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Find Workers' Compensation Insurance Agents Near You in St Cloud, MN
Browse workers' compensation insurance agents serving St Cloud, Minnesota. Contact information and addresses listed below.
16 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 16 workers' compensation insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Lyle Group: Allstate Insurance
30 15th Ave S, St Cloud, MN 56301
(320) 253-4994
agents.allstate.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Moe Janssen Schee Agency: Allstate Insurance
3717 3rd St N, St Cloud, MN 56303
(320) 251-1383
agents.allstate.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Rock City Insurance
14 7th Ave N, St Cloud, MN 56303
(320) 259-4003
rockcityagency.com
Progressive Insurance - Claims Office
622 Roosevelt Rd Ste 260, St Cloud, MN 56301
(800) 776-4737
progressive.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633
lamphereinsgrp.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Federated Insurance Co
2700 1st St N #215, St Cloud, MN 56303
(320) 314-3964
reps.federatedinsurance.com
North Risk Partners
622 Roosevelt Rd Ste. 240, St Cloud, MN 56301
(320) 253-1122
northriskpartners.com
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Independent
22 Wilson Ave NE Ste 207, St Cloud, MN 56304
(320) 656-5828
superpages.com
Workers compensation insurance is required for most employers in Minnesota. A local agent in St Cloud can help you understand state-specific rules like the Minnesota Workers Compensation Act. They assist with policy selection, payroll classification, and claims management to keep your business compliant.
What Does a Workers' Compensation Insurance Agent in St Cloud Cost?
Workers compensation insurance costs in Minnesota typically range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on the job class and risk level. For a small St Cloud business with 100,000 dollars in payroll, annual premiums might be 500 to 2,500 dollars. Rates are set by the Minnesota Department of Commerce and can change yearly. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance in St Cloud Minnesota?
Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to comply can result in fines and stop-work orders.
How does a workers compensation insurance agent help my St Cloud business?
An agent reviews your business operations to determine correct classification codes and coverage limits. They also help you file claims and manage premium audits. This reduces your risk of penalties and ensures proper employee protection.
What factors affect workers compensation insurance costs in Minnesota?
Costs depend on your industry classification, payroll size, and claims history. Minnesota uses a competitive rating system, so rates vary by insurer. An agent can compare quotes to find a policy that fits your budget.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.