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Find Workers' Compensation Insurance Agents Near You in Kettering, OH
Directory of workers' compensation insurance agents in Kettering, Ohio. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Kettering, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 10 workers' compensation insurance agents in Kettering, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429
(937) 438-3400
beckitaylor.com
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429
(937) 298-1011
ericevansohio.com
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409
(937) 296-9393
rathweginsurance.com
Robert K. Jones Insurance Agency, LTD.
3809 Wilmington Pike #100, Kettering, OH 45429
(937) 294-2600
rkjonesins.com
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429
(937) 297-0218
agents.farmers.com
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409
(937) 643-0081
spectruminsuranceagencyinc.com
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429
(937) 298-0105
mcfallinsurance.com
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420
(937) 583-6100
finchinsuranceagency.com
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429
(937) 294-2724
simpkins-dellis.com
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429
(937) 461-2246
mcfallinsurance.com
Workers compensation insurance agents in Kettering Ohio help local businesses secure coverage required under Ohio law. Ohio operates a state fund through the Ohio Bureau of Workers Compensation where most private employers must obtain coverage. An agent can guide you through the classification system and premium calculation specific to your industry.
What Does a Workers' Compensation Insurance Agent in Kettering Cost?
Workers compensation insurance costs in Ohio vary widely by industry and payroll. For example, clerical workers might pay around 0.50 to 1.00 per 100 dollars of payroll, while construction trades can range from 5.00 to 15.00 per 100 dollars. Premiums are also affected by your claims history and safety programs. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do all Kettering businesses need workers compensation insurance?
Yes, Ohio law requires most employers with at least one employee to carry workers compensation coverage. This includes part-time and seasonal workers. Failure to comply can result in fines and legal penalties.
How does an agent help with Ohio BWC classification codes?
An agent reviews your business operations to assign the correct manual classification codes. Accurate codes are critical because they determine your premium rate. The agent can also help you apply for any applicable experience modifier.
Can I use a private carrier instead of the Ohio state fund?
Yes, Ohio allows qualified employers to obtain coverage from a private insurance carrier. Your agent can compare options between the state fund and private carriers to find suitable coverage for your Kettering business.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.