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Find Workers' Compensation Insurance Agents Near You in Bristol, TN

Browse workers' compensation insurance agents serving Bristol, Tennessee. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 15 workers' compensation insurance agents serving Bristol.

Showing 15 workers' compensation insurance agents in Bristol, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Darren Lowe - State Farm Insurance Agent2137 Volunteer Pkwy #3(423) 968-9221
2Mike Adams - State Farm Insurance Agent1500 Bluff City Hwy(423) 764-5641
3Barbara Williams - State Farm Insurance Agent2742 W State St #3(423) 323-3640
4Jim Embree Insurance1225 Bluff City Hwy(423) 968-5550
5Shelter Insurance - Justin Horn2344 Volunteer Pkwy(423) 573-8870
6Burnette & Associates Insurance1143 Volunteer Pkwy(423) 968-2047
7Farm Bureau Insurance1430 Volunteer Pkwy #34(423) 274-6380
8Burke, Powers & Harty, Inc.1236 Volunteer Pkwy(423) 764-2112
9Shelter Insurance - Dustin Pannell1135 Volunteer Pkwy Ste 15A(423) 573-8871
10W.I.N. Insurance1600 6th St Ext(423) 968-1264
DL
2137 Volunteer Pkwy #3
Darren Lowe - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Bristol, TN

Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area as a provider of workers' compensation insurance. In this role, the agency helps local businesses secure coverage for work-related injuries and illnesses. It works with employers to understand policy options that meet state requirements for employee protection. The agency also assists with claims guidance and can help coordinate between the business and the insurer during the reporting process. Specific services handled include offering policy quotes for small and mid-sized employers and advising on compliance with Tennessee workers' compensation laws.

MA
1500 Bluff City Hwy
Mike Adams - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Bristol, TN

Mike Adams - State Farm Insurance Agent in Bristol, TN, provides workers\u2019 compensation insurance designed to cover medical expenses and lost wages for employees injured on the job. The agency offers ongoing policy review and claims support to help businesses maintain coverage that aligns with their operational risks. It assists clients in understanding state requirements and managing premium adjustments as payrolls or job classifications change. Office workers, retail staff, restaurant employees, and tradespeople working in commercial buildings or single-family homes benefit from these tailored policies for apartments and small businesses.

BW
2742 W State St #3
Barbara Williams - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Bristol, TN

Barbara Williams - State Farm Insurance Agent serves homeowners, business owners, and property managers in the Bristol area who need workers' compensation coverage. This agency helps employers secure policies that provide medical benefits and partial wage replacement for employees injured on the job. Workers' compensation insurance is required in most states for businesses with employees, and the agent assists clients in understanding their legal obligations. The agency also covers the neighboring community of Bluff City and surrounding parts of Sullivan County.

JE
1225 Bluff City Hwy
Jim Embree Insurance
Workers' Compensation Insurance Agent · Bristol, TN

Serving Bristol, Tennessee, and the surrounding communities in the Tri-Cities region, Jim Embree Insurance handles workers' compensation coverage for local businesses. It helps enterprises protect their employees by securing policies that address medical expenses and lost wages following a workplace injury. The agency evaluates each client's unique operational risks and liability exposure to recommend suitable coverage limits. By thoroughly reviewing job classifications and payroll data, it typically structures a policy that aligns with state requirements while aiming to manage its client’s premium costs effectively.

SI
2344 Volunteer Pkwy
Shelter Insurance - Justin Horn
Workers' Compensation Insurance Agent · Bristol, TN

Shelter Insurance - Justin Horn specializes in workers' compensation insurance agency services for local businesses in the Bristol, Tennessee area. It also supports clients with general commercial insurance needs throughout the region. The agency helps employers navigate policy options that can protect both their workers and their company. This local agent can be especially valuable during the fall and winter months, when seasonal hazards such as slips on wet leaves or icy walkways frequently lead to new injury claims and coverage questions.

BA
1143 Volunteer Pkwy
Burnette & Associates Insurance
Workers' Compensation Insurance Agent · Bristol, TN

For those needing a single policy to cover a specific project or ongoing payroll protection for their workforce, Burnette & Associates Insurance brokers workers’ compensation coverage for local businesses in Bristol, TN. They help clients navigate the regulatory requirements and secure plans that align with Tennessee’s state guidelines. Service operates on both a one-time basis for short-term needs and a scheduled basis for clients requiring continuous, year-round policy management and claims support.

FB
1430 Volunteer Pkwy #34
Farm Bureau Insurance
Workers' Compensation Insurance Agent · Bristol, TN

Farm Bureau Insurance in Bristol, Tennessee distinguishes between one-time policy setups and recurring premium payment plans for businesses needing workers’ compensation coverage. Their services include assessments of payroll classifications and claims management to meet Tennessee compliance requirements. Coverage addresses workplace injury costs such as medical expenses and lost wages. Service arrangements are available on either a scheduled renewal basis or as needed for policy adjustments or audit support.

BP
1236 Volunteer Pkwy
Burke, Powers & Harty, Inc.
Workers' Compensation Insurance Agent · Bristol, TN

Workplace injuries can spike during the busy manufacturing seasons in the Tri-Cities region. Burke, Powers & Harty, Inc. in Bristol, TN, helps local businesses manage workers' compensation insurance by tailoring coverage to industry-specific risks. They assist employers in navigating Tennessee regulations to secure compliant policies that protect both workers and company assets. Every new client relationship begins with a thorough on-site assessment of job-site hazards and current safety protocols.

SI
1135 Volunteer Pkwy Ste 15A
Shelter Insurance - Dustin Pannell
Workers' Compensation Insurance Agent · Bristol, TN

Shelter Insurance - Dustin Pannell in Bristol, TN, focuses on helping employers manage workplace injury risks through workers' compensation insurance coverage. The agency guides business owners in structuring policies that address medical expenses and lost wages for injured employees. Its specialty add-ons include tailored consultations to ensure local workplace regulations are met. This insurance agent serves a variety of commercial sectors, including offices with sedentary tasks, warehouses with material handling operations, and food service establishments with kitchen and serving areas.

WI
1600 6th St Ext
W.I.N. Insurance
Workers' Compensation Insurance Agent · Bristol, TN

W.I.N. Insurance serves Bristol and the surrounding area with residential workers' compensation coverage, protecting homeowners with policies for domestic employees or contractors. The agency also handles commercial policies for local businesses, offering protection against workplace injury claims across the region. Agents work directly with employers to structure coverage that meets legal requirements and operational needs. Follow-up service is provided after each claim is processed, with agents contacting clients again between regular policy review visits to ensure ongoing satisfaction.

SB
1227 Volunteer Pkwy Suite 534 Suite 534
Stateline Benefit Advisors
Workers' Compensation Insurance Agent · Bristol, TN
(423) 217-9610
statelinebenefitadvisors.net
HA
200 7th St
Hyde & Associates Insurance
Workers' Compensation Insurance Agent · Bristol, TN
(423) 652-0026
hyde-associates.com
CI
615 Shelby St
Cuddy Insurance Group (A Trustpoint Company)
Workers' Compensation Insurance Agent · Bristol, TN
(423) 646-1576
cuddyinsurancegroup.com
NA
1227 Volunteer Pkwy Ste 534
Nicewander & Associates
Workers' Compensation Insurance Agent · Bristol, TN
(423) 915-6409
nicehealthwealth.com
HA
1250 Volunteer Pkwy #3
Henson Agency
Workers' Compensation Insurance Agent · Bristol, TN
(423) 806-2223
hensureit.com

What Does a a Workers' Compensation Insurance Agent in Bristol Cost?

Workers compensation insurance costs in Tennessee vary by industry, payroll size, and claims history. Average rates range from about $1.50 to $3.00 per $100 of payroll for low-risk office jobs, while high-risk construction work can be $10.00 or more per $100 of payroll. Premiums are also affected by your business classification code and experience modification factor. This is general information and not insurance advice.

About workers' compensation insurance agents in Bristol

Workers compensation insurance agents in Bristol Tennessee help local businesses secure coverage required by Tennessee law. Tennessee requires most employers with five or more employees to carry workers compensation insurance. An agent can explain your obligations and find a policy that fits your business needs.

Frequently Asked Questions

What are the workers compensation requirements for employers in Bristol Tennessee?

Tennessee law requires employers with five or more employees to carry workers compensation insurance. Certain industries like construction have different thresholds. An agent can help you determine if your business must have coverage.

How does a workers compensation insurance agent help my Bristol business?

An agent reviews your business operations and payroll to recommend appropriate coverage levels. They also help you compare quotes from multiple insurers and assist with policy renewals or claims questions.

What happens if I do not have workers compensation insurance in Tennessee?

Tennessee imposes significant penalties for failing to carry required coverage. You may face fines up to 10 percent of the premium due each month and the state can issue a stop-work order. An agent can help you get compliant quickly.

Workers' Compensation Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.