Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 14 workers' compensation insurance agents in Xenia, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Greene County Insurance
2039 Bellbrook Ave # A, Xenia, OH 45385
(937) 374-0066
greenecountyins.com
Doug Zeigler - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
zeigleragency.com
David Spriggs - State Farm Insurance Agent
121 Dayton Ave, Xenia, OH 45385
(937) 372-3863
dspriggs.com
Montgomery Insurance & Investments
114 S Detroit St, Xenia, OH 45385
(937) 372-7646
montgomeryii.com
Rick Kolmin - State Farm Insurance Agent
280 N Detroit St, Xenia, OH 45385
(937) 372-3700
rickkolmin.com
Perkins & Associates Insurance Inc. American Family Insurance
25 S Detroit St, Xenia, OH 45385
(937) 347-2002
amfam.com
Anderson Williamson Insurance
242 N Detroit St, Xenia, OH 45385
(937) 372-4491
awohio.com
Farmers Insurance - Rodney Hines
492 W 2nd St Ste 203, Xenia, OH 45385
(937) 424-0643
agents.farmers.com
Nationwide Insurance: Kelly Jones Insurance Agency LLC
157 Progress Dr Ste A, Xenia, OH 45385
(937) 372-8059
agency.nationwide.com
Farmers Insurance - Micah Windsor
57 E Main St, Xenia, OH 45385
(937) 502-2010
agents.farmers.com
Shelly's Insurance Options
1644 Kylemore Dr, Xenia, OH 45385
(937) 580-5372
shellysinsuranceoptions.com
Steven Tschirhart: Allstate Insurance
74 N Orange St Ste 101, Xenia, OH 45385
(937) 736-7084
agents.allstate.com
Otto Insurance Group
508 N Detroit St, Xenia, OH 45385
(937) 372-2369
otto-ins.com
Jackie Love Insurance Agency
119 E 2nd St, Xenia, OH 45385
(937) 352-6576
What Does a Workers' Compensation Insurance Agent in Xenia Cost?
Workers compensation insurance costs in Ohio vary by industry class code and payroll. Typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low-risk office jobs to 5.00 to 15.00 or more per 100 dollars for high-risk construction work. The Ohio BWC also applies a base rate plus a manual rate for each class. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Xenia do?
An agent helps you determine the correct Ohio BWC class code for your business and estimates your annual premium. They also assist with policy renewals, payroll reporting, and filing required forms with the Ohio BWC.
Is workers compensation insurance required for all businesses in Xenia Ohio?
Yes, Ohio law requires most employers with at least one employee to carry workers compensation coverage. Sole proprietors and partners may choose to exempt themselves but must file the proper form with the Ohio BWC.
How does Ohio BWC determine my premium rate?
The Ohio BWC sets base rates by industry class code and adjusts them based on your claims history and experience modifier. Your agent can explain how payroll estimates and classification codes affect your final premium.