The top-rated workers' compensation insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include Kyle Rourke - State Farm Insurance Agent, JN Insurance Agency, Cosmo Insurance Agency. This directory lists 14 workers' compensation insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | Kyle Rourke - State Farm Insurance Agent | 150 Main St | (201) 644-8880 |
| 3 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 4 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 5 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 6 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 7 | United Claims Specialists | 411 Hackensack Ave Suite 200 | (201) 720-5556 |
| 8 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 9 | Premier insurance | 210 S Newman St | (551) 288-1286 |
| 10 | Silver Insurance Service NJ | 612-20 Main St | (551) 262-8770 |
Omar Juarbe - State Farm Insurance Agent serves the Hackensack, New Jersey area and its surrounding communities as a provider of workers’ compensation insurance. This agency helps local businesses navigate the requirements for coverage that protects employees in case of job-related injury or illness. Policies can be tailored to meet the needs of different industries, from small offices to construction sites. The agency specifically handles claims assistance and policy updates for current worker's compensation plans.
Kyle Rourke - State Farm Insurance Agent in Hackensack, NJ, provides workers’ compensation insurance coverage for local businesses, along with related risk assessments and policy updates. It offers service plans that include claims assistance and periodic policy reviews to help maintain appropriate coverage as business needs evolve. Regular maintenance plans ensure policies are adjusted for changes in payroll or operations. This agent services a range of properties, including single-family homes, apartments, retail locations, and restaurants throughout the Hackensack area.
JN Insurance Agency assists businesses throughout northern New Jersey with workers’ compensation insurance placements. It serves local companies ranging from small retail shops and restaurants to contractors, manufacturers, and professional offices in need of mandatory coverage for their employees. The agency works to connect clients with appropriate policies that comply with state regulations for workplace injury protection. Its office is located in Hackensack, New Jersey, and the agency additionally serves businesses in nearby towns such as Paramus and Teaneck within Bergen County.
Serving Hackensack and surrounding communities in northern New Jersey, Cosmo Insurance Agency focuses specifically on Workers' Compensation Insurance. It handles mandated coverage for employee workplace injuries and occupational illnesses for local businesses of various sizes. The agency navigates New Jersey’s classification system and provides policies that comply with state regulations. To manage a typical job, it assesses each client’s payroll and industry risk before securing appropriate coverage from a carrier.
Kusel Associates Insurance serves Hackensack, New Jersey, and the surrounding Bergen County communities as a workers’ compensation insurance agent. It handles the procurement and management of coverage for local businesses needing protection against workplace injury claims. The agency navigates the complexities of New Jersey state regulations and applicable insurance codes for its clients. To handle a typical job, it assesses the specific risks of each business and then obtains suitable policy options from its network of carriers for review and selection.
Navigating workers’ compensation insurance can involve either a one-time policy review or ongoing coverage adjustments as business needs change. Graham Family Agency, based in Hackensack, New Jersey, provides workers’ compensation insurance agent services that help local employers understand their state-mandated coverage requirements and manage policy compliance. The agency assists with risk evaluation and policy selection tailored to specific industry needs. Service runs on an as-needed basis, with agents available to discuss policy options or make coverage modifications whenever a business client requests assistance.
United Claims Specialists provides workers’ compensation insurance agency services in the Hackensack area, focusing on helping businesses secure proper coverage for work-related injuries and illnesses. It assists with policy selection, claims guidance, and compliance with New Jersey’s regulations. As seasonal staffing demands fluctuate, the agency helps local employers adjust their coverage to handle increased temporary workers and the corresponding risk of on-the-job accidents during peak activity periods.
As Hackensack businesses navigate seasonal shifts in staffing and workplace hazards, securing proper workers' compensation coverage becomes essential to protect both employees and operations. Farmers Insurance - Alex Vivien assists local employers by matching them with policies that comply with New Jersey regulations while addressing industry-specific risks. The agency explains how different coverage tiers affect premium costs and claims handling. Every consultation begins with a review of the current payroll and job classifications to tailor a suitable and compliant solution, followed by a preliminary risk assessment of the workplace environment.
Premier Insurance in Hackensack, New Jersey provides guidance and policy placement for businesses managing their workers' compensation needs. Its services center on securing essential coverage for employee injuries and navigating complex claims procedures within the regional regulatory landscape. The firm offers businesses the specialized additional support of risk management consultations aimed at reducing workplace accidents. These consultations can help lower future premium exposure by improving safety protocols. Premier Insurance serves local commercial sectors, including professional offices, warehouses, and food service operations.
Silver Insurance Service NJ provides workers’ compensation insurance agency services for residential clients in Hackensack, New Jersey. The firm also arranges commercial coverage for small businesses throughout Bergen County and the surrounding area. Local employers rely on the agency to identify appropriate policies that meet state requirements and manage claim support. After each policy period concludes or following a workplace incident, the same agent handles follow‑up consultations to adjust coverage before the next annual renewal visit.
What Does a a Workers' Compensation Insurance Agent in Hackensack Cost?
Typical costs for workers compensation insurance in New Jersey range from about 75 cents to 2 dollars per 100 dollars of payroll for low risk office jobs. Higher risk occupations like construction can cost 5 to 15 dollars per 100 dollars of payroll. Actual premiums depend on your payroll amount industry classification and claims history. This is general information not insurance advice.
About workers' compensation insurance agents in Hackensack
Workers compensation insurance agents in Hackensack New Jersey help local businesses secure coverage that meets New Jersey state requirements. New Jersey law mandates that nearly all employers provide workers compensation insurance for their employees. An agent can guide you through payroll classification and policy options specific to Bergen County businesses.
Frequently Asked Questions
What does a workers compensation insurance agent in Hackensack do?
An agent helps you compare policies from different carriers to find coverage that fits your business. They also assist with payroll reporting and claims support. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is workers compensation insurance required for all Hackensack businesses?
Yes, New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders.
How are workers compensation premiums calculated in New Jersey?
Premiums are based on your payroll by job classification and your businesss experience modification factor. New Jersey uses a state approved rating system. An agent can explain how your claims history affects your rate.
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