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Find Workers' Compensation Insurance Agents Near You in Middletown, RI

Browse workers' compensation insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 12 workers' compensation insurance agents serving Middletown.

Showing 12 workers' compensation insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
7The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
8Defend Insure Agency12 Circle Dr(401) 213-1715
9Newport Insurance Agency460 E Main Rd(401) 619-1660
10Prudential | Tony Kutsaftis | Life Insurance & Annuities702 Aquidneck Ave(401) 848-0720
AM
49 E Main Rd
AAA Middletown
Workers' Compensation Insurance Agent · Middletown, RI

AAA Middletown serves Newport County and the surrounding Rhode Island area as a local workers’ compensation insurance agent. In this capacity, the firm assists local businesses in securing the necessary coverage to meet state-mandated requirements for workplace injury protection. The agency works directly with employers to analyze their industry-specific risks and claims histories. It handles policy placement for small contractors and provides guidance on premium audits for established companies.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Workers' Compensation Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance offers workers' compensation coverage solutions for employers across a variety of industries in the Middletown area, including policy placement and risk management guidance. Its ongoing service includes annual policy review and claims support to help clients maintain compliance and control costs. The agency assists with coverage for businesses that operate in single-family homes, apartments, retail, and restaurants.

HG
500 W Main Rd
Hilb Group
Workers' Compensation Insurance Agent · Middletown, RI

Hilb Group serves businesses and employers in the Middletown area that require workers’ compensation insurance coverage. It assists clients in managing workplace injury claims and fulfilling state regulatory requirements for employee protection. The agency helps local employers secure policies that cover medical costs and lost wages for injured workers. Hilb Group also works with commercial property managers and small business owners to reduce workplace risks through proper insurance planning. Its services extend to employers throughout Newport County and the surrounding communities of Aquidneck Island.

KI
2 Corporate Pl
KVT Insurance LLC
Workers' Compensation Insurance Agent · Middletown, RI

KVT Insurance LLC serves the Middletown, Rhode Island, area and the surrounding communities, specializing in workers' compensation insurance agent services. It handles policy placement for local businesses, addressing both employer liability and employee medical coverage requirements. The office assists clients in managing premium audits and navigating complex classification codes. To complete a typical job, it analyzes a business’s payroll and risk exposure, then submits a standard submission to appropriate carriers for competitive quotes.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Workers' Compensation Insurance Agent · Middletown, RI

For businesses seeking either a single policy evaluation or an ongoing coverage relationship, Aquidneck Island Insurance provides workers’ compensation insurance agent services in Middletown, RI. The agency aids local employers in securing policies that address medical expenses and lost wages for work‑related injuries, while helping to manage premium costs through payroll classification and loss‑control guidance. Assistance is available on a one‑time basis for policy reviews or as scheduled consultations, with additional support also arranged as needed.

NI
674 Aquidneck Ave
New Insurance Agency RI
Workers' Compensation Insurance Agent · Middletown, RI

As local businesses in Middletown prepare for winter's increased slip-and-fall risks, this agency advises employers on appropriate workers' compensation coverage to protect both their staff and their bottom line. The agent partners with multiple carriers to find suitable policies for a range of industries, from small shops to larger construction firms. Every new client account begins with a thorough on-site inspection of the workplace to identify hazards and assess current safety protocols.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Workers' Compensation Insurance Agent · Middletown, RI

The SIG Insurance Agencies in Middletown, Rhode Island, provides workers' compensation insurance coverage to local employers. It specializes in securing policies that help businesses manage workplace injury risks and comply with state regulations. The agency is familiar with Rhode Island’s specific coverage requirements and claim procedures for this sector. It can serve a variety of commercial operations, including offices, warehouses, and food service establishments.

DI
12 Circle Dr
Defend Insure Agency
Workers' Compensation Insurance Agent · Middletown, RI

Defend Insure Agency specializes in securing workers' compensation insurance policies for local businesses in Middletown, RI, and the surrounding area. It assists employers in managing payroll classifications and navigating claims reporting processes to maintain coverage. The agency works closely with clients to develop risk mitigation strategies that comply with Rhode Island regulations. As seasonal hiring increases in the region, the agency helps businesses properly categorize temporary and seasonal workers to avoid costly audit adjustments.

NI
460 E Main Rd
Newport Insurance Agency
Workers' Compensation Insurance Agent · Middletown, RI

Newport Insurance Agency, based in Middletown, Rhode Island, is known for helping local businesses navigate workers' compensation insurance. The agency serves a range of small to mid-sized employers in the area, providing coverage options that comply with Rhode Island regulations. It helps clients manage workplace injury claims and control premium costs. For companies seeking enhanced protection, the agency can also offer employer’s liability coverage as a specialty addition to a standard policy.

PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Workers' Compensation Insurance Agent · Middletown, RI

Located in Middletown, Rhode Island, Prudential | Tony Kutsaftis | Life Insurance & Annuities serves residential clients seeking workers' compensation coverage for their household employees. The agency also offers commercial policies for small businesses throughout the local area. By providing clear guidance on compliance requirements, this agent helps policyholders manage risk effectively. After an initial claim or policy setup, clients can expect thorough follow-up support between regular visits to address any changes in their coverage needs or payroll adjustments.

NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Workers' Compensation Insurance Agent · Middletown, RI
(401) 849-4100
agency.nationwide.com/brian-e-rogers-in-middletown-ri
AK
702 Aquidneck Ave
Anthony Kutsaftis - Prudential Financial
Workers' Compensation Insurance Agent · Middletown, RI
(401) 842-0260
prudential.com/advisor/anthony-kutsaftis

What Does a a Workers' Compensation Insurance Agent in Middletown Cost?

In Rhode Island, workers compensation insurance costs typically range from 1.5 percent to 3.5 percent of payroll for low-risk office jobs and up to 15 percent or more for high-risk construction or manufacturing work. The exact premium depends on your classification code and claims experience. This is general information and not insurance advice.

About workers' compensation insurance agents in Middletown

Workers compensation insurance agents in Middletown Rhode Island help local businesses secure the required coverage under Rhode Island General Laws Title 28. These agents guide employers through the state-mandated insurance process. They also assist with policy adjustments for seasonal tourism and defense industry operations common in the Newport County area.

Frequently Asked Questions

What are the workers compensation insurance requirements for a business in Middletown Rhode Island?

Under Rhode Island law, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders from the Rhode Island Department of Labor and Training.

How does a workers compensation insurance agent help a Middletown business?

An agent evaluates your business risks and payroll to find a suitable policy from a licensed carrier. They explain Rhode Island specific rating factors and can help you apply for premium discounts if you have a strong safety program. They also assist with annual audit preparation.

What factors affect the cost of workers compensation insurance in Rhode Island?

Costs are based on your industry classification code, total payroll, and claims history. Rhode Island uses a state-mandated loss cost system where each carrier applies its own multiplier. Agents can help you review your experience modification factor to ensure accuracy.

Workers' Compensation Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.