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Find Workers' Compensation Insurance Agents Near You in Apple Valley, MN

Browse workers' compensation insurance agents serving Apple Valley, Minnesota. Contact information and addresses listed below.

17 agents listed
Updated May 2026
Apple Valley, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 17 workers' compensation insurance agents in Apple Valley, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Butler & Associates Insurance Agency
14800 Galaxie Ave Suite 208, Apple Valley, MN 55124
(952) 953-3838 insurewithbutler.com
Dave Melle - State Farm Insurance Agent
14831 Energy Way, Apple Valley, MN 55124
(952) 997-3010 davemelle.com
Joe Etten - State Farm Insurance Agent
14501 Granada Dr #101, Apple Valley, MN 55124
(952) 431-7100 joe24x7.com
Brett McSparron - State Farm Insurance Agent
15030 Glazier Ave #100, Apple Valley, MN 55124
(952) 431-1300 brettsmyagent.com
Farmers Insurance - Kara Petter
13000 Pilot Knob Rd Ste 1, Apple Valley, MN 55124
(952) 432-1967 agents.farmers.com
Retta Insurance Agency LLC
14870 Granada Ave #155, Apple Valley, MN 55124
(763) 465-1101 rettaia.com
Elfstrum Consulting Inc
14799 Energy Way, Apple Valley, MN 55124
(952) 432-8873 elfstrumconsulting.com
Mayer Insurance Agency
15025 Garrett Ave #201, Apple Valley, MN 55124
(952) 432-5900 mayerinsurance.com
Debra Suman American Family Insurance
14698 Galaxie Ave, Apple Valley, MN 55124
(952) 953-0900 amfam.com
Farmers Insurance - Fink Agency
14771 Energy Way, Apple Valley, MN 55124
(651) 288-5633 agents.farmers.com
Farmers Insurance - James Harris
7300 147th St W, Apple Valley, MN 55124
(706) 829-9750 agents.farmers.com
AAA Insurance - Patrick Bevan Agency
7600 147th St W #102, Apple Valley, MN 55124
(952) 891-5566 locator.acg.aaa.com
Farmers Insurance - Jason Gallus
14540 Pennock Ave #101, Apple Valley, MN 55124
(952) 255-8589 agents.farmers.com
David Simmons Agency
6990 151st St W, Apple Valley, MN 55124
(952) 388-1445 davidsimmonsagency.com
Horace Mann Insurance Co
14851 Energy Way, Apple Valley, MN 55124
(952) 431-2121 agents.horacemann.com
Ginther Personal Insurance Agency
15010 Glazier Ave Ste. 201, Apple Valley, MN 55124
(651) 261-8217 gintherpersonalinsurance.com
Sterner Insurance Agency
7373 147th St W #158, Apple Valley, MN 55124
(952) 432-1111

A workers compensation insurance agent in Apple Valley Minnesota helps businesses secure coverage required by Minnesota law. Minnesota Statute 176.021 mandates that most employers carry workers comp insurance. An agent can explain state-specific rules and find a policy that fits your business size and risk level.

What Does a Workers' Compensation Insurance Agent in Apple Valley Cost?

Workers compensation insurance costs in Minnesota typically range from 0.75 to 2.50 per 100 dollars of payroll for low-risk office jobs, and can exceed 15 dollars per 100 dollars of payroll for high-risk construction or manufacturing work. The average premium for a small business in Apple Valley might be between 500 and 3,000 dollars per year. Actual costs depend on your industry, payroll size, and loss history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in Apple Valley Minnesota?
Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you understand exemptions for certain sole proprietors or corporate officers.
What does a workers compensation insurance agent in Apple Valley do for my business?
An agent helps you compare policies from different carriers to find coverage that meets Minnesota requirements. They also assist with filing claims and can advise on ways to reduce your premium through safety programs. They act as a local resource for compliance questions.
How are workers compensation insurance premiums calculated in Minnesota?
Premiums are based on your payroll, industry classification code, and claims history. Minnesota uses a competitive rating system so rates vary by insurer. An agent can help you understand your specific rate factors and find affordable options.