The top-rated workers' compensation insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 594 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, Atlas Insurance Brokers. This directory lists 20 workers' compensation insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 6 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 7 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 8 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 9 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 10 | Safechoice Insurance Agency | 894 7th St NW | (507) 280-9282 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota area as a provider of workers' compensation insurance products and related services. The agent assists local businesses in securing coverage that meets state requirements for employee medical and wage replacement benefits. Policy options are tailored to address industry-specific risks common in the region. The office handles claims support and loss control guidance for small and mid-sized enterprises.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN provides workers' compensation insurance coverage tailored to local business needs. The agency offers comprehensive policy options designed to protect employers from costs related to workplace injuries and illnesses. Service plans include periodic policy reviews and claim support to help businesses manage risk and maintain compliance with state regulations. Ongoing maintenance involves updates to coverage as business operations change. The agency serves clients with properties such as single-family homes, apartments, retail locations, and restaurants.
Fortress Insurance & Financial Services works with businesses, property managers, and local employers in Rochester, Minnesota, securing workers' compensation insurance coverage tailored to their operational needs. The agency helps clients navigate policy requirements and risk management strategies common in this region. It supports companies in maintaining compliance with state regulations while seeking appropriate protection for their workforce. The agency also extends its services to businesses throughout Olmsted County and the nearby community of Stewartville.
Serving Rochester and the surrounding communities of southeastern Minnesota, Atlas Insurance Brokers handles workers' compensation insurance for local businesses. The agency addresses state-specific compliance requirements and helps employers manage their premium costs by analyzing payroll classifications and experience modification factors. It works to match each client with a policy from a suitable carrier while assisting with claims reporting and loss control resources. An assigned agent typically completes a detailed business risk review before presenting the most appropriate coverage options.
Arment & Associates, LLC American Family Insurance in Rochester offers both one-time consultations for immediate needs and ongoing management for long-term coverage requirements. As a local workers’ compensation insurance agent, they assist employers in securing policies that comply with Minnesota state regulations and protect against workplace injury claims. Their established service operates on a scheduled basis, providing regular policy reviews and updates as business circumstances change.
Connor Faupel Insurance Agency specializes in securing workers' compensation coverage for businesses in Rochester. Its general service work involves helping local employers navigate insurance requirements for work-related injuries and illnesses. The agency assists with policy selection for both small and larger business operations. It regularly advises clients on managing claim costs and premium adjustments effectively. As regional winter weather increases slip hazards in parking lots and job sites, the agency helps firms reassess their policies to address these seasonal workplace risks.
As construction and seasonal businesses ramp up activity in Rochester come spring, local employers need reliable coverage that protects against workplace injury claims. Ted W. Smith Insurance serves as a workers’ compensation insurance agent, helping businesses in the area understand their liability and secure appropriate policies to meet Minnesota regulations. The agent advises on risk management strategies tailored to each operation’s specific hazards, from manufacturing floors to medical offices. A typical process begins with a thorough review of the workplace, followed by an inspection of safety protocols before finalizing coverage terms.
Sam Ghareeb Insurance Broker provides workers' compensation coverage for employers, advising on policies that meet state requirements. The firm specializes in helping businesses manage premium costs and claims handling for workplace injuries. Based in Rochester, Minnesota, it works with local companies seeking reliable protection for their employees. The agency serves clients operating in commercial settings, including offices, warehouses, and food service businesses.
All Apple Insurance Agency, represented by Paul M. Peterson, assists residential clients in Rochester with workers’ compensation policies tailored for small contractors and home-based businesses. The agency also serves commercial enterprises seeking coverage for employee injuries and occupational risks across the greater Rochester area. Mr. Peterson reviews each policy with clients to ensure all work-related exposures are addressed accurately. After a claim is filed or a policy is renewed, the agency follows up to confirm coverage adjustments and provides ongoing service between scheduled visits.
Safechoice Insurance Agency is a workers' compensation insurance agent in Rochester, MN, known for connecting local businesses with coverage solutions that meet regulatory requirements. The agency serves a range of industries, helping employers navigate policies that manage workplace injury costs and liability. It assists clients with payroll classification, premium audits, and risk management guidance to support safe operations. For added protection, Safechoice can help employers integrate employer’s liability insurance into their workers' compensation plans.
What Does a a Workers' Compensation Insurance Agent in Rochester Cost?
Typical workers compensation insurance costs in Minnesota range from 0.50 to 2.50 dollars per 100 dollars of payroll, depending on industry risk. For a small business with 50,000 dollars in payroll, annual premiums might be 250 to 1,250 dollars. Costs vary by case and are influenced by your claims history and safety programs. This is general information, not insurance advice.
About workers' compensation insurance agents in Rochester
Workers compensation insurance agents in Rochester Minnesota help businesses secure coverage required by Minnesota law. Minnesota Statute 176.021 mandates that most employers provide workers comp insurance for their employees. An agent can guide you through policy options and ensure compliance with state regulations.
Frequently Asked Questions
What does a workers compensation insurance agent in Rochester do?
A workers compensation insurance agent helps you find a policy that meets Minnesota state requirements. They explain coverage limits, exclusions, and premium factors. They also assist with claims reporting and policy renewals.
Is workers compensation insurance required for all businesses in Minnesota?
Yes, Minnesota law requires most employers with one or more employees to carry workers compensation insurance. Exceptions include some agricultural workers and independent contractors. An agent can verify your specific obligations.
How are workers compensation premiums calculated in Minnesota?
Premiums are based on your business classification code, payroll, and claims history. Minnesota uses a competitive rating system, so rates vary by insurer. An agent can compare quotes to find a suitable price.
Workers' Compensation Insurance Agents in Other Minnesota Cities
Andover · Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Cottage Grove · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights