The top-rated workers' compensation insurance agent in Cleveland, Ohio is Mike Fabert - State Farm Insurance Agent, rated 4.9 stars across 169 reviews. Other highly rated options include Justin Ragor - State Farm Insurance Agent, Ralph P. Sills Insurance Agency, Evarts Tremaine. This directory lists 18 workers' compensation insurance agents serving Cleveland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Fabert - State Farm Insurance Agent | Hts, 2491 Lee Blvd | (216) 932-6900 |
| 2 | Justin Ragor - State Farm Insurance Agent | 3878 Rocky River Dr Ste 4 | (216) 251-5300 |
| 3 | Ralph P. Sills Insurance Agency | 13854 Cedar Rd | (216) 321-8033 |
| 4 | Evarts Tremaine | 1111 Superior Ave Suite 1650 | (216) 621-7183 |
| 5 | Gluckle Insurance Agency | 4768 Broadview Rd | (216) 404-7511 |
| 6 | Insurance Systems Group, Inc. | 3 Summit Park Dr #525 | (216) 236-7760 |
| 7 | Brooks & Stafford Company | 55 Public Square #1650 | (216) 696-3000 |
| 8 | Oswald Companies | Oswald Tower, 950 Main Ave Suite 1800 | (216) 367-8787 |
| 9 | Smart Insurance Cleveland | 4421 W 150th St | (216) 220-6691 |
| 10 | Brunswick Companies | 5309 Transportation Blvd | (800) 686-8080 |
Mike Fabert - State Farm Insurance Agent serves the Cleveland, Ohio metro area as a local workers' compensation insurance agent, helping employers manage workplace injury risks. The agency assists businesses with securing policies that cover medical costs and lost wages for employees injured on the job. It also guides clients through the nuances of Ohio’s workers' compensation system to ensure proper coverage and compliance. The agency supports community businesses with policy reviews and claims support for workplace injuries.
Justin Ragor - State Farm Insurance Agent in Cleveland, OH offers workers' compensation insurance coverage for local businesses. It provides policy selection to meet regulatory requirements and ongoing plan maintenance to adjust coverage as business needs change. Services include risk assessment and claims support to minimize workplace disruption. The agent handles coverage for a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Businesses in the Cleveland area that need to secure workers' compensation insurance turn to Ralph P. Sills Insurance Agency. The agency assists employers in navigating coverage requirements to protect their workforce against job-related injuries and illnesses. It works with clients to develop policies that comply with Ohio’s regulations while addressing industry-specific risks. Coordination with the Bureau of Workers’ Compensation helps ensure proper claims handling and premium management. In addition to serving downtown and greater Cleveland, the agency also covers businesses operating in nearby Lakewood and surrounding Cuyahoga County communities.
Evarts Tremaine serves the greater Cleveland area and its surrounding communities as a workers' compensation insurance agent. It handles the complex needs of employers seeking coverage for job-related injuries and illnesses. The company guides clients through policy selection, compliance with Ohio regulations, and claims management procedures. To complete a typical assignment, it first assesses the specific workplace risks and payroll exposures of the business before matching them with an appropriate carrier and coverage plan.
While some workers' compensation providers conduct immediate business assessments for a new policy term, others offer ongoing support for claims and compliance. Gluckle Insurance Agency, based in Cleveland, Ohio, helps local businesses manage the complexities of workplace injury coverage. Their work involves analyzing payroll classifications, assisting with experience modification audits, and recommending appropriate policy limits. Service from this workers’ compensation insurance agent runs on a one-time or as-needed basis, depending on the employer's specific risk management needs for each policy renewal period.
Insurance Systems Group, Inc. specializes in securing workers' compensation policies for local businesses in Cleveland, Ohio. The agency also handles policy adjustments and claims assistance to support employers through the coverage lifecycle. They guide clients through mandatory compliance requirements unique to the region. For businesses facing seasonal workforce shifts, the agency helps adjust coverage levels so employers remain properly protected during fluctuating payroll periods common in the local economy.
Brooks & Stafford Company assists businesses in Cleveland with workplace injury protection, specializing in workers' compensation insurance agent services. The firm helps employers navigate coverage requirements, manage claims efficiently, and implement risk-reduction strategies tailored to local regulations. Its guidance supports stable premium rates and faster employee return-to-work. Commercial sectors commonly served by such agents include professional offices, warehouse and distribution centers, and food service operations.
As Ohio businesses prepare for the annual renewal of their workers’ compensation policies, Oswald Companies assists Cleveland employers in navigating these complex filings and premium audits. The agency focuses on helping local companies manage risk classification updates that can affect their annual costs. Their service begins with a comprehensive initial-assessment consultation to review current coverage levels and payroll data. A thorough inspection of each client’s workplace operations follows to determine accurate classification codes and identify potential safety gaps.
Smart Insurance Cleveland is a local workers’ compensation insurance agent serving businesses in Cleveland, Ohio. It guides employers through the complexities of obtaining coverage that complies with Ohio state regulations and protects both workers and company finances. The agency also provides risk mitigation advice to help reduce workplace injuries and control premium costs over time. Assist with classification codes and payroll reporting further ensures policy accuracy. For additional support, it offers return-to-work program development suited to each client’s operations.
Brunswick Companies works with residential clients in and around Cleveland, handling individual workers’ compensation insurance needs from initial consultation through policy placement. They also assist commercial businesses by analyzing workplace risk exposures and securing appropriate coverage for their employees. Their service area encompasses the greater Cleveland region for both types of accounts. Following each policy term or claim event, the agency schedules follow-up reviews to address any changes in operations or staffing between regular visits.
What Does a a Workers' Compensation Insurance Agent in Cleveland Cost?
Workers compensation insurance costs in Ohio are set by the Ohio BWC based on your industry classification code and payroll. Rates typically range from 0.50 to 5.00 per 100 dollars of payroll depending on risk level. Agents may charge a service fee or receive commission from the BWC. This is general information not insurance advice.
About workers' compensation insurance agents in Cleveland
Workers compensation insurance agents in Cleveland help employers comply with Ohio Bureau of Workers Compensation requirements. Ohio is a monopolistic state for workers comp meaning most employers must get coverage through the state fund. A local agent can guide you through classification codes premium calculations and experience rating adjustments specific to Ohio law.
Frequently Asked Questions
What does a workers compensation insurance agent in Cleveland do?
A workers compensation insurance agent helps Cleveland employers understand Ohio BWC rules and secure proper coverage. They assist with payroll classification audit preparation and filing claims. Agents also advise on group rating programs that can lower premiums for qualified businesses.
Is workers comp insurance required for all businesses in Cleveland Ohio?
Yes Ohio law requires most employers with one or more employees to carry workers compensation coverage. Sole proprietors and partnerships without employees may be exempt but can still opt in. Failure to comply can result in fines and stop work orders from the Ohio BWC.
How can a Cleveland agent help with Ohio BWC group rating?
A Cleveland agent can help your business join a group rating program to reduce workers comp premiums by 10 to 30 percent. Group rating combines similar businesses to improve loss experience and earn lower rates. Agents must be authorized by the Ohio BWC to sponsor these groups.
Workers' Compensation Insurance Agents in Other Ohio Cities
Akron · Amelia · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Columbus · Cuyahoga Falls · Dayton · Delaware · Dublin · Elyria