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Find Workers' Compensation Insurance Agents Near You in Middletown, RI
Looking for a workers' compensation insurance agent in Middletown? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Middletown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 12 workers' compensation insurance agents in Middletown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown
49 E Main Rd, Middletown, RI 02842
(401) 841-5000
branches.northeast.aaa.com
Carey, Richmond & Viking Insurance
2 Corporate Pl Suite 306, Middletown, RI 02842
(401) 683-3900
crvinsurance.com
Hilb Group
500 W Main Rd, Middletown, RI 02842
(401) 847-5200
opi.hilbgroupne.com
KVT Insurance LLC
2 Corporate Pl, Middletown, RI 02842
(401) 849-8502
crvinsurance.com
Aquidneck Island Insurance
702 Aquidneck Ave #18, Middletown, RI 02842
(401) 354-2172
Defend Insure Agency
12 Circle Dr, Middletown, RI 02842
(401) 213-1715
New Insurance Agency RI
674 Aquidneck Ave, Middletown, RI 02842
(401) 859-4140
The SIG Insurance Agencies: Middletown, Rhode Island
999 West Main Street, Middletown, RI 02842
(401) 849-4100
findsig.com
Prudential | Tony Kutsaftis | Life Insurance & Annuities
702 Aquidneck Ave, Middletown, RI 02842
(401) 848-0720
Newport Insurance Agency
460 E Main Rd, Middletown, RI 02842
(401) 619-1660
Nationwide Insurance: SIG Insurance Agencies
999 W Main Street, Middletown, RI 02842
(401) 849-4100
agency.nationwide.com
Anthony Kutsaftis - Prudential Financial
702 Aquidneck Ave, Middletown, RI 02842
(401) 842-0260
prudential.com
Workers compensation insurance agents in Middletown Rhode Island help local businesses secure the required coverage under Rhode Island General Laws Title 28. These agents guide employers through the state-mandated insurance process. They also assist with policy adjustments for seasonal tourism and defense industry operations common in the Newport County area.
What Does a Workers' Compensation Insurance Agent in Middletown Cost?
In Rhode Island, workers compensation insurance costs typically range from 1.5 percent to 3.5 percent of payroll for low-risk office jobs and up to 15 percent or more for high-risk construction or manufacturing work. The exact premium depends on your classification code and claims experience. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the workers compensation insurance requirements for a business in Middletown Rhode Island?
Under Rhode Island law, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders from the Rhode Island Department of Labor and Training.
How does a workers compensation insurance agent help a Middletown business?
An agent evaluates your business risks and payroll to find a suitable policy from a licensed carrier. They explain Rhode Island specific rating factors and can help you apply for premium discounts if you have a strong safety program. They also assist with annual audit preparation.
What factors affect the cost of workers compensation insurance in Rhode Island?
Costs are based on your industry classification code, total payroll, and claims history. Rhode Island uses a state-mandated loss cost system where each carrier applies its own multiplier. Agents can help you review your experience modification factor to ensure accuracy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.