The top-rated workers' compensation insurance agent in Methuen, Massachusetts is Dany Karam Insurance Agency, rated 4.9 stars across 272 reviews. Other highly rated options include Michaud Insurance Agency, Davila and DeFusco Insurance Agency, Leslie Insurance Agency. This directory lists 20 workers' compensation insurance agents serving Methuen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dany Karam Insurance Agency | 326 Merrimack St | (978) 984-5784 |
| 2 | Michaud Insurance Agency | 95 Ayer St | (978) 685-2549 |
| 3 | Davila and DeFusco Insurance Agency | 225 Broadway Suite 308, 3rd floor | (978) 241-7950 |
| 4 | Leslie Insurance Agency | 188 Broadway | (978) 208-7606 |
| 5 | MTZ Insurance Agency | 302 Broadway STE 2 | (978) 984-6896 |
| 6 | Marquis & Coughlan Insurance Agency | 147 Lowell St | (978) 683-2277 |
| 7 | The Wicks Insurance Group | 13 Branch St Suite 215 | (978) 208-6111 |
| 8 | T.A. Sullivan Agency, Inc. | 135 Merrimack St | (888) 987-0505 |
| 9 | Bearingstar Insurance | 13 Branch St #211 | (978) 688-5500 |
| 10 | Hasbany & Regan Insurance Agency | 254 Pleasant St | (978) 685-3188 |
Dany Karam Insurance Agency serves the greater Methuen area as a workers’ compensation insurance agent. The agency helps local businesses secure coverage that supports employees who suffer work-related injuries or illnesses. Their agents assess each company’s risk exposure to recommend appropriate policy options tailored to the client’s industry. In this region, they also assist employers with understanding payroll classifications and premium audits, ensuring compliance with Massachusetts state regulations. These services help business owners manage their liability while maintaining financial stability.
Michaud Insurance Agency serves local businesses in need of workers’ compensation insurance. It helps employers secure coverage that meets regulatory requirements while addressing their specific operational risks. The agency guides businesses through policy selection and claims support, aiming to protect both employees and company finances. Based in Methuen, Massachusetts, it also provides these insurance services to employers in the greater Lawrence area and neighboring communities throughout the Merrimack Valley.
Davila and DeFusco Insurance Agency provides workers’ compensation coverage for local businesses, helping them manage workplace injury risks and comply with state regulations. It offers policy reviews and claims management support as part of its ongoing service plan, designed to help clients maintain proper coverage through changes in workforce size or operations. The agency services a variety of commercial accounts, including single-family home contractors, apartment complexes, retail establishments, and independently owned restaurants.
Serving Methuen, Massachusetts, and the surrounding Merrimack Valley communities, Leslie Insurance Agency handles workers’ compensation insurance for local businesses. This type of coverage supports employers by providing medical benefits and lost wage replacement to employees injured on the job. The agency works with businesses to evaluate their specific industry risks and payroll structures to find coverage that meets state requirements. To handle a typical job, it begins by reviewing a company’s operations and claims history before comparing policy options from multiple carriers to identify a suitable solution.
MTZ Insurance Agency in Methuen, MA offers clients the choice between securing a single workers’ compensation policy or establishing an ongoing service relationship for coverage adjustments and renewals. Their work involves helping local businesses meet state requirements by matching employers with appropriate plans to cover medical costs and lost wages for job-related injuries. Coverage advice is tailored to each company’s specific risk level and payroll size. Service runs on an as-needed basis for policy questions or claims support.
Marquis & Coughlan Insurance Agency specializes in securing workers’ compensation coverage for local businesses in Methuen, Massachusetts. It guides employers through the process of obtaining policies that meet state requirements and protect employees from job-related injuries. The agency also works with clients to manage premiums and navigate policy details. As winter weather increases the risk of slips and falls in the workplace, Marquis & Coughlan helps businesses address these seasonal safety exposures and adjust their coverage accordingly.
As local businesses in Methuen prepare for the region’s changing weather and seasonal staffing shifts, The Wicks Insurance Group provides workers’ compensation insurance to help manage these workplace risks. The agency works with employers to secure coverage that meets Massachusetts state requirements and protects against injury-related costs. Their services focus on matching policies to the specific hazards of different industries in the area. An initial consultation typically begins with a review of the employer’s operations and safety practices to assess appropriate coverage needs.
T.A. Sullivan Agency, Inc. arranges workers' compensation insurance coverage for businesses throughout the Methuen area, helping employers address claims management and premium audits. As a licensed independent agency, it also evaluates policy options to match each client’s operational risks and payroll exposures. The agency routinely assists start-ups as well as established firms with their statutory coverage needs. It serves a variety of commercial sectors, including office-based operations, warehouse facilities, and food service establishments.
Bearingstar Insurance works with businesses in Methuen to secure workers' compensation coverage that meets legal requirements and protects employees. The agency specializes in tailoring policies to address common workplace risks, ensuring proper income replacement and medical benefits for injured staff. It assists local companies by analyzing payroll classifications and claims history to find appropriate policy options. Bearingstar Insurance serves a variety of commercial sectors, including offices, warehouses, and food service operations.
Hasbany & Regan Insurance Agency serves residential clients in Methuen with workers’ compensation coverage. For commercial clients, the agency helps secure policies that address injury claims and medical payments for employees. Service extends throughout Methuen and the surrounding area. The agency advises on coverage options during initial consultations, then follows up to review policy adjustments needed during regular renewal visits.
What Does a a Workers' Compensation Insurance Agent in Methuen Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. For a small office based business the rate might be around 1 to 2 dollars per 100 dollars of payroll. For higher risk industries like construction rates can be 10 to 20 dollars per 100 dollars of payroll. Your agent can provide a precise quote based on your specific business details. This is general information and not insurance advice.
About workers' compensation insurance agents in Methuen
Workers compensation insurance is required for most businesses in Massachusetts including those in Methuen. A local agent can help you understand state specific rules such as the requirement to provide coverage for all employees including part time and seasonal workers. They can also guide you through the process of obtaining a policy that meets the Massachusetts Workers Compensation Act.
Frequently Asked Questions
Who needs workers compensation insurance in Methuen Massachusetts?
Nearly all employers in Massachusetts with any employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some corporate officers may be exempt but it is wise to confirm with an agent.
What are the penalties for not having workers comp in Massachusetts?
Massachusetts law imposes severe penalties for failing to carry workers compensation insurance. Employers can face fines up to 25000 dollars and even criminal charges. The state can also issue a stop work order that shuts down your business until coverage is obtained.
How does a workers comp agent help a Methuen business?
A local agent can review your business operations to determine the correct classification codes and payroll estimates. They help you compare policies from different insurers to find coverage that fits your needs. They also assist with filing claims and managing policy renewals.