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Find Workers' Compensation Insurance Agents Near You in Germantown, TN

Browse workers' compensation insurance agents serving Germantown, Tennessee. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Alisha Dumas - State Farm Insurance Agent, Michael Duel: Allstate Insurance, Brandon Tate - State Farm Insurance Agent. This directory lists 15 workers' compensation insurance agents serving Germantown.

Showing 15 workers' compensation insurance agents in Germantown, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frank Simmons - State Farm Insurance Agent7730 Wolf River Blvd Suite 109(901) 755-7190
2Alisha Dumas - State Farm Insurance Agent2135 Merchants Row STE 5(901) 755-5551
3Michael Duel: Allstate Insurance7608 Poplar Pike(901) 767-7131
4Brandon Tate - State Farm Insurance Agent9091 Poplar Ave # 102(901) 266-0070
5Shoemaker Insurance Solutions2176 West St Suite 202(901) 757-5757
6Thompson Insurance Agency2298 S Germantown Rd # 1(901) 402-0779
7Shelter Insurance - Lauren Hahs-gilchrist, Lutcf1926 Exeter Rd(901) 377-7270
8Farm Bureau Insurance9155 Poplar Ave suite 13(901) 538-7200
9McDonald Insurance and Financial Services9947 Wolf River Blvd #110(901) 854-5054
10Shoemaker Financial2176 West St #110(901) 757-5757
FS
7730 Wolf River Blvd Suite 109
Frank Simmons - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Germantown, TN

Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee metro area and the surrounding Shelby County communities as a workers' compensation insurance agent. The company assists local businesses in securing coverage that meets state-mandated requirements for employee injury protection. This agency helps self-employed individuals and small to medium-sized employers evaluate their liability risks. The firm handles policy renewals during the annual business insurance cycle. It also processes new workers' compensation applications for Germantown’s growing commercial sector.

AD
2135 Merchants Row STE 5
Alisha Dumas - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Germantown, TN

Alisha Dumas - State Farm Insurance Agent in Germantown, TN, provides workers' compensation insurance coverage for local employers, including policy management and claims support services. Its service plans offer regular policy reviews and assistance with filing documentation to help maintain compliance with state requirements. The agents evaluate business operations to match coverage with workplace risks, ensuring appropriate protection for employees. The company services single-family homes, apartments, retail establishments, and restaurants.

MD
7608 Poplar Pike
Michael Duel: Allstate Insurance
Workers' Compensation Insurance Agent · Germantown, TN

Michael Duel: Allstate Insurance in Germantown, Tennessee, serves homeowners, businesses, and property managers seeking workers' compensation insurance coverage. The agency helps local employers navigate the complexities of obtaining policies that protect their employees and meet state regulatory requirements. It also assists commercial clients with understanding how coverage limits and premiums are determined for various work-related risks. This agent additionally provides services to clients throughout the nearby Memphis metropolitan area and eastern Shelby County communities.

BT
9091 Poplar Ave # 102
Brandon Tate - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Germantown, TN

Serving Germantown, Memphis, and the surrounding Tennessee communities, Brandon Tate - State Farm Insurance Agent handles workers' compensation insurance for local businesses of various sizes. This coverage protects employers by providing medical and wage benefits to employees who suffer work-related injuries or illnesses. The agent typically begins by assessing the specific needs and risks of a client's operation to find appropriate policy options.

SI
2176 West St Suite 202
Shoemaker Insurance Solutions
Workers' Compensation Insurance Agent · Germantown, TN

Shoemaker Insurance Solutions specializes in securing workers’ compensation coverage for local businesses, managing the complexities of workplace injury protection while ensuring compliance with Tennessee regulations. It also assesses client risk profiles to build policies that balance cost and coverage. In Germantown, the agency frequently assists construction and healthcare firms facing seasonal claim surges, such as during the deeper winter months when slip-and-fall incidents on icy surfaces increase.

TI
2298 S Germantown Rd # 1
Thompson Insurance Agency
Workers' Compensation Insurance Agent · Germantown, TN

A client may choose between a one-time consultation to review existing coverage or an ongoing service agreement for continuous policy management. Thompson Insurance Agency, located in Germantown, Tennessee, specializes in connecting local businesses with workers’ compensation insurance policies that meet regulatory requirements and protect against employment-related injury claims. Services are available on an as-needed basis, allowing employers to adjust their coverage when their workforce size or risk profile changes significantly.

SI
1926 Exeter Rd
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf
Workers' Compensation Insurance Agent · Germantown, TN

Germantown businesses facing seasonal shifts in payroll or new construction projects often need tailored coverage for employee injuries. Shelter Insurance - Lauren Hahs-gilchrist, Lutcf addresses this by providing local workers' compensation insurance agent services. The agency helps employers navigate state regulations and policy options to manage medical and lost-wage claims. A comprehensive risk assessment of your workplace operations is the initial step in reviewing your current coverage.

FB
9155 Poplar Ave suite 13
Farm Bureau Insurance
Workers' Compensation Insurance Agent · Germantown, TN

Farm Bureau Insurance in Germantown, Tennessee offers specialized workers' compensation coverage designed to meet the needs of local businesses. Its agents guide employers through policy selection and claims management, ensuring compliance with Tennessee’s regulatory requirements. This agency provides ongoing support for risk assessment and workplace safety recommendations. As seasonal weather patterns or business expansions create new exposure to employee injuries, it helps companies adjust their existing coverage accordingly.

MI
9947 Wolf River Blvd #110
McDonald Insurance and Financial Services
Workers' Compensation Insurance Agent · Germantown, TN

McDonald Insurance and Financial Services, based in Germantown, Tennessee, provides insurance solutions for businesses, with a specialized focus on workers’ compensation coverage. As a local agent, the company assists employers in navigating the complexities of workplace injury protection and compliance with Tennessee regulations. The firm serves a range of commercial sectors, including offices, warehouses, and food service operations, offering tailored policies to meet diverse operational needs.

SF
2176 West St #110
Shoemaker Financial
Workers' Compensation Insurance Agent · Germantown, TN

Shoemaker Financial assists Germantown residents with workers’ compensation insurance for residential service providers, securing coverage that meets health and payroll regulations. The company also extends its offerings to commercial clients across the Germantown area, helping businesses manage compliance with required policies. Each plan is reviewed to address current liability exposures and projected staffing needs. After initial consultations and policy setup, the agency provides ongoing support, including scheduled check-ins and prompt assistance with any mid-term adjustments or claims questions between regular visits.

LI
7716 Poplar Pike
Linder Insurance Agency LLC
Workers' Compensation Insurance Agent · Germantown, TN
(901) 754-9339
linderinsurance.com
KB
1914 Exeter Rd Ste 1
Kevin Bentley Insurance
Workers' Compensation Insurance Agent · Germantown, TN
(901) 755-7002
kevinbentleyinsurance.com
CI
3454 S Houston Levee Rd
Collierville Insurance Agency
Workers' Compensation Insurance Agent · Germantown, TN
(901) 853-7800
insuranceoftn.com
FI
3066 Fountainside Dr
Fowler Insurance & Employee Benefits, Inc.
Workers' Compensation Insurance Agent · Germantown, TN
(901) 756-8227
fowlerinsurance.net/about_us
BI
2129 West St #214
Brightway Insurance, The Andersen Agency
Workers' Compensation Insurance Agent · Germantown, TN
(901) 878-3244
brightway.com/agencies/TN/Cordova/0459

What Does a a Workers' Compensation Insurance Agent in Germantown Cost?

Workers compensation insurance costs in Tennessee vary by industry, payroll, and claims history. For a small business in Germantown, typical rates range from 0.75 to 2.50 dollars per 100 dollars of payroll for low-risk office work, while higher-risk jobs like construction can cost 5 to 15 dollars per 100 dollars of payroll. Premiums also depend on your experience modification factor. This is general information and not insurance advice.

About workers' compensation insurance agents in Germantown

Workers compensation insurance agents in Germantown Tennessee help local businesses secure coverage required by Tennessee law. Tennessee requires most employers with five or more employees to carry workers comp insurance. An agent can explain state-specific rules, such as the Tennessee Workers Compensation Act, and help you find a policy that fits your business needs.

Frequently Asked Questions

What does a workers compensation insurance agent in Germantown do?

A workers compensation insurance agent helps you understand Tennessee coverage requirements and find a policy from different carriers. They assist with applications, explain premium calculations, and provide ongoing support for claims or policy changes.

Is workers compensation insurance required for all businesses in Tennessee?

In Tennessee, employers with five or more employees must carry workers compensation insurance. Certain industries like construction have different rules. An agent can help determine if your business is exempt or needs coverage.

How can a Germantown agent help with Tennessee compliance?

An agent familiar with Tennessee law can guide you on filing forms with the Tennessee Bureau of Workers Compensation. They also help you understand deadlines for reporting injuries and penalties for noncompliance.

Workers' Compensation Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.