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Find Workers' Compensation Insurance Agents Near You in West Caldwell, NJ

Browse workers' compensation insurance agents serving West Caldwell, New Jersey. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in West Caldwell, New Jersey is Schumacher Insurance Agency, rated 4.9 stars across 382 reviews. Other highly rated options include Jesse M. Branson: Allstate Insurance, Fallivene Agency, Inc. Real Estate, John Urchak - State Farm Insurance Agent. This directory lists 11 workers' compensation insurance agents serving West Caldwell.

Showing 11 workers' compensation insurance agents in West Caldwell, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schumacher Insurance Agency551 Passaic Ave(973) 237-1000
2Jesse M. Branson: Allstate Insurance603 Bloomfield Ave(973) 228-3100
3Fallivene Agency, Inc. Real Estate1011 Bloomfield Ave #1A(973) 882-1117
4John Urchak - State Farm Insurance Agent616 Bloomfield Ave APT 2A(973) 226-0666
5Nicole Nickerson - State Farm Insurance Agent1010 Bloomfield Ave(973) 521-7150
6Goosehead Insurance - Jesse Branson Jr.603 Bloomfield Ave Suite 2(973) 435-2509
7Fallivene Agency Inc., Insurance Division1025 Bloomfield Ave STE 1B(973) 882-5577
8MDB Agency Inc185 Fairfield Ave # 1D(973) 287-6105
9Raymond G. McCarthy & Company185 Fairfield Ave Suite 1-C(973) 228-4141
10D & O Partners Inc1140 Bloomfield Ave(973) 521-7051
SI
551 Passaic Ave
Schumacher Insurance Agency
Workers' Compensation Insurance Agent · West Caldwell, NJ

Schumacher Insurance Agency serves West Caldwell and the surrounding Essex County area, specializing in workers’ compensation insurance for local businesses. The agency assists employers with coverage that meets New Jersey state requirements, helping to protect both workers and company operations. Policies typically address medical expenses, lost wages, and rehabilitation costs for workplace injuries. The team provides guidance on risk management strategies to help reduce potential claims and premium exposure. Schumacher Insurance Agency handles policy renewals and claims support for workers’ compensation clients.

JM
603 Bloomfield Ave
Jesse M. Branson: Allstate Insurance
Workers' Compensation Insurance Agent · West Caldwell, NJ

Jesse M. Branson: Allstate Insurance provides workers' compensation insurance policies to businesses in West Caldwell, New Jersey. The agency assists employers in securing coverage that meets state requirements. It offers policy maintenance, such as updating payroll classifications and handling modifications to coverage limits throughout the policy term. The agent manages claims reporting services to help streamline the process for injured workers. This office services a variety of properties, including single-family homes, apartments, retail stores, and restaurants in the local area.

FA
1011 Bloomfield Ave #1A
Fallivene Agency, Inc. Real Estate
Workers' Compensation Insurance Agent · West Caldwell, NJ

Fallivene Agency, Inc. Real Estate serves homeowners, property managers, and small business owners in West Caldwell, New Jersey, advising them on workers’ compensation insurance coverage. The agency helps clients secure policies that address medical expenses and lost wages for employees injured on the job, while also guiding them through compliance with state regulations. It offers personalized consultations to match coverage limits with each property and business type. Its service area extends into the nearby community of Caldwell.

JU
616 Bloomfield Ave APT 2A
John Urchak - State Farm Insurance Agent
Workers' Compensation Insurance Agent · West Caldwell, NJ

John Urchak - State Farm Insurance Agent in West Caldwell, NJ, offers workers' compensation insurance as a one-time policy for small project needs or as a recurring annual plan for ongoing business operations, covering medical expenses and lost wages for work-related injuries. Standard coverage also helps protect employers against liability claims and legal costs from workplace incidents. Service arrangements run on a one-time, scheduled renewal basis for businesses requiring consistent, long-term coverage.

NN
1010 Bloomfield Ave
Nicole Nickerson - State Farm Insurance Agent
Workers' Compensation Insurance Agent · West Caldwell, NJ

Serving West Caldwell and the surrounding communities of Essex County, Nicole Nickerson - State Farm Insurance Agent handles workers' compensation insurance needs for local businesses. This agency addresses the requirements for employer-provided coverage, helping to manage claims that can arise from workplace injuries or occupational illnesses. For a typical job, it works with business owners to assess their risk exposure and then matches them with a suitable policy option from its available product lineup.

GI
603 Bloomfield Ave Suite 2
Goosehead Insurance - Jesse Branson Jr.
Workers' Compensation Insurance Agent · West Caldwell, NJ

Goosehead Insurance - Jesse Branson Jr. specializes in workers’ compensation insurance, helping businesses secure coverage that addresses workplace injury liabilities and regulatory compliance. The agency provides general insurance guidance, working with employers to understand policy options and risk management strategies suited to their operations. Based in West Caldwell, NJ, it serves needs ranging from small businesses to larger employers in the area. As seasonal staffing increases or workplace activities shift, the agency helps businesses adjust their coverage to address temporary workforce demands and evolving injury risks.

FA
1025 Bloomfield Ave STE 1B
Fallivene Agency Inc., Insurance Division
Workers' Compensation Insurance Agent · West Caldwell, NJ

As seasonal weather shifts bring new risks for local businesses, Fallivene Agency Inc., Insurance Division in West Caldwell, NJ assists employers in managing those liabilities with workers’ compensation coverage. The agency evaluates each client’s unique operational hazards, payroll structures, and industry classifications to recommend policies that meet state requirements. Ongoing claims support helps injured employees receive timely medical care while minimizing disruption for the business. The initial process begins with a thorough on-site inspection of the workplace and a review of your current safety protocols.

MA
185 Fairfield Ave # 1D
MDB Agency Inc
Workers' Compensation Insurance Agent · West Caldwell, NJ

MDB Agency Inc provides guidance to businesses seeking workers' compensation insurance coverage in West Caldwell, New Jersey. As a specialized insurance agent, the agency focuses exclusively on this complex field, helping employers understand their state-mandated obligations and risk exposures. The firm assists clients in securing appropriate policies that cover medical expenses and lost wages for work-related injuries. MDB Agency works with a variety of commercial sectors, including professional offices, warehouses, and food service establishments.

RG
185 Fairfield Ave Suite 1-C
Raymond G. McCarthy & Company
Workers' Compensation Insurance Agent · West Caldwell, NJ

Raymond G. & Company is known for guiding businesses in West Caldwell, NJ, through the complexities of workers' compensation insurance. Its service range includes analyzing employer risk profiles, structuring coverage to meet state compliance, and managing claims communication. The agency assists companies in understanding how workplace safety programs can influence premium rates. Policies are tailored to fit specific operational needs across various industries. It offers bundled loss control consultations to help reduce workplace injuries and control future insurance costs.

DO
1140 Bloomfield Ave
D & O Partners Inc
Workers' Compensation Insurance Agent · West Caldwell, NJ

D & O Partners Inc serves West Caldwell, New Jersey, and the surrounding communities, handling workers' compensation insurance needs for local businesses. It manages employer claims and policy administration to address workplace injury coverage. The company assists clients with required state filings and risk management strategies. It provides guidance on classification codes and premium audits to ensure compliance. When handling a typical job, it begins with a thorough review of the client’s payroll and operations to recommend appropriate coverage levels tailored to that specific business environment.

EA
401 Bloomfield Ave
Ehnert Associates
Workers' Compensation Insurance Agent · West Caldwell, NJ

What Does a a Workers' Compensation Insurance Agent in West Caldwell Cost?

Workers compensation insurance costs in New Jersey typically range from 1 to 3 percent of payroll for low risk office jobs and up to 15 percent or more for high risk construction or manufacturing work. The average premium for a small business in West Caldwell might be between 500 and 3000 dollars per year per employee depending on the class code and loss experience. These are general estimates and actual costs vary by case. This information is for general informational purposes only and does not constitute insurance advice.

About workers' compensation insurance agents in West Caldwell

Workers compensation insurance agents in West Caldwell New Jersey help local businesses secure the required coverage under New Jersey law. New Jersey requires most employers to carry workers compensation insurance for their employees. A local agent can guide you through the state-specific classification codes and premium calculation methods used by the New Jersey Department of Banking and Insurance.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in West Caldwell New Jersey?

Yes, New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to provide coverage can result in fines and stop work orders from the state.

How does a workers compensation insurance agent in West Caldwell help my business?

An agent can review your business operations to determine the correct classification codes and payroll figures. They can then obtain quotes from multiple carriers to find a policy that meets New Jersey state requirements. They also assist with policy changes and renewal questions.

What factors affect the cost of workers compensation insurance in New Jersey?

Costs are based on your industry classification code, total payroll, and your claims history. New Jersey uses a loss cost rating system where each carrier applies its own loss cost multiplier. Your agent can explain how these factors apply to your specific business.

Workers' Compensation Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.