The top-rated workers' compensation insurance agent in Toms River, New Jersey is Kevin Carroll - State Farm Insurance Agent, rated 4.9 stars across 141 reviews. Other highly rated options include Dolly Wasielewski: Allstate Insurance, Arctic Risk Specialists Inc., Frank Valente: Allstate Insurance. This directory lists 14 workers' compensation insurance agents serving Toms River.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Carroll - State Farm Insurance Agent | 1410 Hooper Ave | (732) 505-8525 |
| 2 | Dolly Wasielewski: Allstate Insurance | 229 Washington St | (732) 557-6200 |
| 3 | Arctic Risk Specialists Inc. | 1415 Hooper Ave #203 | (732) 372-4348 |
| 4 | Frank Valente: Allstate Insurance | 1841 Hooper Ave Ste B | (732) 240-5050 |
| 5 | BHI Insurance | 240 Main St | (732) 349-2300 |
| 6 | Alejandra Roman Professional Services | 911 Charles Dr Ste 6 | (848) 480-7628 |
| 7 | Best insurance Toms River | 231 Main St | (732) 201-8633 |
| 8 | PNA Insurance Services Inc | 104 Mt Ln | (908) 502-7585 |
| 9 | Bankers Life | 1433 Hooper Ave Ste 121 | (732) 918-0430 |
| 10 | Nexus Insurance NJ | 1413 Hooper Ave | (848) 200-0791 |
Kevin Carroll - State Farm Insurance Agent serves Toms River, New Jersey and the surrounding Ocean County area, offering workers' compensation insurance for local businesses. This coverage helps employers meet state requirements while protecting their workforce from job-related injuries or illnesses. The agency guides clients through policy selection tailored to different industries and employment sizes. Specific services handled in this area include assistance with claim reporting procedures and payroll classification for premium calculations.
Dolly Wasielewski: Allstate Insurance offers an array of workers’ compensation insurance services, including policy selection, risk assessment, and claims assistance for businesses in the Toms River area. An ongoing service plan involves periodic policy reviews to ensure coverage keeps pace with evolving business operations and local regulatory requirements. Routine maintenance includes support for minimizing workplace injuries and managing premium costs through strategic advice. This agency handles workers’ compensation insurance needs for properties such as single-family homes, apartments, retail spaces, and restaurants.
Serving Toms River and the surrounding Ocean County communities, Arctic Risk Specialists Inc. handles workers’ compensation insurance needs for local employers. It addresses the complex requirements of securing coverage that complies with New Jersey regulations. The agency assists businesses in understanding their liability risks and finding policies that protect both the company and its workforce. To complete a typical job, it first reviews the client’s payroll, classification codes, and loss history to then recommend a policy tailored to that employer’s specific operational exposures.
Frank Valente: Allstate Insurance serves homeowners, businesses, and property managers in Toms River, NJ. It provides workers' compensation insurance coverage to help protect employers and their staff from the financial impact of job-related injuries. The agency assists clients in navigating policy options that can meet their operational requirements and legal obligations. Businesses rely on this local agent for guidance on maintaining proper coverage for their workforce. Its services also reach clients throughout the nearby Lakewood and Brick Township areas of Ocean County.
BHI Insurance in Toms River, NJ, offers workers' compensation coverage through both one-time policy setup for single project needs and ongoing service plans for recurring employer obligations. This company focuses on helping local businesses manage mandatory workplace injury insurance requirements, ensuring compliance with New Jersey regulations while advising on risk reduction strategies for various industries. Client appointments can be scheduled as needed to review policy updates or as part of a routine annual renewal process.
As coastal businesses in Toms River prepare for seasonal shifts in staffing and risk, workers' compensation insurance coverage becomes a priority. Alejandra Roman Professional Services assists local employers in navigating policies that cover medical expenses and lost wages for on-the-job injuries. The agent evaluates each operation’s specific hazards to recommend appropriate plans under New Jersey regulations. A thorough initial consultation and review of current payroll and safety procedures are scheduled at the start of every new client engagement.
Best Insurance Toms River helps businesses secure workers’ compensation coverage tailored to their specific industry. It assists local employers by navigating policy options that meet New Jersey’s legal requirements and protect both workers and company assets. The agency handles initial applications, renewals, and claims support to maintain seamless protection. Toward the end of construction season, the office sees a surge in queries from contractors needing coverage for new hires or temporary crews before winter weather begins.
PNA Insurance Services Inc works with businesses to navigate the complexities of workers' compensation coverage, including the addition of employer liability policies that protect against third-party lawsuits. The company serves as a local insurance agent for firms in Toms River and the surrounding New Jersey area, focusing on policies that meet state regulatory requirements for employee injury protection. Its client base includes professional offices, warehouses handling inventory and equipment, and food service establishments managing kitchen and front-of-house risks.
Bankers Life in Toms River, New Jersey, is known for guiding local employers through the complexities of workers’ compensation insurance. Its services include analyzing workplace injury risks and structuring policies that comply with state regulations. The agency helps businesses secure coverage that manages medical expenses and lost wages for injured staff. Bankers Life also assists clients with the claims process to ensure smooth resolution and return-to-work coordination. As a specialty, it can incorporate experience modification factor analysis into policy reviews to help lower future premium costs.
Nexus Insurance NJ provides residential workers’ compensation insurance agent services in Toms River, covering home-based business needs and commercial coverage throughout the wider area. The agency assists local employers with policy placement, classification reviews, and premium audits for small to mid-sized operations. Customers return for updated coverage reviews between regular policy terms, ensuring that their insurance keeps pace with changing business risks and seasonal staffing adjustments.
What Does a a Workers' Compensation Insurance Agent in Toms River Cost?
Workers compensation insurance costs in New Jersey vary widely by industry payroll and claims history. For a small office or retail business annual premiums might range from 500 to 2,000 dollars per employee. Higher risk industries like construction can cost 5,000 to 15,000 dollars or more per employee per year. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. This is general information and not insurance advice.
About workers' compensation insurance agents in Toms River
Workers compensation insurance agents in Toms River help New Jersey businesses meet state requirements for employee injury coverage. Under New Jersey law almost all employers must carry workers comp insurance even for part time workers. A local agent can guide you through the process of securing a policy that fits your business type and size.
Frequently Asked Questions
Who needs workers compensation insurance in Toms River New Jersey?
Under New Jersey law any business with one or more employees including part time workers must carry workers compensation insurance. Sole proprietors and some corporate officers may choose to exempt themselves. An agent can help you determine your specific obligations.
What does a workers compensation insurance agent do in Toms River?
A workers compensation insurance agent helps you find a policy that meets New Jersey state requirements. They explain coverage options help with payroll classification and assist with claims reporting. They also advise on ways to reduce your premium through safety programs.
How long do I have to report a workplace injury in New Jersey?
In New Jersey an employee must notify their employer of a workplace injury within 90 days. The employer then has 21 days to report the injury to their insurance carrier. A workers comp agent can help ensure you follow these time limits correctly.
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