The top-rated workers' compensation insurance agent in Livingston, New Jersey is Sandra Suarez - State Farm Insurance Agent, rated 4.9 stars across 115 reviews. Other highly rated options include Infinity Guard Insurance Agency, Florence Insurance NJ, World Insurance Associates LLC. This directory lists 11 workers' compensation insurance agents serving Livingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandra Suarez - State Farm Insurance Agent | 2 E Northfield Rd Suite #6 | (973) 994-0500 |
| 2 | Infinity Guard Insurance Agency | 600 S Livingston Ave | (973) 315-7621 |
| 3 | Florence Insurance NJ | 75 County Rd 508 | (862) 201-5025 |
| 4 | World Insurance Associates LLC | 301 S Livingston Ave # 100 | (973) 994-9898 |
| 5 | Mike Petronella - State Farm Insurance Agent | 104 S Livingston Ave | (973) 994-0472 |
| 6 | JONATHAN CASTANEDA: Allstate Insurance | 34 S Livingston Ave #2b | (973) 535-1280 |
| 7 | Strategic Insurance Agency Inc. | 568 S Livingston Ave | (973) 422-1324 |
| 8 | Kore Insurance Holdings | 354 Eisenhower Parkway, Plaza 1, 354 Eisenhower Pkwy | (973) 994-3131 |
| 9 | Wharton Lyon Lyon | 101 S Livingston Ave | (973) 992-5775 |
| 10 | Anthony Santarella - Prudential Financial | 256 S Livingston Ave | (973) 597-9700 |
What Does a a Workers' Compensation Insurance Agent in Livingston Cost?
Workers compensation insurance costs in New Jersey vary widely by industry and payroll size. For a small business in Livingston, annual premiums often range from 500 to 3,000 dollars per employee. High-risk industries like construction may pay more. This is general information and not insurance advice.
About workers' compensation insurance agents in Livingston
A workers compensation insurance agent in Livingston NJ helps businesses secure coverage required by New Jersey law. New Jersey employers must carry workers comp insurance for most employees, including part-time workers. An agent can explain state-specific rules such as the classification system and premium calculation methods.
Frequently Asked Questions
What does a workers compensation insurance agent in Livingston do?
An agent helps you find a policy that meets New Jersey state requirements. They explain coverage options, assist with payroll classification, and help you file claims. They also advise on ways to reduce premiums through safety programs.
Is workers comp insurance required for all businesses in Livingston NJ?
Yes, most New Jersey employers with one or more employees must carry workers compensation insurance. This includes full-time, part-time, and seasonal workers. Independent contractors may be exempt if they meet specific NJ criteria.
How do New Jersey workers comp rates compare to other states?
New Jersey has moderate workers comp rates compared to the national average. Rates are set by the New Jersey Compensation Rating and Inspection Bureau. Factors like industry classification and claims history affect individual premiums.
Workers' Compensation Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clifton · Cranford · East Brunswick · Edison · Elizabeth · Fair Lawn · Fairfield · Flemington · Fort Lee · Hackensack