The top-rated workers' compensation insurance agent in Cambridge, Massachusetts is Relation Insurance - Garrity Group, rated 4.9 stars across 342 reviews. Other highly rated options include Eagle Trust Insurance, econosurance, Gallagher Insurance, Risk Management & Consulting. This directory lists 15 workers' compensation insurance agents serving Cambridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Relation Insurance - Garrity Group | 545 Concord Ave | (617) 354-4640 |
| 2 | Eagle Trust Insurance | 125 Cambridgepark Dr Suite 301 | (617) 625-8400 |
| 3 | econosurance | 125 Cambridgepark Dr Suite 301 | (617) 864-2444 |
| 4 | Gallagher Insurance, Risk Management & Consulting | 9 Camp St | (877) 977-1898 |
| 5 | Ralph J Galante Insurance Agency Inc | 1939 Massachusetts Ave | (617) 864-5586 |
| 6 | Al Ponte Insurance | 819 Cambridge St | (617) 492-7600 |
| 7 | Fucillo & Sasso Associates Insurance | 599 Cambridge St suite c-2 | (617) 621-3516 |
| 8 | Consumer Insurance Agency | 2350 MA-2A | (617) 545-3036 |
| 9 | Premium Insurance Agency | 80-96 Sherman St | (339) 210-5346 |
| 10 | Cambridge insurance | 64 Sidney St | (339) 210-5104 |
Relation Insurance - Garrity Group serves the Cambridge, Massachusetts metro area as a workers’ compensation insurance agent. The agency assists businesses with obtaining coverage that provides medical care and wage replacement for employees injured on the job. Its brokers work with local companies to navigate state-specific compliance requirements and claims administration. In this region, the firm handles policy placement for small businesses and helps clients reduce their overall premium costs through experience modification analysis.
Eagle Trust Insurance provides businesses in the Cambridge area with workers' compensation insurance agent services, including policy placement, risk management assessments, and claims administration support. It offers prospective plan evaluations alongside ongoing policy maintenance to ensure compliance with Massachusetts labor regulations. Service plans simplify premium audits and workplace safety consultation, helping clients maintain proper coverage as their operations evolve. The company serves a range of commercial properties, including single-family homes used for business, apartments with building staff, retail stores, and local restaurants.
econosurance serves small and midsize businesses in Cambridge, Massachusetts, helping them secure workers' compensation insurance to cover employee medical costs and lost wages after a job-related injury. The agency assists with policy selection and compliance with state requirements, ensuring employers meet legal obligations while protecting their workforce. It also provides guidance on risk management practices to help reduce workplace accidents. In addition to serving Cambridge clients, Econosurance extends its services to businesses throughout the Somerville area.
Gallagher Insurance, Risk Management & Consulting provides workers' compensation coverage for residential service clients in Cambridge, helping sole proprietors and small contractors meet state requirements for employee protection. The agency also offers commercial policies for larger local businesses, tailoring risk management strategies to reduce workplace injury claims across the greater Boston area. Between regular visits, policyholders receive ongoing claims support and policy adjustments to reflect changing workforce needs, ensuring continued compliance and follow-up service as operations evolve.
Serving Cambridge and the surrounding communities of Greater Boston, Ralph J Galante Insurance Agency Inc handles workers' compensation insurance coverage for local businesses. It assists employers in securing policies that meet state requirements and protect their workforce. The agency focuses on understanding each client’s specific industry risks and operational needs. A typical job is handled by reviewing the business’s payroll and classification codes, then presenting policy options that balance adequate coverage with responsible cost management.
Al Ponte Insurance in Cambridge, MA advises businesses on the difference between a one-time policy purchase for a single project and recurring annual coverage for ongoing operations. Workers' compensation insurance protects both employers and employees by covering medical costs and lost wages for job-related injuries. As a local agent, the firm helps clients navigate Massachusetts-specific classifications and rate calculations to ensure proper protection under state law. Service runs on an as-needed basis, with agents available to review policy changes when a business's payroll or risk profile shifts.
Specializing in workplace injury claims management and employer liability reduction, Fucillo & Sasso Associates Insurance provides comprehensive workers’ compensation agent services for businesses throughout the Cambridge area. The firm guides clients through complex state classification codes and payroll audits, helping to secure appropriate coverage that meets both legal requirements and operational needs. Its work often involves coordinating return-to-work programs during colder months, when slips and falls tend to increase due to icy conditions common in Massachusetts winters.
Consumer Insurance Agency in Cambridge, Massachusetts provides workers’ compensation insurance to help local employers meet their legal obligations while managing the financial risks of workplace injuries. Its specific focus is on tailoring coverage plans to address unique industry hazards and ensuring compliance with state regulations. The agency serves a variety of commercial sectors, including professional offices, warehouses that handle heavy inventory, and food service operations where kitchen injuries are a concern.
Premium Insurance Agency in Cambridge, Massachusetts, provides workers’ compensation insurance agent services for residential homeowners who employ domestic staff. The agency also secures coverage for local commercial businesses, construction firms, and light industrial operations throughout the metro Boston area. They guide policyholders through claim filing processes and help manage premium audits for accurate billing. Between regular policy review visits, the agency proactively checks for changes in payroll or job duties and reaches out to update coverage before any lapses occur.
What Does a a Workers' Compensation Insurance Agent in Cambridge Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. For a small office based business in Cambridge, premiums might range from 300 to 1,000 dollars per year per employee. For higher risk industries like construction, costs can be 5,000 to 15,000 dollars or more per employee annually. This is general information and not insurance advice.
About workers' compensation insurance agents in Cambridge
Workers compensation insurance agents in Cambridge Massachusetts help businesses obtain the required coverage for their employees. Massachusetts law mandates that almost all employers carry workers comp insurance. An agent can guide you through the specific requirements of the Massachusetts Workers Compensation Act and help you find a policy that fits your business needs.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in Cambridge Massachusetts?
Yes, Massachusetts law requires almost all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some partners may be exempt but should check with an agent.
What does a workers compensation insurance agent in Cambridge do?
A workers compensation insurance agent helps you compare policies from different insurers to find coverage that meets Massachusetts legal requirements. They also assist with filing claims and understanding your policy terms. An agent can explain how your premium is calculated based on payroll and industry classification.
How are workers compensation premiums calculated in Massachusetts?
Premiums are based on your payroll and the classification code for your type of work. Massachusetts uses a competitive rating system where insurers set their own rates. An agent can help you review your classification to ensure accuracy and potentially lower your cost.