The top-rated workers' compensation insurance agent in Warwick, Rhode Island is Bankers Life, rated 4.9 stars across 132 reviews. Other highly rated options include Brook Insurance Associates LLC, Mark Nickerson - GEICO Insurance Agent, McLane Insurance Agency. This directory lists 20 workers' compensation insurance agents serving Warwick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bankers Life | 475 Kilvert St # 300 | (401) 732-5213 |
| 2 | Brook Insurance Associates LLC | 1935 Elmwood Ave | (401) 381-1350 |
| 3 | Mark Nickerson - GEICO Insurance Agent | 80 Lambert Lind Hwy | (401) 244-9044 |
| 4 | McLane Insurance Agency | 2914 Post Rd #6 | (401) 773-7892 |
| 5 | The Beacon Mutual Insurance Company | 1 Beacon Center | (401) 825-2667 |
| 6 | DeGiulio Insurance Group, LLC | 3590 W Shore Rd | (401) 921-5690 |
| 7 | Ronald Newman Jr: Allstate Insurance | 873 Warwick Ave | (401) 781-5335 |
| 8 | Keith Cloutier: Allstate Insurance | 740 Greenwich Ave | (401) 732-6422 |
| 9 | Annarummo & Associates Insurance Agency | 808 Main Ave | (401) 732-2878 |
| 10 | The Egis Group | 120 Lavan St | (401) 274-0303 |
Bankers Life in Warwick, Rhode Island is known for helping local businesses manage the complexities of workers' compensation insurance. The agency guides employers through required coverage for workplace injuries and illnesses, ensuring they meet state regulations while protecting their workforce. They assist with policy selection and claims coordination for small and mid-sized companies in the Rhode Island area. The firm can also add occupational accident coverage for independent contractors not covered by standard workers' comp policies.
Brook Insurance Associates LLC serves businesses in need of workers’ compensation coverage to protect employees from job-related injuries or illnesses. It assists companies of various sizes with policy placement and compliance support for Rhode Island regulations. Its services include risk assessment guidance and claims assistance tailored to local industries. Based in Warwick, the agency also extends its workers’ compensation expertise to clients in Cranston.
As seasonal weather increases slip-and-fall incidents in Rhode Island, Warwick businesses require reliable workers’ compensation coverage to protect both employees and operations. Mark Nickerson - GEICO Insurance Agent assists local employers in securing policies that meet state requirements and help manage workplace injury risks. This agency focuses on identifying each business’s specific needs to recommend appropriate liability and medical payment protections. An initial consultation includes reviewing payroll classifications and past claim history to determine suitable coverage amounts. The process begins with a no-obligation risk assessment of current operations and safety protocols.
McLane Insurance Agency in Warwick, Rhode Island provides distinct options for businesses: a one-time consultation to address a specific workers' compensation issue or a recurring service for ongoing policy management and claims oversight. Coverage planning ensures compliance with state regulations and protects against workplace injury liabilities while helping control premium costs. Services primarily operate on a recurring, scheduled basis, with additional as-needed support available for audits or escalating claim situations.
Serving Warwick, Rhode Island, and the surrounding communities, The Beacon Mutual Insurance Company specializes in Workers’ Compensation Insurance Agent services. It handles claims management, policy administration, and premium audits for local businesses. The company structures each risk assessment by analyzing client payroll classifications and industry-specific loss histories to determine appropriate coverage. It typically manages a client’s job by providing ongoing policy reviews and dedicated claims support to facilitate returns to work.
DeGiulio Insurance Group, LLC provides workers' compensation insurance agent services, specializing in policy placement and risk mitigation. Operating in Warwick, Rhode Island, it works to secure appropriate coverage for local businesses. The agency assists employers in navigating the complex regulatory environment, ensuring compliance with state requirements. It also offers guidance on reducing workplace injuries and handling claims efficiently. Particularly during the winter months, it helps construction and trades clients manage the heightened liability associated with seasonal hazards in the region.
As businesses in Warwick prepare for the colder months, the risk of workplace injuries can increase with icy conditions and indoor hazards. Ronald Newman Jr: Allstate Insurance provides Workers' Compensation Insurance for local employers seeking to protect their staff and cover medical costs. Carefully crafted policies address regional industry requirements, helping companies comply with Rhode Island regulations while managing claim processes. The standard engagement begins with a thorough on-site inspection of the workplace environment to assess current safety protocols and identify any necessary improvements.
Keith Cloutier: Allstate Insurance serves the needs of businesses in Warwick, Rhode Island, by offering comprehensive Workers' Compensation Insurance Agent services. This company specializes in helping employers manage their workplace injury coverage requirements under state regulations. It assists clients in securing policies that provide essential medical and wage replacement benefits for employees injured on the job. The agency can serve a wide range of commercial sectors, including offices, warehouses, and food service establishments.
Annarummo & Associates Insurance Agency in Warwick, Rhode Island, is known for providing workers’ compensation insurance coverage to local businesses of various sizes. Its service range includes policy selection, risk assessment, and claims support tailored to regional workplace safety regulations. The agency helps employers manage mandatory coverage requirements while addressing industry-specific hazards. As a specialty service, it can also add on occupational accident insurance for independent contractors who lack traditional employee protections.
What Does a a Workers' Compensation Insurance Agent in Warwick Cost?
The cost of workers compensation insurance in Rhode Island varies by industry, payroll size, and claims history. For a small business in Warwick, annual premiums typically range from several hundred to several thousand dollars. High risk industries like construction pay more than low risk office jobs. This is general information and not insurance advice.
About workers' compensation insurance agents in Warwick
Workers compensation insurance agents in Warwick Rhode Island help local businesses meet state-mandated coverage requirements. Rhode Island law requires nearly all employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that complies with Rhode Island General Laws Title 28.
Frequently Asked Questions
What does a workers compensation insurance agent in Warwick do?
An agent helps you find and purchase a workers compensation policy that meets Rhode Island state requirements. They explain coverage options and assist with filing paperwork. Agents also help you understand how your premium is calculated based on payroll and industry classification.
Is workers compensation insurance required in Rhode Island?
Yes, Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and legal penalties.
How do I find a workers compensation insurance agent in Warwick Rhode Island?
You can search online directories or contact the Rhode Island Department of Business Regulation for a list of licensed agents. Many local independent insurance agencies in Warwick offer workers compensation policies. You can also ask other business owners for referrals.
Workers' Compensation Insurance Agents in Other Rhode Island Cities
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