverage stability for clients. The agent serves a range of properties in the Farragut area, including single-family homes operated as small businesses, multi-unit apartment buildings, retail storefronts, and full-service restaurants.
Serving Oak Ridge and the surrounding communities of Anderson and Roane counties, Laura Lynn Green - State Farm Insurance Agent handles workers’ compensation insurance for local businesses. This agency addresses the needs of employers seeking coverage for job-related injuries and illnesses. For each policy, the general approach involves assessing a client’s specific industry risks and tailoring options to fit their operational scale and workforce size.
Madison Insurance Group, Inc. specializes in workers' compensation coverage for businesses of various sizes and industries operating in and around Oak Ridge, TN. The company helps local employers navigate complex state regulations while securing policies that meet their specific operational needs and liability requirements. It works closely with clients to analyze payroll classifications and claims history. As cold weather increases risks for slip-and-fall injuries, the agency assists businesses with adjusting their coverage to manage those seasonal exposure concerns.
As the winter season brings slick roads and increased slip-and-fall risks for workers across Oak Ridge, Thompson Insurance Group provides specialized guidance on workers' compensation policies to local employers. They help businesses evaluate coverage structures that address medical expenses and lost wages for injured staff. Their process begins with a thorough review of each company’s operations and claims history during an initial on-site assessment of workplace hazards.
Chris Smith Insurance, located in Oak Ridge, Tennessee, provides businesses with comprehensive workers’ compensation insurance coverage to protect employees and manage employer liability. The firm can tailor policies by including specialized add-ons such as employer’s liability coverage or occupational accident coverage. Its agents assist local companies across multiple commercial sectors, including professional offices, warehouses, and food service establishments.
Herron-Connell Insurance of Oak Ridge, TN provides workers’ compensation coverage for residential clients. The agency also arranges commercial policies to safeguard area businesses. Their team assists local employers in meeting state requirements for workplace injury protection. They help file necessary documentation for policy compliance. After an initial claim is managed, they facilitate adjustments during periodic client reviews. Follow-up consultations between regular annual visits ensure coverage adapts to changing company needs.
What Does a a Workers' Compensation Insurance Agent in Oak Ridge Cost?
Workers compensation insurance costs in Tennessee typically range from 0.50 to 2.50 per 100 dollars of payroll depending on industry risk and claims history. For a small business in Oak Ridge annual premiums might be between 1,000 and 5,000 dollars. Rates are set by the National Council on Compensation Insurance and approved by the Tennessee Department of Commerce and Insurance. This is general information and not insurance advice.
About workers' compensation insurance agents in Oak Ridge
Workers compensation insurance agents in Oak Ridge Tennessee help businesses comply with state laws requiring coverage for most employers with five or more employees. Tennessee law mandates that employers provide benefits for work related injuries or illnesses. A local agent can guide you through policy selection and risk management tailored to the Oak Ridge area.
Frequently Asked Questions
What are the workers compensation requirements for employers in Oak Ridge Tennessee?
Tennessee law requires most employers with five or more employees to carry workers compensation insurance. Some industries like construction have different thresholds. An agent can help you determine your specific obligations.
How does an agent help with workers compensation claims in Oak Ridge?
An agent assists by explaining the claims process and ensuring your policy meets Tennessee reporting deadlines. They can also help you understand how the Tennessee Bureau of Workers Compensation handles disputes.
Can a workers comp agent help reduce my premium in Oak Ridge?
Yes an agent can review your business operations and suggest safety programs or loss control measures that may qualify for premium discounts under Tennessee rules. They can also help you accurately classify employees to avoid overpaying.
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