The top-rated workers' compensation insurance agent in Centerville, Ohio is Tim McKenzie - State Farm Insurance Agent, rated 5.0 stars across 337 reviews. Other highly rated options include Greg Fay Insurance Agency, Shawn Thacker - State Farm Insurance Agent, Carr Insurance Agency, Inc.. This directory lists 11 workers' compensation insurance agents serving Centerville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim McKenzie - State Farm Insurance Agent | 157 S Main St | (937) 433-8733 |
| 2 | Greg Fay Insurance Agency | 207 W Franklin St | (937) 619-9705 |
| 3 | Shawn Thacker - State Farm Insurance Agent | 156 Spring Valley Pike | (937) 610-3276 |
| 4 | Carr Insurance Agency, Inc. | 255 N Main St | (937) 435-9000 |
| 5 | Tinnerman Insurance Agency - Centerville | 5 Iron Gate Park Dr | (937) 439-0212 |
| 6 | American Insurance Strategies | 76 Marco Ln | (937) 886-6454 |
| 7 | Brandelyn Blair American Family Insurance | 872 E Franklin St STE B | (937) 374-0855 |
| 8 | Centerville Insurance Agency | 55 W Franklin St | (937) 433-0874 |
| 9 | Southern Ohio Insurance LLC | 255 N Main St Suite B | (937) 424-1041 |
| 10 | Salyers Financial Group | 190 E Spring Valley Pike Ste A | (937) 550-0111 |
Tim McKenzie - State Farm Insurance Agent serves the Centerville, OH area and surrounding communities as a workers' compensation insurance agent. The company helps local businesses obtain coverage that can assist with medical expenses and lost wages for employees injured on the job. Agents work to understand each client’s specific operations and risk level to recommend appropriate policy options. Among the services handled here are policy management for small to mid-sized employers and assistance with claims processing for workplace injuries.
Greg Fay Insurance Agency provides a comprehensive range of workers' compensation insurance policies tailored to meet the specific needs of local employers. The agency focuses on helping businesses manage risk and secure necessary coverage through personalized service and ongoing policy review. Their service plans include regular consultations to assess changing coverage needs and assist with claims filing. Greg Fay Insurance Agency services a variety of commercial clients, including those operating single-family homes as rental properties, apartment complexes, retail stores, and restaurants.
Shawn Thacker - State Farm Insurance Agent serves homeowners, businesses, and property managers in Centerville, Ohio, with workers' compensation insurance coverage. The agency assists local employers in securing policies that comply with state regulations and protect against workplace injury claims. Tailored insurance solutions help clients manage risk and control costs for their operations. This office also extends its workers' compensation services to neighboring communities throughout the Dayton metropolitan area, including Kettering and West Carrollton.
Carr Insurance Agency, Inc. serves Centerville, OH and the surrounding communities, handling workers' compensation insurance policies that protect local businesses from job-related injury claims. The agency manages the process of matching employers with coverage that meets state requirements for medical expenses and lost wages. Its approach to a typical job begins with a detailed review of a client's payroll and industry classification before securing a suitable policy from a carrier.
Tinnerman Insurance Agency in Centerville, Ohio offers both one-time policy placements and ongoing service agreements tailored to a business’s changing liability exposure. Their workers’ compensation coverage addresses medical costs and lost wages, safeguarding employers from direct financial risk when employees are injured on the job. Many local Centerville firms rely on such policies to maintain regulatory compliance and protect their operational stability. Service is provided on an as-needed basis, with annual policy reviews and immediate claim support scheduled when the client requests assistance.
American Insurance Strategies in Centerville, OH specializes in connecting businesses with tailored workers’ compensation coverage to meet regulatory requirements. It also assists employers with policy adjustments, risk management consultations, and claims support services. The agency helps local companies understand insurance obligations specific to Ohio’s labor environment and injury reporting procedures. During seasonal fluctuations in construction or manufacturing employment, it advises clients on modifying coverage to match temporary workforce changes and associated risk exposures.
As local businesses in Centerville prepare for the slower winter season, Brandelyn Blair American Family Insurance helps area employers review their workers' compensation coverage to ensure it remains aligned with shifting operational risks. This agency assists policyholders with understanding how payroll classifications and job descriptions affect premium calculations. By offering guidance on safe return-to-work protocols, they work to reduce claim frequency and support injured employees throughout recovery. A typical first step is a scheduled initial assessment of current workplace exposures, which may include a walk-through inspection of the business premises.
Centerville Insurance Agency works with local businesses to secure workers' compensation coverage that meets Ohio regulatory requirements. The agency specializes in helping employers manage payroll classification and claims reporting processes. It can assist with policy audits and experience modification rate reviews. The agency serves commercial sectors such as offices, warehouses, and food service operations throughout Centerville and the surrounding area.
Serving residential clients in Centerville, Ohio, Southern Ohio Insurance LLC connects homeowners and tenants with workers' compensation policies tailored to domestic help and home-based businesses. The agency also extends commercial coverage to small and midsize employers throughout the greater Centerville area, addressing common workplace injury risks distinct to local industries. After each policy review or claim consultation, the agent provides clear follow-up materials, ensuring clients understand modifications before scheduled return visits.
Salyers Financial Group is known as a workers' compensation insurance agent serving the Centerville, Ohio area. The company provides employers with insurance solutions that address workplace injury claims and compliance requirements. Their services include policy placement, coverage reviews, and risk management guidance tailored to local businesses. Salyers Financial Group can additionally offer payroll auditing to ensure accurate premium calculations for its clients.
What Does a a Workers' Compensation Insurance Agent in Centerville Cost?
Workers compensation insurance costs in Ohio vary by industry, payroll, and claims history. Rates are set by the Ohio BWC and typically range from 0.50 to 5.00 per 100 dollars of payroll. For a small retail business, annual premiums might be 2,000 to 5,000 dollars. For higher risk industries like construction, costs can exceed 10,000 dollars. This is general information and not insurance advice.
About workers' compensation insurance agents in Centerville
Workers compensation insurance agents in Centerville Ohio help local businesses comply with Ohio Bureau of Workers Compensation requirements. Ohio requires most employers with at least one employee to carry workers comp coverage. An agent can guide you through the state fund or private self-insured options available in Ohio.
Frequently Asked Questions
What does a workers compensation insurance agent in Centerville do?
A workers compensation insurance agent helps you understand Ohio BWC rules and select the right coverage for your business. They assist with policy setup, payroll reporting, and premium audits. They also advise on loss prevention and claims management.
Is workers compensation insurance required for all businesses in Centerville Ohio?
Yes, Ohio law requires most employers with one or more employees to provide workers compensation coverage. Exceptions include sole proprietors and certain agricultural employers. An agent can explain exemptions and help you meet state requirements.
How does Ohio workers compensation differ from other states?
Ohio is a monopolistic state for workers compensation, meaning the state fund is the primary insurer. Private insurance is not available for standard coverage. However, employers can apply for self-insured status through the BWC. An agent can help navigate this unique system.
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