The top-rated workers' compensation insurance agent in Lebanon, Tennessee is Jeff Gannon - State Farm Insurance Agent, rated 5.0 stars across 272 reviews. Other highly rated options include Rob Gwynne - State Farm Insurance Agent, Choice One Insurance Services, Farm Bureau Insurance. This directory lists 20 workers' compensation insurance agents serving Lebanon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Gannon - State Farm Insurance Agent | 435 W Main St | (615) 444-9043 |
| 2 | Rob Gwynne - State Farm Insurance Agent | 1333 W Main St B | (615) 449-7333 |
| 3 | Choice One Insurance Services | 908 W Main St | (615) 288-9013 |
| 4 | Farm Bureau Insurance | 117 Southside Park Dr | (615) 444-0614 |
| 5 | Higginbotham Insurance & Financial Services - Lebanon | 1633 W Main St Bldg 800 | (615) 547-6161 |
| 6 | HealthMarkets Insurance - Michael Clark Starr | 105 S Cumberland St | (615) 830-4875 |
| 7 | TMW Insurance Group | 5760 TN-109 | (615) 632-6655 |
| 8 | Aargus Insurance Services | 102 Hartmann Dr | (615) 443-9008 |
| 9 | Don Scott Insurance, Inc. | 1102 W Main St | (615) 444-3620 |
| 10 | AGL Insurance Agency | 1123 N Castle Heights Ave # F | (615) 905-6190 |
Jeff Gannon - State Farm Insurance Agent serves the Lebanon, TN area by helping small business owners secure workers' compensation insurance coverage. This type of policy covers medical costs and lost wages for employees who are injured on the job. The agency assists employers in meeting Tennessee's legal requirements for workplace injury protection. Services include policy review to ensure adequate coverage for specific industry risks and claims support when an employee files an injury report.
Rob Gwynne - State Farm Insurance Agent provides workers' compensation insurance coverage to employers in the Lebanon, TN area. Its services include helping businesses manage policy paperwork, reviewing payroll classifications, and advising on workplace safety to help control premium costs. The agency offers ongoing support for policy maintenance, including annual audits and updates for new hires or operations. These services address a range of business properties, including single-family homes, apartments, retail shops, and restaurants.
Choice One Insurance Services specializes in connecting employers with workers' compensation policies tailored to specific industries and job classifications. It also provides general guidance on compliance requirements and risk management strategies common to businesses in Lebanon, Tennessee. By helping clients navigate policy options and coverage limits, the agency assists in protecting both employees and company finances. As seasonal hiring increases during the region’s peak construction and tourism periods, it helps businesses adjust their coverage to accommodate temporary and seasonal workers.
For employers in Lebanon navigating the busy post-holiday season or managing seasonal agricultural hires, securing reliable workers’ compensation coverage becomes a priority. Farm Bureau Insurance in Lebanon assists businesses by explaining how premiums are calculated based on payroll classifications and claims history, ensuring compliance with Tennessee’s requirements. Agents help evaluate current policy limits relative to specific job hazards, such as for construction or retail operations. An initial assessment begins with an on-site inspection of the workplace, reviewing safety protocols and employee classifications to tailor a suitable policy.
Higginbotham Insurance & Financial Services in Lebanon serves local business owners, contractors, and property managers seeking workers’ compensation coverage. It provides policies that address Tennessee’s legal requirements for payroll-based insurance, helping employers manage workplace injury costs and return-to-work protocols. The agency focuses on matching coverage limits to individual business risks and payroll structures. In addition to serving the Lebanon community, the agency extends its workers’ compensation services to clients in the greater Wilson County area and surrounding parts of the Nashville metro.
HealthMarkets Insurance - Michael Clark Starr serves Lebanon, Tennessee, and the surrounding communities, handling workers' compensation insurance policies for local businesses and their employees. It assists clients in navigating regulatory requirements and securing coverage that meets state-mandated obligations. The company typically works with business owners to assess their specific workplace risks and operational needs. It then structures a policy that provides necessary protections while keeping costs manageable for the employer. This approach focuses on finding a practical balance between adequate coverage and budget considerations.
TMW Insurance Group assists businesses with their insurance needs, specializing in workplace injury coverage for Lebanon, Tennessee. The agency focuses on Workers' Compensation Insurance Agent services, helping clients navigate required policies to protect employees and operations. Tailored coverage options are drawn from multiple carriers to match specific risk profiles and budget constraints. TMW Insurance Group serves various commercial sectors including local offices, warehouses, and food service establishments through scheduled consultations.
Aargus Insurance Services in Lebanon, TN helps local businesses understand the distinction between one-time policy placement for specific short-term projects and ongoing coverage for continuous operations. As a workers’ compensation insurance agent, the company guides clients in selecting policies that protect against workplace injury claims while meeting Tennessee compliance requirements. Service runs on a scheduled basis, with periodic reviews for policy renewals, adjustments, or seasonal coverage needs.
Don Scott Insurance, Inc. specializes in securing workers’ compensation coverage for small to mid-sized businesses. The agency also provides general insurance services, helping local employers in Lebanon, TN, manage their overall risk. It works to match clients with policies that comply with Tennessee’s regulations. Seasonal industries like construction or landscaping often need the agency’s guidance when they hire temporary workers during busy months.
What Does a a Workers' Compensation Insurance Agent in Lebanon Cost?
Typical costs for workers compensation insurance in Tennessee range from 0.75 to 2.50 per 100 dollars of payroll, depending on industry risk and claims history. For a small business in Lebanon, annual premiums might start around 500 dollars and go up to several thousand dollars. This is general information and not insurance advice.
About workers' compensation insurance agents in Lebanon
A workers compensation insurance agent in Lebanon Tennessee helps businesses comply with state laws and protect employees. Tennessee requires most employers with five or more employees to carry workers compensation insurance. An agent can guide you through coverage options and ensure your policy meets Tennessee Department of Labor standards.
Frequently Asked Questions
What does a workers compensation insurance agent in Lebanon do?
An agent helps you select a policy that meets Tennessee requirements and advises on premium costs. They also assist with claims reporting and policy renewals to keep your business compliant.
Is workers compensation insurance required in Lebanon Tennessee?
Yes, Tennessee law requires most employers with five or more employees to carry workers compensation insurance. Certain construction and agricultural businesses have specific rules. An agent can clarify your obligations.
How do I find a workers compensation insurance agent in Lebanon?
You can search online directories or contact the Tennessee Department of Commerce and Insurance for a list of licensed agents. Local business associations in Lebanon may also provide referrals.
Workers' Compensation Insurance Agents in Other Tennessee Cities
Bartlett · Brentwood · Bristol · Chattanooga · Clarksville · Cleveland · Collierville · Columbia · Cookeville · Franklin · Gallatin · Germantown · Hendersonville · Jackson · Johnson City