The top-rated workers' compensation insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Health Insurance Advisors, LLC, Paul Weinberg - State Farm Insurance Agent. This directory lists 12 workers' compensation insurance agents serving West St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sonja Lhotka - State Farm Insurance Agent | 1201 S Robert St Suite M3B | (651) 454-6555 |
| 2 | Tom Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 3 | Health Insurance Advisors, LLC | 252 Marie Ave E Suite D | (651) 364-1623 |
| 4 | Paul Weinberg - State Farm Insurance Agent | 1635 S Robert St | (651) 457-7119 |
| 5 | Steve Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 6 | Insurance Advisors Ann-Marie Underhill Agency | 1074 S Robert St #109 | (651) 855-8484 |
| 7 | Meyer Peltier Insurance | 1549 Livingston Ave STE 102 | (651) 457-5454 |
| 8 | Farmers Insurance - Christine Smith | 433 Mendota Rd E Ste G | (612) 808-9908 |
| 9 | Wolfgram Tritt & Associates Inc Insurance | 1633 Oakdale Ave | (651) 451-9565 |
| 10 | Fairway Insurance Brokers | 252 Marie Ave E Suite D | (952) 210-9631 |
Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, Minnesota area as a workers' compensation insurance agent. Professionals and small business owners can discuss their unique operational risks and coverage needs with an agent who understands local industry requirements. Polices are designed to help protect employees who suffer work-related injuries or illnesses while ensuring compliance with regional regulations. This agency also assists with related business insurance policies, such as general liability coverage.
Tom Stremski - State Farm Insurance Agent in West St Paul, MN, provides workers' compensation insurance for small to mid-sized businesses, alongside related coverage options such as general liability and commercial auto. The agency offers service that includes personalized policy reviews, guidance on premium classifications, and assistance with filing claims when workplace injuries occur. Ongoing support helps policyholders manage risk and comply with state regulations. It practices in the local area, serving single-family homes, apartments, retail, and restaurants.
Businesses in West St Paul turn to Health Insurance Advisors, LLC for workers’ compensation insurance agent services. The company helps employers secure coverage that meets legal requirements. They assist with policy selection, risk management advice, and claims support to protect both the business and its employees. Local enterprises benefit from their familiarity with Minnesota’s unique insurance regulations. Their service area also extends to neighboring communities such as Mendota Heights and other parts of the southern metro region.
Serving West St Paul, Minnesota, and the surrounding communities, Paul Weinberg - State Farm Insurance Agent handles workers' compensation insurance. This coverage provides medical care and wage replacement for employees injured on the job, while also managing risk for local businesses. The agency’s typical approach involves assessing a business’s operations and payroll to tailor a policy that meets state requirements and protects against work-related claims.
Steve Stremski, a State Farm Insurance agent in West St Paul, MN, offers workers’ compensation coverage typically selected through ongoing commercial policies, distinct from personal lines handled on a per-request basis. This professional liability service provides medical and wage replacement benefits for employees injured on the job, meeting local compliance requirements for area businesses. Coverage implementation begins with a risk assessment and policy setup, with premium adjustments possible as payroll changes. Service runs on a scheduled recurring basis, aligned with standard policy renewal cycles to ensure continuous protection.
Insurance Advisors Ann-Marie Underhill Agency in West St Paul, MN specializes in helping small businesses and independent contractors secure workers’ compensation coverage. The agency also assists local employers by reviewing policy options to meet Minnesota state requirements for workplace injury protection. It focuses on finding plans that balance coverage limits with premium costs for various industries. During the winter season, the agency helps businesses manage the increased risk of workplace slips, falls, and cold-related injuries by adjusting their coverage limits accordingly.
As winter weather in West St Paul creates slick parking lots and increased slip-and-fall hazards, Meyer Peltier Insurance helps local businesses manage resulting workers' compensation claims. The agency works closely with employers to secure coverage that meets Minnesota state requirements and protects against lost-time injuries. Their team focuses on accurate payroll reporting to ensure proper premium calculations and compliance with industry classification codes. To begin the process, a representative visits your facility to inspect work conditions and identify potential risk areas before finalizing a policy.
This agency provides workers’ compensation insurance coverage to help businesses manage costs related to workplace injuries. It specializes in tailoring policies to meet each company’s specific operational risks and compliance needs. Based in West St. Paul, MN, Farmers Insurance - Christine Smith assists employers through the claims process. The agency can serve the insurance requirements of local commercial sectors, including offices, warehouses, and food service establishments.
Wolfgram Tritt & Associates Inc Insurance provides workers’ compensation insurance services to residential clients in West St Paul, MN, addressing individual claims and coverage needs. The agency also offers commercial coverage for local businesses, ensuring protection for employees across the service area. Routine policy reviews and claim adjustments help maintain ongoing compliance with state regulations. After resolving an initial claim or policy setup, clients can return for follow-up adjustments or ask for periodic policy updates between regular visits.
Fairway Insurance Brokers in West St Paul, MN, is known for serving local businesses with workers’ compensation insurance policies tailored to small and mid-sized operations. Its service range includes helping employers manage coverage requirements across various industries in the region. The agency guides clients through policy selection and compliance with state regulations. As a specialty service, it can assist in setting up return-to-work programs that help reduce claim costs and support injured employees.
What Does a a Workers' Compensation Insurance Agent in West St Paul Cost?
Workers compensation insurance costs in Minnesota vary by industry payroll and claims history. Typical rates range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs and up to 10 to 20 dollars per 100 dollars for high risk trades like construction. The Minnesota Department of Labor and Industry sets loss costs that insurers use to calculate premiums. This is general information and not insurance advice.
About workers' compensation insurance agents in West St Paul
Workers compensation insurance agents in West St Paul Minnesota help businesses obtain coverage required by state law. Minnesota employers must carry workers comp insurance for most employees including part time and seasonal workers. A local agent can explain the specific requirements under Minnesota Statute 176 and help you secure a policy that meets state mandates.
Frequently Asked Questions
What does a workers compensation insurance agent in West St Paul do?
A workers compensation insurance agent helps businesses find and purchase the right policy for their needs. They can explain Minnesota coverage requirements such as minimum limits and classification codes. They also assist with policy renewals and claims support.
Is workers compensation insurance required for all businesses in West St Paul?
Yes under Minnesota law most employers with one or more employees must carry workers compensation insurance. This includes full time part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can confirm your specific situation.
How do I choose a workers compensation insurance agent in West St Paul?
Look for an agent licensed in Minnesota with experience in your industry. Ask about their knowledge of local risk factors and Minnesota specific regulations. Compare quotes from multiple agents to find competitive rates and good service.
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