The top-rated workers' compensation insurance agent in Newburyport, Massachusetts is Arthur S Page Insurance, rated 4.9 stars across 66 reviews. Other highly rated options include Peter L Chetsas Insurance, Highstreet Insurance formerly Kane Insurance, Flexible Insurance Solutions. This directory lists 10 workers' compensation insurance agents serving Newburyport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Arthur S Page Insurance | 57 State St | (978) 465-5301 |
| 2 | Peter L Chetsas Insurance | 68 Pleasant St | (978) 465-2700 |
| 3 | Highstreet Insurance formerly Kane Insurance | 29 Water St #214A | (978) 225-7933 |
| 4 | Flexible Insurance Solutions | 53 Storey Ave | (351) 212-2660 |
| 5 | Eastern Insurance Group LLC | 65 Parker St | (508) 651-7700 |
| 6 | Cross Insurance | 45 Storey Ave | (978) 225-6116 |
| 7 | Byfield Insurance Inc | 147 Merrimac St | (978) 462-0833 |
| 8 | Ocean Employee Benefits | 10 Prince Pl | (508) 265-5350 |
| 9 | United Insurance | 38R Merrimac St Suite 202 | (978) 539-5900 |
| 10 | Sullivan Insurance Inc | 4 Middle St | (978) 465-4110 |
Arthur S Page Insurance serves businesses throughout the Newburyport metro area and Essex County as a workers' compensation insurance agent. The company helps employers secure coverage that meets state requirements while managing payroll classifications and claims administration. Workers' compensation policies protect both the business and its employees by providing medical benefits and lost wage replacement for work-related injuries or illnesses. The agent assists with policy audits, risk management advice, and filing necessary paperwork to ensure compliance with Massachusetts regulations.
Peter L Chetsas Insurance provides workers’ compensation insurance coverage for businesses operating in the Newburyport, MA area. The agency assists clients with policy selection, claims management, and risk assessment to help minimize workplace injuries. It also offers ongoing service plans that include periodic policy reviews and loss control guidance. Regular maintenance support helps businesses stay compliant with current regulations and swiftly address any claims-related issues. The firm services a range of properties including single-family homes, apartments, retail establishments, and restaurants.
Highstreet Insurance, formerly Kane Insurance, serves small to mid-sized businesses in Newburyport and the surrounding area needing workers' compensation coverage. As an independent agency, it helps local employers navigate risk management, claims support, and policy placement with various carriers. The firm assists companies in industries such as construction, manufacturing, and healthcare to meet mandatory insurance requirements and protect their workforce. Its service area also includes the greater Merrimack Valley region, extending south toward the North Shore communities of Gloucester and Rockport.
Flexible Insurance Solutions serves businesses in Newburyport and the surrounding Massachusetts communities. As a workers’ compensation insurance agent, the company handles the placement and management of coverage designed to protect employers against claims for workplace injuries and illnesses. It works to match clients with policies that meet their operational needs and legal requirements. For a typical assignment, the agency begins by assessing a business’s specific risks and payroll structure to recommend appropriate coverage options.
Eastern Insurance Group LLC serves businesses in Newburyport, Massachusetts, and the surrounding North Shore communities. It handles workers’ compensation insurance, covering medical expenses and lost wages for employees injured on the job. The company also helps local employers manage injury claims and maintain compliance with Massachusetts state regulations. To handle a typical case, it evaluates each business’s specific risk factors and then customizes a policy that aligns with the employer’s operational needs and safety practices.
Cross Insurance in Newburyport, Massachusetts handles workers’ compensation insurance coverage by distinguishing between one-time policy setup for immediate needs and recurring service options for continuous payroll adjustments. Local businesses rely on such agents to secure coverage that meets state regulations while protecting both employees and employers from workplace injury costs. Claims management support is provided to streamline the reporting process and minimize disruption. This company’s service runs on both a scheduled renewal cycle and an as-needed basis for claims assistance or policy modifications.
Byfield Insurance Inc in Newburyport, MA provides workers' compensation insurance, differentiating between one-time policy placements and ongoing recurring coverage for evolving business needs. Their core service matches employers with appropriate plans to protect against workplace injury claims and related liabilities. This local agent runs operations primarily on a scheduled basis, with additional as-needed services available for adjusting policies during unexpected changes in workforce size or risk exposure.
Ocean Employee Benefits specializes in structuring workers' compensation coverage that meets regulatory requirements while protecting business assets. This Newburyport agency advises employers on classifying employees correctly and managing claim risk. Its general service work includes policy comparisons, premium audits, and ongoing compliance support to ensure worksite safety programs effectively reduce injury frequency. During peak seasonal hiring periods, when workplace accidents often rise with temporary staff onboarding, the agency helps local firms adjust their coverage limits and modify payroll reporting to avoid costly post-season adjustments.
As winter weather increases slip-and-fall risks for Newburyport businesses, United Insurance helps employers manage mandatory workers' compensation coverage. Based in Newburyport, Massachusetts, this agency assists local companies in securing policies that comply with state regulations while protecting both workers and business finances. They evaluate each client's payroll classifications and claims history. The initial step involves scheduling a workplace inspection to identify potential hazards and verify employee classifications.
Sullivan Insurance Inc in Newburyport, MA, operates as a workers' compensation insurance agent, assisting businesses in securing coverage for employee injury claims. The firm focuses on helping clients evaluate insurance programs tailored to their annual payroll and workplace risks. It supports local companies in meeting state regulations while managing premium budgets. The agency offers its services to various commercial sectors, including offices, warehouses, and food service.
What Does a a Workers' Compensation Insurance Agent in Newburyport Cost?
Workers compensation insurance costs in Massachusetts average about $1.50 to $3.00 per $100 of payroll for low risk office jobs and $5.00 to $15.00 per $100 for higher risk trades like construction. Premiums depend on your industry classification, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Newburyport
Workers compensation insurance agents in Newburyport Massachusetts help local businesses secure coverage required under state law. Massachusetts General Law Chapter 152 mandates that nearly all employers with any employees carry workers comp insurance. An agent can guide you through classification codes and premium audits specific to your industry.
Frequently Asked Questions
What are the workers compensation requirements for Newburyport businesses?
Massachusetts law requires every employer with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to have coverage can result in fines and stop work orders from the state Department of Industrial Accidents.
How do I find a workers compensation insurance agent in Newburyport?
You can search online for licensed agents in Essex County or ask local business associations for referrals. Verify that the agent is licensed by the Massachusetts Division of Insurance. Many agents offer free quotes and can explain how your payroll and classification affect your premium.
Can a Newburyport agent help me reduce my workers comp premium?
Yes an agent can review your business operations and suggest safety programs to lower your experience modification factor. They can also ensure you are using the correct classification codes. Massachusetts offers a workplace safety program that may qualify you for premium discounts.