The top-rated workers' compensation insurance agent in Lakewood, Ohio is Lindsay Perrico - State Farm Insurance Agent, rated 4.9 stars across 487 reviews. Other highly rated options include HealthMarkets Insurance - Carl Lishing, Zingale & Associates, Lynard Zingale: Allstate Insurance. This directory lists 12 workers' compensation insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lindsay Perrico - State Farm Insurance Agent | 14583 Madison Ave | (216) 521-0337 |
| 2 | HealthMarkets Insurance - Carl Lishing | 16506 Detroit Ave | (216) 228-0765 |
| 3 | Zingale & Associates | 13400 Madison Ave Unit B | (216) 677-8207 |
| 4 | Lynard Zingale: Allstate Insurance | 13430 Madison Ave | (216) 393-3300 |
| 5 | Sean Devins - State Farm Insurance Agent | 16930 Detroit Ave | (216) 227-1213 |
| 6 | Tighes' Insurance Agency Inc | 15712 Madison Ave | (216) 228-5656 |
| 7 | LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS | 16903 Fischer Rd | (216) 228-3333 |
| 8 | Buckeye Senior Benefits Insurance Agency | 1365 Ethel Ave | (440) 847-9255 |
| 9 | Alliance Insurance Agency | 16004 Detroit Ave #3 | (216) 801-4372 |
| 10 | Gordon Tower Insurance Agency | 14805 Detroit Ave Suite 450 | (216) 663-7777 |
Lindsay Perrico - State Farm Insurance Agent serves Lakewood, Ohio and the surrounding Cuyahoga County area as a workers' compensation insurance agent. This agency assists local businesses in securing coverage that meets Ohio’s specific regulatory requirements for workplace injury protection. It helps employers manage the cost of claims while ensuring compliance with state laws. Among its services, the agency works with small to mid-sized businesses to design appropriate workers' compensation policies and coordinates with the Ohio Bureau of Workers’ Compensation for payroll reporting and premium audits.
HealthMarkets Insurance, under the guidance of Carl Lishing, provides workers' compensation insurance services to businesses in the Lakewood, Ohio area. It advises clients on coverage options that address employee injury and wage replacement requirements. The agent assists with policy selection and offers ongoing plan maintenance to ensure compliance with state regulations. Services support businesses by managing renewals and addressing changes in workforce needs. The agency works with a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Zingale & Associates in Lakewood, Ohio serves local businesses and commercial property owners who require workers’ compensation insurance coverage. The agency helps clients manage employer liability risks and navigate Ohio’s regulatory requirements for occupational injury claims. It assists with policy selection and premium compliance for companies of varying sizes. The firm also provides guidance on safety programs and return-to-work strategies. Zingale & Associates extends its workers’ compensation insurance services to neighboring communities throughout the greater Cleveland metro area.
Serving Lakewood and the surrounding Cleveland-area communities, Lynard Zingale: Allstate Insurance handles workers' compensation insurance for local businesses. It provides coverage that helps employers meet state requirements while protecting employees who suffer job-related injuries or illnesses. The agency works with clients to select appropriate policy limits and deductibles for their specific operations. For a typical case, it reviews the business's payroll size, industry classification, and claims history to match them with suitable coverage options.
In Lakewood, Ohio, Sean Devins - State Farm Insurance Agent offers workers’ compensation insurance in either one-time policy placements or ongoing service agreements that adjust coverage as a business evolves. Coverage addresses medical expenses and lost wages for job-related injuries. Service operates on a scheduled renewal cycle with the option for as-needed policy reviews to account for changing workforce needs, ensuring appropriate protection for local employers.
Tighes' Insurance Agency Inc in Lakewood, OH offers specialized guidance in securing workers’ compensation coverage tailored to local business risks. Beyond this, the agency provides general insurance services to meet diverse commercial needs. It helps employers navigate the complexities of Ohio’s workers’ compensation system, ensuring compliance with state regulations and proper claims management. This assistance becomes particularly valuable during seasonal shifts, such as when winter weather increases the likelihood of slip-and-fall injuries at work sites.
As Lakewood businesses face the seasonal uptick in injury claims during winter months, LEUSCH Insurance Services Agency, Inc. / INSURANCE CONCEPTS assists local employers with managing their workers’ compensation coverage needs. This agency works with small to mid-sized companies throughout the region to identify cost-effective policies that meet state requirements. By analyzing risk factors and past claim histories, they help businesses reduce their exposure to on-the-job incidents. Their process typically begins with a thorough on-site workplace inspection to identify hazards and set appropriate premium baselines.
Buckeye Senior Benefits Insurance Agency, based in Lakewood, Ohio, works with local businesses to navigate the complexities of workers' compensation insurance. The agency also specializes in addressing the unique needs of senior workers and older employees within these coverage plans, ensuring policies account for age-related considerations and potential return-to-work modifications. Standard workers' compensation solutions help employers manage workplace injury claims and regulatory compliance. This agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Alliance Insurance Agency provides workers’ compensation coverage for residential service clients, including small trades and independent contractors operating in and around Lakewood. Commercial policies are also written for larger businesses requiring compliance with Ohio’s workplace injury regulations. The agency serves customers throughout Cuyahoga County and adjacent areas. Each policy is reviewed at renewal to reflect changes in payroll and claim history. Ongoing consultation with the agent helps clients manage risks between regular visits, ensuring coverage adjustments are made as needed without delay.
Gordon Tower Insurance Agency in Lakewood, OH is known for helping local businesses secure workers' compensation coverage that meets state requirements. The agency guides employers through the process of obtaining policies that protect both their workforce and their financial interests. It assists with claims management support and risk reduction strategies tailored to various industries. For businesses seeking greater premium predictability and a focus on safety, the agency can offer access to a dedicated loss control specialist or a managed return-to-work program as a specialty add-on service.
What Does a a Workers' Compensation Insurance Agent in Lakewood Cost?
Workers compensation insurance costs in Ohio depend on your industry, payroll, and claim history. Rates are set by the Ohio BWC and range from about 0.50 to 5.00 dollars per 100 dollars of payroll for most businesses. A Lakewood agent can provide a quote based on your specific situation. This is general information, not insurance advice.
About workers' compensation insurance agents in Lakewood
Workers compensation insurance agents in Lakewood Ohio help local businesses secure coverage through the Ohio Bureau of Workers Compensation (BWC). Ohio requires most employers to provide workers comp insurance, and an agent can guide you through state-specific rules and rate classifications. Working with a local agent ensures you understand Lakewood city regulations and Ohio compliance.
Frequently Asked Questions
Do all businesses in Lakewood need workers compensation insurance?
Yes, Ohio law requires almost all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and legal action.
How does an agent help with Ohio BWC classification codes?
An agent reviews your business operations to assign the correct Ohio BWC class code. Accurate classification prevents overpaying or underpaying premiums. The agent also helps with payroll reporting and audit preparation.
Can I get a workers comp policy if I am a sole proprietor in Lakewood?
Yes, sole proprietors in Ohio can voluntarily elect workers compensation coverage. An agent can help you apply for coverage through the BWC or a private carrier. This protects you if you get injured on the job.
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