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Find Workers' Compensation Insurance Agents Near You in Toledo, OH

Browse workers' compensation insurance agents serving Toledo, Ohio. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 322 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Gus Badra Agency - Insurance Brokers, Fuller & Sons Insurance Agency LLC. This directory lists 18 workers' compensation insurance agents serving Toledo.

Showing 18 workers' compensation insurance agents in Toledo, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Knight Insurance Group22 N Erie St(419) 241-5133
2RBI Insurance Agency & Financial Services3421 N Holland Sylvania Rd(419) 841-4446
3Gus Badra Agency - Insurance Brokers3454 Oak Alley Ct #106(419) 469-5522
4Fuller & Sons Insurance Agency LLC5660 Southwyck Blvd Suite 200A(419) 866-8796
5Insurance Solutions By Design LLC7640 W Bancroft St Suite 1(419) 292-5700
6Gluckle Insurance & Financial Agency4213 N Holland Sylvania Rd(419) 887-1363
7American Casualty Insurance Agency6060 Renaissance Pl Suite E(419) 882-1770
8Great Lakes Insurance Partners5215 Monroe St #15(419) 841-2000
9Stapleton Insurance Group7250 Crossleigh Ct(419) 720-6446
10Regan Insurance3034 W Sylvania Ave(419) 292-0001
KI
22 N Erie St
Knight Insurance Group
Workers' Compensation Insurance Agent · Toledo, OH

Knight Insurance Group serves the Toledo, Ohio, metro area as a workers’ compensation insurance agent. They guide local businesses through the process of securing coverage that meets state regulations and protects employees from workplace injuries. A workers’ compensation agent in this region helps employers understand premium calculations based on industry classifications and payroll. Knight Insurance Group specifically assists with policy renewals and the classification of employee job roles for accurate risk assessment.

RI
3421 N Holland Sylvania Rd
RBI Insurance Agency & Financial Services
Workers' Compensation Insurance Agent · Toledo, OH

At RBI Insurance Agency & Financial Services in Toledo, OH, an agent provides workers' compensation insurance placement to help employers meet state requirements and manage workplace injury risks. Ongoing support may include policy review and adjustments for coverage needs as a business evolves. Among the properties and businesses it serves are small offices, retail stores, restaurants, and apartment complexes.

GB
3454 Oak Alley Ct #106
Gus Badra Agency - Insurance Brokers
Workers' Compensation Insurance Agent · Toledo, OH

Businesses and commercial property managers throughout the Toledo area turn to Gus Badra Agency - Insurance Brokers for workers' compensation coverage tailored to local industries. The agency helps clients navigate the complexities of Ohio's system, matching employers with policies that balance cost with compliance. They provide guidance on premium audits and safety program development, aiming to protect both small firms and larger operations. Their service area includes neighboring communities such as Maumee and the surrounding Lucas County regions.

FS
5660 Southwyck Blvd Suite 200A
Fuller & Sons Insurance Agency LLC
Workers' Compensation Insurance Agent · Toledo, OH

Fuller & Sons Insurance Agency LLC serves Toledo, Ohio, and the surrounding Lucas County communities, handling workers' compensation insurance for local businesses. It helps employers secure coverage that meets state requirements for workplace injury protection. The agency also manages policy adjustments for changing workforce sizes and risk levels. To handle a typical job, it reviews the client’s payroll classification and claims history, then recommends a policy from available carriers that balances coverage with cost.

IS
7640 W Bancroft St Suite 1
Insurance Solutions By Design LLC
Workers' Compensation Insurance Agent · Toledo, OH

Insurance Solutions By Design LLC in Toledo, OH offers workers’ compensation insurance as either a single policy purchase or within an ongoing risk management relationship. Coverage protects employers against costs from workplace injuries and illnesses, ensuring compliance with Ohio requirements and financial stability. Every client receives guidance tailored to their industry’s exposure and payroll. Service runs on an as-needed basis, activated when a client requests a new policy, renews an existing one, or requires mid-term policy adjustments due to operational changes.

GI
4213 N Holland Sylvania Rd
Gluckle Insurance & Financial Agency
Workers' Compensation Insurance Agent · Toledo, OH

Gluckle Insurance & Financial Agency in Toledo, OH specializes in workers' compensation insurance agent services, helping businesses secure coverage for work-related injuries and illnesses. It also handles general insurance needs for local employers across various industries. The agency assists clients in understanding policy details and managing claims. It can be particularly helpful when a business faces seasonal spikes in construction or manufacturing activity, as workers' compensation needs often shift with fluctuating workforce numbers during peak production periods.

AC
6060 Renaissance Pl Suite E
American Casualty Insurance Agency
Workers' Compensation Insurance Agent · Toledo, OH

As winter thaws and construction ramps up across northwest Ohio, Toledo businesses face renewed exposure to on-the-job injuries that challenge both production and payroll. American Casualty Insurance Agency provides workers’ compensation coverage designed to help local employers manage these seasonal risks with appropriate liability protection and claims support. Their service area covers a range of industries common to the region, including manufacturing, logistics, and skilled trades. They begin every engagement by conducting a thorough on-site risk assessment to evaluate each workplace's specific hazards and compliance needs.

GL
5215 Monroe St #15
Great Lakes Insurance Partners
Workers' Compensation Insurance Agent · Toledo, OH

Great Lakes Insurance Partners arranges workers’ compensation coverage for employers in the Toledo area. As an agent, it prepares policies that comply with Ohio’s state-mandated requirements and also provides add-ons such as experience-modification analysis and claims advocacy. Its work includes comparing coverage options across available carriers to help clients balance protection with premium cost. This business serves commercial facilities ranging from professional offices and administrative spaces to warehouses, distribution centers, and food service operations.

SI
7250 Crossleigh Ct
Stapleton Insurance Group
Workers' Compensation Insurance Agent · Toledo, OH

Based in Toledo, Stapleton Insurance Group provides residential workers' compensation insurance for small local businesses. The agency also offers commercial coverage tailored to regional employers, serving companies throughout the greater Toledo area. Each policy is carefully structured to meet Ohio's specific regulatory requirements for workplace injury protection. Clients can expect follow-up adjustments to their coverage between regular annual visits, as workforce needs shift over time.

RI
3034 W Sylvania Ave
Regan Insurance
Workers' Compensation Insurance Agent · Toledo, OH
PU
5330 Heatherdowns Blvd Suite 101
Phoenix United Insurance
Workers' Compensation Insurance Agent · Toledo, OH
(419) 460-1883
phoenixunitedins.com
MI
3005 Douglas Rd
Mann Insurance Group
Workers' Compensation Insurance Agent · Toledo, OH
(419) 255-0040
manninsurancegroup.com
AI
626 Madison Ave Ste 600
A1 Insurance Services LLC
Workers' Compensation Insurance Agent · Toledo, OH
(419) 243-8786
WI
3450 Central Ave #344
Westgate Insurance Agency
Workers' Compensation Insurance Agent · Toledo, OH
(419) 536-2213
westgateagency.com
AC
6060 Renaissance Pl Suite E
American Casualty Insurance Agency
Workers' Compensation Insurance Agent · Toledo, OH
(419) 885-3571
americancasualtyins.com
CI
3712 River Rd
Carroll Insurance & Risk Management Group LTD
Workers' Compensation Insurance Agent · Toledo, OH
(419) 897-0101
carrollinsgroup.com
AG
833 Woodville Rd
Aaron Grob Agency, Inc.
Workers' Compensation Insurance Agent · Toledo, OH
(419) 693-7458
aarongrobagency.com
IL
3712 River Rd
Insuring Lawyer
Workers' Compensation Insurance Agent · Toledo, OH
(877) 297-7575
insuringlawyer.com

What Does a a Workers' Compensation Insurance Agent in Toledo Cost?

Workers compensation costs in Ohio depend on your industry classification code payroll size and claims history. Rates are set by the Ohio BWC and range from under 1 dollar per 100 dollars of payroll for low risk office jobs to over 20 dollars for high risk construction work. Each employer receives a base rate with potential discounts for safety programs and experience modification. This is general information and not insurance advice.

About workers' compensation insurance agents in Toledo

Workers compensation insurance agents in Toledo Ohio help businesses meet state requirements under the Ohio Bureau of Workers Compensation. Ohio is a monopolistic state meaning employers must obtain coverage through the BWC or a qualified self-insuring employer. A local agent can guide you through classification codes premium calculations and compliance with Ohio Revised Code Chapter 4123.

Frequently Asked Questions

What does a workers compensation insurance agent in Toledo do?

A workers compensation insurance agent in Toledo helps businesses apply for Ohio BWC coverage choose the right classification codes and manage payroll reporting. They also assist with claim filing and premium audit preparation.

Is Ohio a monopolistic state for workers compensation?

Yes Ohio is one of four monopolistic states where employers must purchase workers compensation coverage through the Ohio Bureau of Workers Compensation. Private insurance companies do not sell workers comp policies in Ohio but agents can help with BWC managed care and self-insurance options.

What are the penalties for not having workers comp in Ohio?

Employers who fail to maintain Ohio BWC coverage face penalties including fines up to 50 percent of the premium owed plus daily penalties. Ohio Revised Code 4123.99 also allows for criminal charges and business closure orders for noncompliance.

Workers' Compensation Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.