The top-rated workers' compensation insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Kim Schaffer - State Farm Insurance Agent. This directory lists 13 workers' compensation insurance agents serving Chaska.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Options Insurance | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
| 2 | Dwight Mack - State Farm Insurance Agent | 1107 Hazeltine Blvd Ste 120 | (612) 284-5803 |
| 3 | Matt Lorenz - State Farm Insurance Agent | 542 Bavaria Ln | (952) 368-4440 |
| 4 | Kim Schaffer - State Farm Insurance Agent | 112 E 5th St #104 | (952) 448-2060 |
| 5 | Martinson Agency | 505 N Chestnut St | (952) 314-4400 |
| 6 | Farmers Insurance - Tyler Farniok | 510 N Chestnut St STE 200 | (612) 448-2670 |
| 7 | Drilling Insurance Agency- Farmers Insurance Agent | 207 N Chestnut St #140 | (952) 479-8200 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 101 W 3rd St | (952) 448-3800 |
| 9 | RG Insurance Agency | 570 Bavaria Ln | (952) 522-3345 |
| 10 | Petersen Insurance Inc | 116 E 2nd St | (952) 368-3881 |
Options Insurance serves the Chaska, Minnesota area as a local workers’ compensation insurance agent. It assists regional businesses in securing coverage that provides medical care and wage replacement for employees suffering work-related injuries or illnesses. The company helps clients navigate complex state regulations and risk classifications to ensure proper policy compliance. Services include evaluating payroll exposure and claim history to match employers with appropriate carriers. Options Insurance specifically handles policy adjustments for small construction firms and standard market placements for light industrial operations.
As a workers' compensation insurance agent, Dwight Mack – State Farm Insurance Agent in Chaska, MN, assists local businesses in securing coverage that helps protect both employees and employers from the costs of workplace injuries. Services include policy consultation, claims guidance, and periodic policy reviews to ensure coverage keeps pace with operational changes. The agency also helps maintain compliance with state regulations through regular check-ins and policy adjustments. Its clients include single-family home contractors, apartment property managers, retail store owners, and restaurants.
Matt Lorenz - State Farm Insurance Agent serves local businesses and property managers in the Chaska area who require workers’ compensation coverage for their employees. The agency helps commercial clients secure policies that provide wage replacement and medical benefits for workers injured on the job. Services include explaining mandatory coverage laws, comparing policy options, and assisting with changing or updating existing plans. This agent also supports companies in nearby communities such as Chanhassen and throughout the southwest metro region.
Serving Chaska, Minnesota, and the surrounding communities, Kim Schaffer - State Farm Insurance Agent handles workers' compensation insurance for local businesses. This agency focuses on policies that provide medical care and wage replacement for employees injured on the job. Coverage typically helps employers manage the costs associated with workplace injuries while complying with state requirements. A typical job for this agent begins with an assessment of the client's business operations and risk exposure, then recommending a tailored policy to meet specific coverage needs.
Martinson Agency in Chaska, Minnesota offers businesses either a one-time assessment or ongoing periodic review of their workers' compensation insurance needs. Coverage options are tailored to protect employees in the event of work-related injury or illness, aligning with Minnesota state requirements for mandatory employer coverage. Their services typically run on an as-needed basis, responding to client requests for policy updates, claims assistance, or compliance changes.
As Minnesota businesses face the lingering effects of winter and prepare for spring operations, securing proper workers’ compensation coverage becomes essential. Farmers Insurance - Tyler Farniok in Chaska provides coverage that complies with state requirements and helps protect both employers and their employees against workplace injury costs. Policies are tailored to the specific needs of local industries, from construction firms to small retail shops. An initial on-site assessment of the business’s operations and risk factors is scheduled to begin the process.
Drilling Insurance Agency works with area businesses to provide general commercial insurance coverage, including a specialty focus on workers’ compensation policies. Such policies protect both employers and employees by covering medical costs and lost wages for job-related injuries or illnesses. Serving Chaska, Minnesota, the agency assists with policy selection tailored to local industry requirements. It can serve commercial sectors such as offices, warehouses, and food service operations.
Gallagher Insurance, Risk Management & Consulting offers specialized workers' compensation insurance brokerage services, connecting Minnesota employers with appropriate coverage options to address workplace injury liabilities. Beyond securing policies, the firm provides risk management guidance and claims consulting support to help local businesses reduce incident frequency and manage costs effectively. In Chaska, it assists clients with navigating the complexities of seasonal workforce expansions and adjusting coverage during periods of operational growth or transition.
RG Insurance Agency assists residential clients in Chaska, Minnesota with workers' compensation insurance needs for household employees. The agency also provides commercial coverage for small businesses seeking state-mandated injury protection for their workforce. Service extends throughout Chaska and the surrounding Carver County area. After initial policies are secured, the agency is available for follow-up service between regular visits to adjust coverage as business conditions change.
What Does a a Workers' Compensation Insurance Agent in Chaska Cost?
Workers compensation insurance costs in Minnesota typically range from 0.50 to 3.00 dollars per 100 dollars of payroll depending on your industry. For a small Chaska business with a 100,000 dollar payroll, annual premiums might be 500 to 3,000 dollars. Rates are regulated by the state and can change each year. This is general information and not insurance advice.
About workers' compensation insurance agents in Chaska
Workers compensation insurance agents in Chaska Minnesota help businesses obtain the required coverage under state law. Minnesota requires most employers to carry workers comp insurance for all employees. A local agent can explain the specific rules for Carver County and help you find a policy that fits your business size and risk level.
Frequently Asked Questions
What does a workers compensation insurance agent in Chaska do?
An agent helps you compare policies from different insurers and explains Minnesota coverage requirements. They assist with filing paperwork and can advise on premium discounts. They do not provide legal advice or handle claims directly.
Is workers comp insurance required for all Chaska businesses?
Under Minnesota Statute 176.021, most employers with one or more employees must carry workers compensation insurance. Some exceptions exist for sole proprietors and certain agricultural workers. An agent can confirm if your business qualifies for an exemption.
How do Minnesota workers comp premium rates work?
Premiums are based on your payroll and the classification code for your industry. Rates are set by the Minnesota Department of Commerce and vary by risk level. Agents can help you estimate costs and find ways to lower premiums through safety programs.
Workers' Compensation Insurance Agents in Other Minnesota Cities
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