The top-rated workers' compensation insurance agent in Salem, Massachusetts is Zellik Insurance Agency, Inc., rated 5.0 stars across 101 reviews. Other highly rated options include Farquhar and Black Insurance Agency, 4 Insurance LLC, Quote Carma. This directory lists 16 workers' compensation insurance agents serving Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zellik Insurance Agency, Inc. | 37 Bridge St | (978) 594-0815 |
| 2 | Farquhar and Black Insurance Agency | 45 Traders Way Building 10 | (781) 599-2200 |
| 3 | 4 Insurance LLC | 121 Loring Ave STE 825 | (855) 322-4509 |
| 4 | Quote Carma | 88B Lafayette St | (203) 872-7280 |
| 5 | Ahmed Insurance Inc | 106 North St | (978) 745-8800 |
| 6 | John J. Walsh Insurance Agency, Inc. - Salem Office | 87 Margin St | (978) 745-3300 |
| 7 | Express Auto Insurance Agency Inc. | 21, Shetland Office Park, 27 Congress St Suite 305 | (978) 741-3400 |
| 8 | William C Burke Jr Insurance | 18 Brown St | (978) 741-7800 |
| 9 | Relation Insurance Services | 18 Hawthorne Blvd #3710 | (978) 744-4540 |
| 10 | Culver Insurance | 20 Central St # 2 | (978) 744-1753 |
Zellik Insurance Agency, Inc. serves clients in the Salem, Massachusetts metro area as a workers' compensation insurance agent. It assists local businesses in securing coverage that meets state regulatory requirements for workplace injury protection. The agency guides employers through policy options, including experience modification calculations and payroll classifications. It also provides support for claim management protocols and return-to-work program coordination.
Farquhar and Black Insurance Agency provides workers' compensation insurance coverage, helping local businesses manage employee injury risks and comply with state requirements. Its service plans include policy analysis, claims reporting assistance, and routine coverage reviews to keep protection aligned with changing business operations. The agency also offers loss control guidance to help reduce workplace incidents over time. It serves a variety of properties in Salem, including single-family homes with household employees, apartments with staff, retail shops, and restaurants with waitstaff and kitchen workers.
4 Insurance LLC assists business owners, property managers, and contractors in Salem with workers’ compensation insurance to cover employee medical costs and lost wages after a workplace injury. The firm helps clients comply with Massachusetts requirements by explaining policy options and coverage limits suited to local industries such as fishing, retail, and hospitality. Clear guidance on payroll classifications and claim reporting procedures ensures employers maintain protection while managing operational risks. This agency also serves communities throughout Essex County, including the nearby city of Beverly.
Quote Carma handles both one-time coverage adjustments and recurring policy management for workers’ compensation insurance. Their services ensure that local businesses meet state requirements while protecting employees from job-related injuries. Based in Salem, Massachusetts, they help employers navigate the complexities of premium calculations and claims support. This independent agency tailors its approach to each client’s operational needs. All assistance from Quote Carma is available on an as-needed basis, allowing businesses to request service whenever a policy review or new coverage is required.
Ahmed Insurance Inc specializes in workers' compensation insurance agency services in Salem, Massachusetts, helping local businesses navigate workplace injury coverage. The agency assists employers in selecting policies that meet state compliance requirements while managing claim reporting and risk management strategies tailored for various industries. As seasonal occupations in Salem’s fishing and tourism sectors face heightened hazards from icy conditions or summer congestion, the company aids in adapting coverage to these evolving workforce needs.
John J. Walsh Insurance Agency, Inc. - Salem Office serves Salem and the surrounding North Shore communities of Massachusetts, handling workers' compensation insurance policies for local businesses. These policies provide coverage for medical expenses and lost wages when employees suffer work-related injuries or illnesses. The agency works with various organizations to secure coverage that aligns with both industry regulations and business operations. It approaches each client’s needs by assessing their specific operational risks and then tailoring coverage options to ensure appropriate protection and compliance with state requirements.
With the seasonal ebb and flow of business along the North Shore, local employers often need updated workers' compensation coverage that matches changing payrolls and risk profiles. Express Auto Insurance Agency Inc., located in Salem, handles this by offering tailored insurance policies designed to protect both employers and employees from workplace injury claims. They work with clients to navigate state-specific compliance requirements and coverage limits. New policy setup begins with a thorough assessment of the business premises and operational hazards during a scheduled physical inspection.
William C Burke Jr Insurance focuses on protecting businesses through workers' compensation coverage, ensuring compliance with state regulations for employee injury claims. Operating in Salem, Massachusetts, this agency works with local employers to structure policies that manage workplace risk and payroll classifications. It offers tailored coverage designed for the needs of various commercial environments, including offices, warehouses, and food service operations.
As Salem employers prepare for winter weather, managing workplace risks becomes especially urgent, and Relation Insurance Services helps local businesses navigate the complexities of legally required workers' compensation coverage. This agent provides tailored policies that protect both small shops along Derby Street and larger operations throughout Essex County. By focusing on Massachusetts regulations, they ensure injured employees receive proper medical care and wage replacement while safeguarding company finances. The process typically begins with a thorough workplace inspection, assessing job site hazards and current safety protocols to determine appropriate coverage levels.
Culver Insurance provides workers’ compensation coverage for residential clients in Salem, ensuring that domestic workers and household employees are protected. The agency also handles commercial policies for local businesses, advising on claims management and compliance with Massachusetts regulations. Their services extend throughout Salem and surrounding North Shore communities. Between regular visits, the office remains available for follow-up consultations and policy adjustments. This continuity helps clients maintain appropriate coverage through routine renewals or unexpected work-related incidents.
What Does a a Workers' Compensation Insurance Agent in Salem Cost?
Workers compensation insurance costs in Massachusetts average between 1.5 and 3.5 dollars per 100 dollars of payroll for low risk jobs. High risk occupations like construction can cost 10 to 20 dollars per 100 dollars of payroll. Your actual premium depends on your classification code payroll and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Salem
Workers compensation insurance agents in Salem Massachusetts help employers meet state requirements under Massachusetts General Law Chapter 152. These agents guide businesses through the mandatory coverage rules for all employers with employees in the state. They also assist with policy selection and compliance for Salem based companies.
Frequently Asked Questions
Is workers compensation insurance required for all Salem employers?
Yes Massachusetts law requires all employers with any employees to carry workers compensation insurance. This applies to both full time and part time workers in Salem. Failure to comply can result in fines and stop work orders.
How do Salem agents help with Massachusetts workers comp rates?
Agents explain how rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts. They help you understand classification codes and experience modification factors. This guidance can help you secure appropriate coverage for your business type.
What information does a Salem agent need to provide a quote?
The agent needs your business payroll by job classification and your three year claim history. They also require your business license details and number of employees. This information allows them to compare policies from multiple carriers.