The top-rated workers' compensation insurance agent in Elyria, Ohio is Sean Krause - State Farm Insurance Agent, rated 5.0 stars across 227 reviews. Other highly rated options include Cobos Insurance Center, J.P. Merk - State Farm Insurance Agent, Hoyas Insurance Group. This directory lists 19 workers' compensation insurance agents serving Elyria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sean Krause - State Farm Insurance Agent | 10247 Dewhurst Rd Ste 102B | (440) 366-0020 |
| 2 | Cobos Insurance Center | 41436 Griswold Rd | (440) 324-3732 |
| 3 | J.P. Merk - State Farm Insurance Agent | 511 Abbe Rd N B | (440) 324-4646 |
| 4 | Hoyas Insurance Group | 43099 N Ridge Rd | (440) 324-3331 |
| 5 | Deborah Zerbini - Farmers Insurance - District 19 | 315 Middle Ave | (440) 760-0777 |
| 6 | Chad Nelson: Allstate Insurance | 994 Abbe Rd N ste 100 | (440) 281-8688 |
| 7 | Ryan Insurance Agency Inc | 105 Cleveland St | (440) 322-3200 |
| 8 | JC Insurance Agency, Inc. | 30 West Ave | (440) 322-7900 |
| 9 | Daniel Gossman: Allstate Insurance | 500 E Broad St | (440) 323-7911 |
| 10 | Savoy Insurance Group | 106 Middle Ave 2nd Floor | (440) 365-0435 |
Sean Krause - State Farm Insurance Agent serves Lorain County and the greater Elyria, Ohio area with workers' compensation insurance solutions. This agency assists local businesses in securing coverage that helps meet state requirements for employee injury protection. Workers' compensation policies through this office are designed to provide medical benefits and partial wage replacement for workers injured on the job. The agency also helps employers manage their premium classifications and audit needs related to their workers' compensation policies.
Cobos Insurance Center provides workers’ compensation insurance agent services to businesses throughout the Elyria, Ohio area. The agency guides employers in securing coverage that meets state regulations and protects against workplace injury claims. Their service includes policy review, risk analysis, and claims support to help manage premiums and compliance. Ongoing maintenance plans are available to ensure coverage remains current as business needs change. The agency serves a variety of commercial properties, including single-family homes, apartments, retail locations, and restaurants.
J.P. Merk - State Farm Insurance Agent serves local business owners, property managers, and homeowners in Elyria, Ohio who need workers’ compensation coverage. The agency explains how this insurance helps employers manage costs related to workplace injuries and comply with state regulations. Policies can be tailored to different business sizes and risk levels. In addition to serving the Elyria area, the office also handles accounts for clients in nearby Lorain.
Hoyas Insurance Group serves Elyria, Ohio, and the surrounding Lorain County communities as a workers’ compensation insurance agent. The agency handles the placement and management of workers’ compensation policies for local businesses, ensuring compliance with Ohio’s specific state-fund or private-market requirements. Its general approach begins with a thorough review of each client’s payroll classifications and claims history, then it researches coverage options to match those needs while actively monitoring policy changes and audit timelines.
Deborah Zerbini - Farmers Insurance - District 19 offers workers' compensation insurance agent services, focusing on providing coverage for workplace injuries and illnesses. The firm assists businesses in Elyria, OH with securing policies that comply with state regulations and protect employees. It helps employers manage risk by guiding them through the process of assessing their liability and selecting appropriate plans. As seasonal industries ramp up activity in the spring and summer, the agency can address the specific coverage needs that arise from increased hiring and outdoor work hazards during those periods.
Chad Nelson: Allstate Insurance in Elyria, OH, offers workers' compensation insurance as both a one-time policy and a recurring service for businesses needing ongoing coverage. This coverage helps employers manage costs related to workplace injuries and comply with local regulations. As a workers' compensation insurance agent, the firm provides guidance on policy options tailored to different industries. Service runs on a scheduled basis through the policy term, with renewals handled as needed each period.
Ryan Insurance Agency Inc in Elyria, OH helps local businesses manage their workers' compensation insurance needs. This agency specializes in securing coverage that protects both employers and employees in the event of workplace injuries. It assists companies in navigating Ohio's specific workers' comp regulations and obtaining appropriate policies. Services commonly include risk assessment and claims support for various commercial operations. The agency can serve offices, warehouses, and food service businesses.
As the cold Ohio winter covers Elyria’s roads and parking lots, local businesses face an increased risk of workplace slips and injuries on icy surfaces. JC Insurance Agency, Inc. advises employers on how to navigate the claims and compliance requirements that arise during such seasons. The agency reviews potential hazards in the region, from manufacturing floors to medical offices. A strong policy helps contain unexpected medical and lost-wage costs. Staff arrange a walkthrough of the client’s work site to assess the safety procedures currently in place before recommending coverage limits.
Daniel Gossman: Allstate Insurance offers workers’ compensation insurance coverage to employers in the Elyria area. The agency first assists residential clients with their personal insurance needs and then extends similar support to local businesses seeking commercial coverage. Services are tailored to meet the specific requirements of employers in this region. After a policy is in place, the agent follows up with clients regularly to review coverage and can arrange repeat service outside of scheduled meetings to address any changes in operations.
Savoy Insurance Group serves the businesses of Elyria, Ohio, as a Workers’ Compensation Insurance Agent. The agency assists local employers in securing coverage that meets state requirements for work-related injury and illness benefits. It also provides guidance on risk management practices specific to Ohio’s workers’ compensation system. Helping companies understand premium calculations and experience rating is a key part of its work. In this area, Savoy Insurance Group handles policy placement for manufacturing firms and crew consultation for construction sector clients.
What Does a a Workers' Compensation Insurance Agent in Elyria Cost?
Workers compensation insurance costs in Ohio are set by the Ohio BWC and vary by industry classification and payroll. For a small office-based business the rate might be around 0.50 per 100 dollars of payroll while a construction company could pay 5.00 or more per 100 dollars. Group rating programs can reduce premiums by 10 to 30 percent for qualifying employers. This is general information and not insurance advice.
About workers' compensation insurance agents in Elyria
Workers compensation insurance agents in Elyria Ohio help employers secure coverage through the Ohio Bureau of Workers Compensation. Ohio is a monopolistic state meaning most employers must obtain coverage from the state fund rather than private insurers. An experienced agent can guide you through classification codes premium calculations and compliance with Ohio Revised Code Chapter 4123.
Frequently Asked Questions
What does a workers compensation insurance agent in Elyria do?
An agent helps you apply for Ohio BWC coverage choose the right classification codes and set up payroll reporting. They also assist with annual true-up filings and can advise on group rating programs to lower premiums.
Is workers compensation insurance required for all businesses in Elyria Ohio?
Yes Ohio law requires most employers with at least one employee to carry workers compensation coverage. Exceptions include sole proprietors and certain agricultural workers. An agent can confirm your specific obligations under Ohio law.
How do Ohio workers compensation premiums compare to other states?
Ohio uses a state fund system with rates set by the Ohio BWC. Premiums are based on payroll and industry classification codes. Rates vary but typical small businesses pay between 0.50 and 3.00 per 100 dollars of payroll depending on risk level.
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