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Find Workers' Compensation Insurance Agents Near You in Lakewood, NJ

Browse workers' compensation insurance agents serving Lakewood, New Jersey. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Sterling Property and Casualty, Stonebrook Insurance Group. This directory lists 20 workers' compensation insurance agents serving Lakewood.

Showing 20 workers' compensation insurance agents in Lakewood, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1PRIME Insurance Agency960 E County Line Rd(732) 886-5751
2Cosmo Insurance Agency1600 Ave of the States #408(732) 363-3888
3Sterling Property and Casualty20 4th St Suite 211(732) 730-7130
4Stonebrook Insurance Group500 River Ave Suite 230(732) 905-4100
5Mitchell Hnatt: Allstate Insurance1900 NJ-70(732) 477-6900
6Ben Goldfischer: Allstate Insurance300 Main St(732) 719-4050
7Diamant & Associates1700 Ave of the States Suite 401(732) 276-5089
8Wilhelm699 Cross St #1(732) 961-1551
9J&R Insurance Agency & Financial Services LLC1400 Ocean Ave(732) 363-1625
10Insurance Agency New Jersey1166 River Ave(551) 273-4713
PI
960 E County Line Rd
PRIME Insurance Agency
Workers' Compensation Insurance Agent · Lakewood, NJ

PRIME Insurance Agency serves the Lakewood, New Jersey, area as a workers’ compensation insurance agent. It assists local businesses in securing coverage that meets state regulatory requirements for employee injury protection. The agency works with employers to understand policy options that address payroll classification and claims management. It also provides guidance on risk mitigation to help control premium costs over time. PRIME Insurance Agency handles policy placement for both small businesses and larger commercial operations in the region.

CI
1600 Ave of the States #408
Cosmo Insurance Agency
Workers' Compensation Insurance Agent · Lakewood, NJ

Cosmo Insurance Agency provides a comprehensive range of workers’ compensation insurance solutions for businesses in the Lakewood, New Jersey area. The agency develops customized coverage plans that comply with state regulations, aiming to protect both employers and their employees from work-related injuries. Ongoing service includes policy maintenance, claims assistance, and periodic coverage reviews to align with changing operational needs. Its offerings are tailored for local properties, including single-family homes, apartments, retail establishments, and restaurants.

SP
20 4th St Suite 211
Sterling Property and Casualty
Workers' Compensation Insurance Agent · Lakewood, NJ

Small businesses, property managers, and contractors in Lakewood, New Jersey turn to Sterling Property and Casualty for workers’ compensation insurance coverage. The agency helps employers navigate class codes, secure competitive premiums, and meet state compliance requirements. It assists with claims support and policy adjustments as businesses grow or change operations. Sterling Property and Casualty also provides its services to clients in Toms River and the surrounding Ocean County communities.

SI
500 River Ave Suite 230
Stonebrook Insurance Group
Workers' Compensation Insurance Agent · Lakewood, NJ

Stonebrook Insurance Group serves Lakewood, New Jersey and the surrounding communities, handling workers’ compensation insurance for local businesses. The agency assists employers with coverage options that address workplace injury claims and compliance with state regulations. Each client’s risk profile and industry requirements are evaluated to identify appropriate policy solutions. The company’s general approach involves reviewing payroll classifications and loss history to match a business with suitable protection from a selection of standard carriers.

MH
1900 NJ-70
Mitchell Hnatt: Allstate Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ

A workers' compensation policy is typically a recurring annual expense, unlike a single-coverage liability policy that might be purchased for a specific event. Mitchell Hnatt: Allstate Insurance assists local businesses in Lakewood by arranging this essential payroll-based coverage, which protects both employers and employees from work-related injury costs. The insurance agent helps clients select appropriate policy limits and manage payroll reporting for accurate premium calculation. Ongoing account servicing, including policy renewals and claims assistance, generally runs on a scheduled, annual cycle rather than a one-time or as-needed basis.

BG
300 Main St
Ben Goldfischer: Allstate Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ

Ben Goldfischer: Allstate Insurance specializes in providing workers' compensation insurance for local businesses in the Lakewood, New Jersey area. The agency also handles general commercial insurance needs, helping employers secure coverage that meets state requirements. For businesses whose employees suffer on-the-job injuries, this agent assists with policy management and claims guidance. During the winter months, it particularly helps companies address the increased risk of slips and falls for their workforce.

DA
1700 Ave of the States Suite 401
Diamant & Associates
Workers' Compensation Insurance Agent · Lakewood, NJ

As Lakewood businesses prepare for seasonal workforce shifts, Diamant & Associates provides guidance on workers' compensation insurance coverage. As a local insurance agent, the company helps employers navigate industry-specific risk assessments and policy options available in the area. Understanding New Jersey's regulatory landscape, the firm works to align coverage with each business's operational needs. A representative typically conducts an initial on-site assessment of workplace hazards and claims history before offering tailored recommendations for policy structures.

WI
699 Cross St #1
Wilhelm
Workers' Compensation Insurance Agent · Lakewood, NJ

Wilhelm operates as a workers’ compensation insurance agent in Lakewood, New Jersey, helping local businesses manage required coverage for workplace injuries and medical costs. The company focuses specifically on tailoring policies to meet the unique risk profiles of each client, ensuring compliance with state regulations while balancing premium affordability. Its services are available to a range of commercial sectors, including offices, warehouses, and food service operations, allowing these businesses to secure appropriate protection for their employees.

JI
1400 Ocean Ave
J&R Insurance Agency & Financial Services LLC
Workers' Compensation Insurance Agent · Lakewood, NJ
IA
1166 River Ave
Insurance Agency New Jersey
Workers' Compensation Insurance Agent · Lakewood, NJ
II
326 3rd St
Ideal Insurance Agency
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 363-8300
idealinsuranceagencynj.com
SI
535 E County Line Rd Suite 16
Skyscraper Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ
(212) 470-1953
skyscraperinsurance.com
AI
1200 River Ave
AGA Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 370-3028
againsure.com
SC
300 Boulevard of the Americas
Sure Co Agency Inc
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 730-8700
surecoagency.com/contact_us.html
AC
814 River Ave
Ameri Coverage Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 994-2294
americoverage.net
UR
695 Cross St
United Risk Insurance
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 645-9049
unrm.com/index.html
SD
241 4th St
Shapiro David
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 364-2555
FA
212 2nd St
Friedman Associates of Nj
Workers' Compensation Insurance Agent · Lakewood, NJ
(732) 363-6444
WI
1777 Ave of the States
World Insurance Associates LLC
Workers' Compensation Insurance Agent · Lakewood, NJ
(718) 333-1155
locations.worldinsurance.com/grandview-brokerage-a-division-of-world-122dd6826cc5
PI
36 Airport Rd Suite 204
Prism Insurance Group, A Division of World
Workers' Compensation Insurance Agent · Lakewood, NJ
(516) 259-0009
locations.worldinsurance.com/prism-insurance-group-a-division-of-world-42518fecf754

What Does a a Workers' Compensation Insurance Agent in Lakewood Cost?

Typical workers compensation insurance costs in New Jersey range from 1 to 3 dollars per 100 dollars of payroll for low risk office jobs, and up to 10 to 20 dollars per 100 dollars of payroll for high risk construction work. The average annual premium for a small business in Lakewood is often between 500 and 3000 dollars. Costs vary by industry, claims history, and carrier. This is general information, not insurance advice.

About workers' compensation insurance agents in Lakewood

Workers compensation insurance agents in Lakewood New Jersey help local businesses secure coverage required by state law. New Jersey requires most employers to carry workers comp insurance for all employees. An agent can explain NJ statutes like the 90 day waiting period for benefit claims and help you find a policy that fits your business.

Frequently Asked Questions

What does a workers compensation insurance agent in Lakewood do?

An agent helps you compare policies from different carriers to meet New Jersey requirements. They assist with applications, explain coverage limits, and provide ongoing support for claims or policy changes.

Is workers compensation insurance required for all businesses in Lakewood?

Yes, New Jersey law requires almost all employers to carry workers compensation insurance. Exceptions include sole proprietors with no employees and some domestic workers. An agent can confirm your specific obligation.

How are workers comp premiums calculated in New Jersey?

Premiums are based on your payroll, industry classification code, and claims history. New Jersey uses a rating system managed by the NJ Compensation Rating and Inspection Bureau. An agent can estimate your cost based on these factors.

Workers' Compensation Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.