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Workers' Compensation Insurance Agents in Amherst, MA
Compare workers' compensation insurance agents in Amherst. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 workers' compensation insurance agents in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Encharter Insurance
25 N University Dr, Amherst, MA 01002
(855) 899-0305
encharter.com
Bresnahan Insurance Agency Inc
231 Triangle St, Amherst, MA 01002
(413) 549-1100
bresnahaninsurance.com
Five College Home Insurance Solutions
101 University Dr, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Facilities Insurance Co
201 Natural Resources Rd, Amherst, MA 01003
(413) 992-5652
Amherst Insurance
20 Gatehouse Rd, Amherst, MA 01004
(413) 253-5555
amherstins.com
Amherst Life Insurance Inc.
183 University Dr, Amherst, MA 01002
(413) 307-0921
Birmingham Brian D
479 West St Suite 105, Amherst, MA 01002
(413) 256-1979
Business Benefits, Inc.
25 Pray St, Amherst, MA 01002
(413) 658-0251
Five College Home Insurance Solutions
64 Spring St #12, Amherst, MA 01002
(413) 402-6658
home-insurance-amherst.com
Workers compensation insurance agents in Amherst Massachusetts help local businesses obtain coverage required under state law. Massachusetts General Law Chapter 152 requires nearly all employers with one or more employees to carry workers comp insurance. An agent can guide you through the process of securing a policy that meets state mandates and protects your workers.
What Does a Workers' Compensation Insurance Agent in Amherst Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. Typical rates range from 0.50 to 5.00 dollars per 100 dollars of payroll. For a small Amherst retail shop the annual premium might be 1,500 to 3,000 dollars. A construction business may pay 8,000 to 15,000 dollars or more. These are general estimates and your actual cost depends on your specific risk factors. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the Massachusetts requirements for workers compensation insurance?
Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines of up to 250 dollars per day.
How does an Amherst workers comp agent help a small business?
An agent reviews your business operations and payroll to find a policy that fits your needs. They explain classification codes and premium calculations. They also assist with filing claims and managing audits.
Can I buy workers comp insurance directly or do I need an agent?
You can buy directly from some insurers but an agent can compare multiple carriers to find competitive rates. Agents also provide ongoing support for policy changes and compliance questions. This can save time and reduce errors.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.