The top-rated workers' compensation insurance agent in Elizabeth, New Jersey is Cuartas Insurance Agency, rated 4.9 stars across 569 reviews. Other highly rated options include UPIX INSURANCE, Angel Rodriguez - State Farm Insurance Agent, Zenith Agency LLC. This directory lists 14 workers' compensation insurance agents serving Elizabeth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cuartas Insurance Agency | 34 Rankin St | (908) 764-0271 |
| 2 | UPIX INSURANCE | 729 Edgar Rd | (908) 845-7722 |
| 3 | Angel Rodriguez - State Farm Insurance Agent | 902 2nd Ave | (908) 469-1432 |
| 4 | Zenith Agency LLC | 1000 Elizabeth Ave suite b | (908) 355-0070 |
| 5 | Dave Carrubba - State Farm Insurance Agent | 321 Rahway Ave | (908) 662-3300 |
| 6 | InsureOne Insurance | 1089 Elizabeth Ave #7 | (908) 452-7032 |
| 7 | RCX Insurance Agency | 847 E Jersey St | (908) 355-0111 |
| 8 | New Century Insurance Agency Brokerage | 443 Elizabeth Ave | (908) 576-6821 |
| 9 | Global Insurance Agency | 514 Westfield Ave #1 | (908) 469-8441 |
| 10 | Universal Financial Insurance Agency - UFIA | 500 Rahway Ave | (908) 469-0714 |
Cuartas Insurance Agency serves the Elizabeth, New Jersey area as a workers’ compensation insurance agent. The company assists local employers in securing coverage that meets state-mandated requirements for workplace injury protection. Navigating New Jersey’s complex compensation laws, the agency helps businesses evaluate policy options and manage premium costs. This includes advising on experience modification factors and payroll classifications. Cuartas Insurance Agency handles both new policy placements and annual policy renewals for businesses of various sizes.
UPIX Insurance provides comprehensive workers' compensation coverage to employers in and around Elizabeth, New Jersey. The agency assists businesses with policy selection, risk assessment, and claims management to support workplace safety. Its services include ongoing policy reviews and maintenance to ensure compliance with changing state regulations. Clients receive guidance on premium audits and loss control resources. The company serves a variety of commercial properties, including single-family homes, apartments, retail establishments, and restaurants.
Angel Rodriguez - State Farm Insurance Agent serves local businesses, property managers, and self-employed workers in Elizabeth, New Jersey, offering workers' compensation insurance to help cover medical costs and lost wages for employees injured on the job. Their policies assist clients in meeting state requirements while managing workplace risk. The agency also provides guidance on coverage options to protect business operations. Additionally, Angel Rodriguez - State Farm Insurance Agent serves clients in neighboring Linden as part of the greater Union County metro area.
For businesses, workers' compensation coverage can be obtained through either a one-time policy or an ongoing, recurring service plan that adjusts for payroll changes. Zenith Agency LLC in Elizabeth, NJ, specializes in helping local employers understand and secure appropriate coverage specific to their industry. An agent works to explain different carrier options and classification rules that affect premium calculations. Service at this agency is typically provided on an as-needed basis, allowing clients to schedule consultations or policy reviews when their business circumstances change.
Serving Elizabeth, New Jersey, and the surrounding communities, Dave Carrubba - State Farm Insurance Agent handles workers' compensation insurance policies for local businesses. The agency assists employers with coverage that addresses workplace injuries and related medical expenses as required by state regulations. They work with small and medium-sized companies to setup policies that meet legal standards and manage risk. For each typical case, they review the business’s specific payroll and job classifications to recommend an appropriate policy plan.
InsureOne Insurance serves the Elizabeth, New Jersey area as a Workers' Compensation Insurance Agent. It helps local businesses secure coverage that meets state-mandated requirements for employee medical care and lost wages following job-related injuries or illnesses. The agency assists employers in navigating classification codes and premium calculations. It also guides clients through the claims process and offers support with audit preparation. Specific services it handles in this area include policy placement for small to mid-size companies and annual policy review.
RCX Insurance Agency offers specialized workers’ compensation insurance services, helping local businesses manage employer liability and secure required coverage for workplace injuries. It serves clients in Elizabeth, New Jersey with tailored policy options and ongoing claims support. The agency advises on risk reduction strategies specific to regional industries and regulations. During seasonal upticks in construction or warehouse activity, it assists companies in adjusting coverage to protect against increased payroll fluctuations and temporary workers’ exposure to hazards.
As local businesses ramp up for seasonal hiring or weather-related hazards, New Century Insurance Agency Brokerage provides workers' compensation coverage tailored to small and mid-sized employers in Elizabeth, NJ. The company helps businesses navigate New Jersey’s strict insurance requirements, offering policies that cover medical expenses, lost wages, and legal fees from workplace injuries. To ensure accurate risk classification and premium calculation, every quote begins with a thorough inspection of the client’s worksite and job duties.
Global Insurance Agency in Elizabeth, New Jersey specializes in connecting local businesses with workers' compensation coverage that meets state requirements. The agency helps employers navigate the complexities of insurance claims and premium calculations for workplace injury protection. It also offers guidance on managing risks to reduce potential liabilities within various operations. This independent agency can serve commercial sectors including offices, warehouses, and food service establishments requiring tailored coverage solutions for their specific daily hazards and employee safety needs.
Universal Financial Insurance Agency - UFIA assists residential property owners in Elizabeth with securing workers' compensation insurance for household employees. It extends commercial coverage to small and mid-sized businesses throughout the city and surrounding Union County area, helping them meet regulatory requirements. The agency works directly with employers injured workers and insurers to facilitate claims processing. Policyholders can rely on UFIA for ongoing support and follow-up service between scheduled policy reviews and renewal periods.
What Does a a Workers' Compensation Insurance Agent in Elizabeth Cost?
Workers compensation insurance costs in New Jersey typically range from $0.50 to $2.00 per $100 of payroll for low-risk office jobs, and up to $10.00 or more for high-risk industries like construction. The exact premium depends on your business class code, payroll, and loss experience. New Jersey employers may also see surcharges from the state assigned risk pool if they cannot get coverage in the voluntary market. This is general information and not insurance advice.
About workers' compensation insurance agents in Elizabeth
A workers compensation insurance agent in Elizabeth New Jersey helps local businesses secure the required coverage under New Jersey law. New Jersey mandates that most employers carry workers comp insurance to cover medical costs and lost wages for injured employees. An agent can explain state-specific rules such as the New Jersey Workers Compensation Act and help you choose a policy that fits your business size and risk.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Elizabeth New Jersey?
Yes, New Jersey law requires almost all employers to carry workers compensation insurance, even if you have only one employee. Sole proprietors and partners in a limited liability company may be exempt but should check with an agent. Failure to carry coverage can result in fines and stop-work orders.
How does a workers compensation insurance agent in Elizabeth help with claims?
An agent can guide you through the claims process and help you understand your responsibilities under New Jersey law. They assist with filing the first report of injury and connecting you with the insurance carrier. The agent does not adjust claims but can explain timelines such as the 14-day window to report an injury to the carrier.
What factors affect the cost of workers compensation insurance in New Jersey?
Costs depend on your business classification code, payroll size, and claims history. New Jersey uses a state-mandated rating system that includes a base rate per $100 of payroll. Your agent can help you review your classification to ensure accuracy and avoid overpaying.
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