The top-rated workers' compensation insurance agent in Piscataway, New Jersey is Wayne Douglas: Allstate Insurance, rated 4.7 stars across 262 reviews. Other highly rated options include Chris Ciraulo - State Farm Insurance Agent, Paul Spera - State Farm Insurance Agent, Utica National. This directory lists 10 workers' compensation insurance agents serving Piscataway.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Douglas: Allstate Insurance | 1262 Stelton Rd | (732) 985-0606 |
| 2 | Chris Ciraulo - State Farm Insurance Agent | 1056 Stelton Rd | (732) 465-0400 |
| 3 | Paul Spera - State Farm Insurance Agent | 242 Old New Brunswick Rd | (732) 981-0280 |
| 4 | Utica National | 275 Old New Brunswick Rd | (856) 420-7674 |
| 5 | Secure Choice Insurance NY | 410 Centennial Ave | (732) 250-3550 |
| 6 | Lavender Insurance Agency | 10 Constitution Ave | (908) 340-0736 |
| 7 | Scibal Associates | 30 Knightsbridge Rd | (908) 263-1230 |
| 8 | Abnet Inc | 371 Hoes Ln Suit 200 | (732) 424-0121 |
| 9 | Innovative Claims Strategies, LLC. | 30 Knightsbridge Rd suite 525 | (877) 427-0047 |
| 10 | Vijay Singhal - Singhal Financial Group | 216 Stelton Rd | (732) 668-6071 |
Wayne Douglas: Allstate Insurance serves Piscataway and surrounding areas of Middlesex County as a workers' compensation insurance agent. The agency helps local businesses secure policies required to cover employee injuries and lost wages on the job. It guides employers through policy selection and assists with claim filing processes according to state regulations. The agency also helps small contractors and independent professionals find appropriate coverage options for their specific operational risks in New Jersey.
Chris Ciraulo - State Farm Insurance Agent in Piscataway, NJ, provides workers' compensation insurance services, including policy consultation and risk assessment for local businesses. Service plans involve periodic review of coverage limits and payroll classifications to ensure alignment with current operations. Maintenance plans offer proactive adjustments for changes in workforce size or job duties. The agency services a variety of commercial properties, such as single-family homes, apartments, retail establishments, and restaurants.
Paul Spera - State Farm Insurance Agent serves homeowners, small business owners, and property managers in Piscataway, New Jersey, who need workers' compensation coverage. The agency helps clients obtain policies that provide medical benefits and wage replacement for employees injured on the job. They assist with understanding coverage details and filing necessary paperwork to meet state requirements. Services are tailored to safeguard both employees and business operations. This agency also serves clients in the surrounding Middlesex County area, including Edison.
Based in Piscataway, New Jersey, Utica National serves businesses throughout Middlesex County and the wider central New Jersey region. It handles workers’ compensation insurance policies for local companies, managing claims from workplace injuries and coordinating employee medical care. To handle a typical job, the agency begins by evaluating a client’s operational risks and payroll to determine appropriate coverage levels.
For those seeking workers’ compensation insurance, Secure Choice Insurance NY offers both single-policy placements for one-time needs and ongoing policy management for recurring coverage. The agency represents businesses in Piscataway, New Jersey, providing access to essential employer liability protection required by state law. Services focus on matching each client with appropriate occupational injury coverage to meet regulatory and operational requirements. All consultations and policy administration are conducted on a scheduled or as-needed basis, depending on the client’s renewal cycle and claim status.
Lavender Insurance Agency specializes in connecting New Jersey businesses with workers’ compensation insurance coverage to meet statutory requirements and protect against work-related injury claims. It also provides general guidance on compliance filings and policy adjustments. Serving the Piscataway area, it helps small and mid-sized employers navigate coverage during seasonal hiring surges or in high-injury industries such as construction and warehousing.
As the New Jersey economy shifts with seasonal employment changes, local businesses in Piscataway often need updated workers' compensation protection. Scibal Associates provides coverage solutions tailored to the specific liability risks of area employers. Their work involves calculating payroll-based premiums and guiding clients through required safety protocols to minimize claims exposure. Serving companies throughout the region, this agency connects employers with appropriate insurance carriers. An initial on-site inspection of workplace conditions typically begins the process of policy underwriting.
Abnet Inc specializes in providing workers' compensation insurance options for businesses in Piscataway, New Jersey. The company assists local employers in securing coverage that meets state requirements while aiming to protect both employees and business operations. As a workers' compensation insurance agent, Abnet Inc can help evaluate different policy structures for a range of commercial entities such as offices, warehouses, and food service establishments.
Innovative Claims Strategies, LLC. provides residential workers' compensation insurance services to homeowners and independent contractors in the Piscataway, New Jersey area. The agency also assists local businesses with commercial coverage policies designed to meet workplace injury requirements. By evaluating each client’s specific operational risks, the company tailors policy options for both part-time employees and larger workforces. After an initial policy is placed, they conduct regular follow-up consultations between annual renewals to adjust coverage as needed and ensure continued compliance and support.
Vijay Singhal - Singhal Financial Group in Piscataway, NJ, is known for providing workers' compensation insurance solutions tailored to local businesses. The agency serves employers throughout the region, helping them meet state requirements for covering employee injuries and illnesses. Risk assessment and payroll classification are core parts of its service. Claims management assistance ensures policyholders have guidance through the reporting process. The firm also offers consultation on payroll audits to help companies maintain accurate premium calculations.
What Does a a Workers' Compensation Insurance Agent in Piscataway Cost?
Workers compensation insurance costs in New Jersey vary by industry and payroll. For a small business in Piscataway rates typically range from 1 to 3 dollars per 100 dollars of payroll for low-risk office work. Higher risk industries like construction can see rates of 5 to 15 dollars per 100 dollars of payroll. These are general estimates and actual costs depend on your specific business details. This information is general and not insurance advice.
About workers' compensation insurance agents in Piscataway
Workers compensation insurance agents in Piscataway New Jersey help local businesses comply with state laws. New Jersey requires most employers to carry workers compensation coverage for all employees including part-time workers. An agent can guide you through the process of obtaining a policy that meets NJ Department of Banking and Insurance standards.
Frequently Asked Questions
What are the New Jersey requirements for workers compensation insurance?
New Jersey law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to carry coverage can result in fines and stop-work orders.
How does a workers compensation insurance agent in Piscataway help my business?
An agent can assess your business risks and help you choose a policy that meets NJ state requirements. They also assist with filing forms and understanding premium calculations. This ensures you remain compliant with New Jersey regulations.
What factors affect workers compensation insurance costs in New Jersey?
Costs depend on your business classification number payroll size and claims history. New Jersey uses a state-mandated rating system that sets base rates for different job types. Your agent can explain how these factors apply to your specific situation.
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