The top-rated workers' compensation insurance agent in Kettering, Ohio is Becki Taylor - State Farm Insurance Agent, rated 4.9 stars across 253 reviews. Other highly rated options include Eric Evans - State Farm Insurance Agent, Rathweg Insurance Associates, Inc., Farmers Insurance - James Berlon. This directory lists 10 workers' compensation insurance agents serving Kettering.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Becki Taylor - State Farm Insurance Agent | 215 E Stroop Rd | (937) 438-3400 |
| 2 | Eric Evans - State Farm Insurance Agent | 1649 E Stroop Rd | (937) 298-1011 |
| 3 | Rathweg Insurance Associates, Inc. | 2212 S Patterson Blvd | (937) 296-9393 |
| 4 | Farmers Insurance - James Berlon | 3560 N Marshall Rd Ste 2 | (937) 297-0218 |
| 5 | Robert K. Jones Insurance Agency, LTD. | 3809 Wilmington Pike #100 | (937) 294-2600 |
| 6 | Spectrum Insurance Agency | 1625 Springhill Ave | (937) 643-0081 |
| 7 | Finch Insurance Agency | 3058 Woodman Dr | (937) 583-6100 |
| 8 | Walt Kremer Insurance | 4080 Marshall Rd | (937) 298-0105 |
| 9 | Simpkins-Dellis Insurance Agency | 3970 Shroyer Rd | (937) 294-2724 |
| 10 | Walter McFall & Kremer Insurance Agency | 4080 Marshall Rd | (937) 461-2246 |
Becki Taylor - State Farm Insurance Agent serves Montgomery County and the greater Kettering, Ohio area. The agency provides workers’ compensation insurance coverage for local businesses, addressing the specific needs of employers in the region. Policies are designed to help protect both small and medium-sized companies from financial losses due to workplace injuries. The agency handles policy reviews and claim assistance for its workers’ compensation clients.
Eric Evans - State Farm Insurance Agent in Kettering, Ohio, offers workers' compensation insurance coverage to help employers meet legal requirements and protect their workforce. The agency provides policy selection assistance and can help adjust coverage limits as business needs change. Regular policy reviews ensure that benefits remain aligned with employee classifications and payroll fluctuations. This service supports businesses by maintaining compliance while managing premium costs effectively. The agency works with properties such as single-family homes, apartments, retail establishments, and restaurants.
Rathweg Insurance Associates, Inc. serves businesses and employers in the Kettering area seeking workers’ compensation insurance coverage. The agency helps clients obtain policies that protect employees in case of on-the-job injury or illness, while also assisting with risk management strategies to control workplace claims. Its services include policy placement, coverage reviews, and claims support for local companies. The firm also works with employers in the surrounding greater Dayton metropolitan region.
Farmers Insurance - James Berlon in Kettering, OH, offers workers' compensation insurance agents that distinguish between one-time policy setup for new businesses and recurring coverage adjustments for established operations. Their policies protect employers against medical costs and lost wages for injured workers. Service runs on an as-needed basis, with periodic reviews available to update coverage for changing workforce sizes or industry regulations.
Based in Kettering, Ohio, the Robert K. Jones Insurance Agency, LTD. serves businesses throughout the Dayton metropolitan area and surrounding communities. It handles workers’ compensation insurance, focusing on securing coverage that meets state requirements while addressing the specific risks of local industries. The agency analyzes each client’s payroll, job classifications, and claims history to recommend appropriate policies. For a typical job, it begins with a thorough review of the client’s recent loss runs and then compares coverage options from multiple carriers to find a balanced solution.
Spectrum Insurance Agency in Kettering, OH provides specialty services in workers’ compensation insurance, focusing on policies that cover medical care and lost wages for injured employees. It also assists local businesses with risk management and compliance with Ohio workplace regulations. As a workers’ compensation insurance agent, it helps employers navigate the complexities of claims processing and premium audits. The agency specifically advises companies on managing coverage adjustments during seasonal workforce changes, such as when hiring temporary staff for the winter holidays.
Finch Insurance Agency in Kettering, Ohio, provides comprehensive risk management and claims support for local employers handling workplace injuries. Its specific focus includes managing workers’ compensation policies to ensure proper coverage and regulatory compliance. The agency assists businesses with policy audits, premium calculations, and safety program development to reduce workplace incidents. They serve a variety of commercial sectors, including professional offices, industrial warehouses, and food service operations.
As Kettering businesses adjust to shifting seasonal workloads or take on new contracts, they must navigate Ohio's specific workers' compensation rules to keep coverage compliant. Walt Kremer Insurance provides counsel on managing claim risks and premium calculations under state guidelines. This involves matching policy classifications to actual job duties and administrative overhead. The agent can help a client complete the necessary coverage forms for a specific job site, beginning with a walkthrough review of the business's operational layout to ensure accurate risk documentation for the carrier.
Simpkins-Dellis Insurance Agency works with residential clients in Kettering, Ohio, to secure workers' compensation coverage for household employees. The firm also advises commercial policyholders on mandatory state coverage for their workforce, serving the greater Kettering area. General office tasks include reviewing payroll classifications and claims procedures with clients. After an initial policy placement, the agency routinely contacts clients to confirm any payroll changes or workplace safety updates between regular service visits.
Walter McFall & Kremer Insurance Agency is known for providing workers' compensation insurance solutions in Kettering, OH. The company serves local businesses by helping them secure coverage that meets state regulations and protects employees. It assists clients in evaluating payroll classifications and managing policy audits to ensure compliance. The agency also specializes in offering experience modification reviews, helping employers identify potential cost savings based on their claim history.
What Does a a Workers' Compensation Insurance Agent in Kettering Cost?
Workers compensation insurance costs in Ohio vary widely by industry and payroll. For example, clerical workers might pay around 0.50 to 1.00 per 100 dollars of payroll, while construction trades can range from 5.00 to 15.00 per 100 dollars. Premiums are also affected by your claims history and safety programs. This is general information and not insurance advice.
About workers' compensation insurance agents in Kettering
Workers compensation insurance agents in Kettering Ohio help local businesses secure coverage required under Ohio law. Ohio operates a state fund through the Ohio Bureau of Workers Compensation where most private employers must obtain coverage. An agent can guide you through the classification system and premium calculation specific to your industry.
Frequently Asked Questions
Do all Kettering businesses need workers compensation insurance?
Yes, Ohio law requires most employers with at least one employee to carry workers compensation coverage. This includes part-time and seasonal workers. Failure to comply can result in fines and legal penalties.
How does an agent help with Ohio BWC classification codes?
An agent reviews your business operations to assign the correct manual classification codes. Accurate codes are critical because they determine your premium rate. The agent can also help you apply for any applicable experience modifier.
Can I use a private carrier instead of the Ohio state fund?
Yes, Ohio allows qualified employers to obtain coverage from a private insurance carrier. Your agent can compare options between the state fund and private carriers to find suitable coverage for your Kettering business.
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