The top-rated workers' compensation insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 15 workers' compensation insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 10 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a workers' compensation insurance agent. The company assists local businesses in securing coverage that complies with state regulations and protects employees. It also helps employers manage claim filings and coordinates with medical providers to facilitate injured worker care. The agency reviews various insurance carriers to find suitable policy options for different industries. In this area, it specifically offers payroll audit services and coordinates return-to-work programs for injured employees.
Andrews Insurance Agency provides a comprehensive range of workers' compensation insurance products in Pawtucket, Rhode Island. The agency assists local businesses with policy structuring to meet state requirements and offers ongoing support for claims management and premium audit review. Regular policy check-ins and risk control consultations help clients maintain compliance and manage workplace safety obligations. Its services cover a variety of commercial property types, including single-family homes being renovated, apartment complexes, retail storefronts, and full-service restaurants.
Serving Pawtucket, Rhode Island, Medicare Mavis assists businesses in comparing one-time policy quotes against the ongoing service model of a retained agent relationship for workers’ compensation coverage. The agency helps clients navigate the specific statutory requirements for RI employers, including payroll classification and experience modification factor adjustments. Services for medical, wage replacement, and liability protections are addressed. This listing provides a fixed-cost evaluation for new clients; ongoing annual policy service runs on an as-needed basis to match renewal cycles.
Jack Tavares: Allstate Insurance serves the Pawtucket area and surrounding Rhode Island communities with workers' compensation insurance. The agency handles policies designed to provide wage replacement and medical benefits for employees injured on the job. When a business owner needs coverage for workplace injury claims, Jack Tavares assesses the business’s specific liability risks and payroll details to quote appropriate policy limits. The general approach it uses focuses on matching state compliance requirements with the employer’s operational protections for their workforce.
Businesses and property managers in Pawtucket, Rhode Island, turn to Butler & Messier Insurance for workers’ compensation insurance agent services. They provide expert guidance on coverage options that protect employees against workplace injuries while helping local employers meet state regulatory requirements. The agency also assists with policy reviews and claim support to mitigate operational risk. Their service area extends into the greater Providence metro, including neighboring communities such as Central Falls.
Smith Insurance Group specializes in helping businesses navigate workers’ compensation insurance, focusing on coverage that protects both employers and employees in Pawtucket, Rhode Island. It assists local companies in obtaining policies that comply with state regulations while managing claims effectively. The agency works with various industries to assess risks and secure appropriate benefits. As seasonal employment fluctuates in this area, it helps employers adjust coverage during periods of increased workplace activity, ensuring protection for temporary or seasonal workers hired for specific projects or peak demand times.
As businesses in Pawtucket prepare for the busy winter months, securing proper workers' compensation coverage becomes essential for protecting both employees and operations. Garcia Insurance Agency helps local companies navigate this process, providing guidance on selecting policies that meet Rhode Island requirements while managing payroll and classification details. Each business is evaluated individually to match coverage to specific workplace risks. The agency typically begins its service by scheduling an on-site inspection or a detailed risk-assessment meeting with the business owner.
All-Star Insurance Agency provides workers’ compensation coverage solutions in Pawtucket, Rhode Island, focusing on helping local businesses manage their workplace injury and claims obligations. As an independent insurance agent, the firm specializes in tailoring insurance policies to meet distinct industry requirements while navigating state regulations. This allows businesses to secure appropriate liability protection and support their workforce effectively. The agency is equipped to serve a variety of commercial sectors, including office environments, warehouses, and food service establishments.
Serving residential clients in Pawtucket, General Insurance LLC assists with individual workers’ compensation policies to protect sole proprietors and household employees. The agency also works with local commercial businesses, helping them navigate required coverage for staff across various industries throughout the Providence metropolitan area. This agent provides tailored consultations on policy limits and payroll reporting to meet regional regulations. After an initial policy is in place, follow-up service and plan adjustments are offered between regular annual renewal visits.
T & R Svc LLC of Pawtucket, RI, operates as a dedicated workers' compensation insurance agent, helping local employers secure coverage that meets state regulations. Its service range includes policy review, risk assessment guidance, and claims support tailored to small and mid-sized businesses. By focusing on the specific needs of Rhode Island workplaces, the agency assists clients in managing premium costs and compliance requirements. For additional protection, it offers consultation on employer liability insurance to address gaps beyond standard workers' compensation policies.
What Does a a Workers' Compensation Insurance Agent in Pawtucket Cost?
Workers compensation insurance costs in Rhode Island vary by industry, payroll size, and claims history. Typical rates range from about $0.50 to $3.00 per $100 of payroll for low risk jobs, and higher for construction or manufacturing. Your agent can provide a specific quote based on your business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Pawtucket
Workers compensation insurance agents in Pawtucket help local businesses secure coverage required by Rhode Island law. Rhode Island requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of obtaining a policy that meets state mandates and protects your workers.
Frequently Asked Questions
What does a workers compensation insurance agent in Pawtucket do?
An agent helps you find and purchase a workers compensation policy that meets Rhode Island requirements. They explain coverage options, assist with applications, and can help you compare quotes from different insurers.
Is workers compensation insurance required in Rhode Island?
Yes, Rhode Island law requires all employers with one or more employees to carry workers compensation insurance. Failure to have coverage can result in fines and legal penalties.
How do I choose a workers compensation insurance agent in Pawtucket?
Look for an agent licensed in Rhode Island who has experience with businesses in your industry. Ask about their familiarity with local insurers and their ability to explain Rhode Island specific regulations.
Workers' Compensation Insurance Agents in Other Rhode Island Cities
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