The top-rated workers' compensation insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 18 workers' compensation insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | R J Quinn Insurance | City Building, 15 Main St | (781) 395-8400 |
| 9 | Francis C Vita Insurance Inc | 2 River St | (781) 396-4915 |
| 10 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
Risman Insurance Agency serves the Medford area and surrounding Middlesex County as a workers’ compensation insurance agent. It helps local businesses secure coverage that meets state-mandated requirements for employee injury protections. The agency also assists employers in understanding how premium calculations relate to payroll classifications and industry risk codes. Beyond policy placement, it handles ongoing claims support to help businesses coordinate medical benefits and return-to-work plans after a workplace injury.
Milner Insurance Agency, Inc. provides comprehensive workers' compensation insurance solutions for businesses in the Medford area. It offers coverage evaluation and policy placement to help employers manage risk and meet state requirements. The agency also delivers ongoing policy maintenance, including claims support and periodic audits to adjust coverage as payrolls change. Services are available for a variety of properties, including single-family homes with employees, apartment complexes, retail stores, and restaurants.
Daniel N O'Rourke Insurance Inc serves businesses in Medford and the surrounding area that require workers' compensation insurance coverage. The agency helps local employers secure policies that provide medical benefits and wage replacement for employees injured on the job. This independent office assists businesses of various sizes with policy placement and basic risk management guidance. The agent also works with property managers and homeowners who may need commercial coverage options related to their operations. The company extends its services to neighboring Somerville as part of its regular coverage area.
Bates Insurance Agency Inc. serves Medford, Massachusetts, and the surrounding communities, offering workers’ compensation insurance coverage to local businesses. It handles policies that provide medical benefits and wage replacement for employees who suffer work-related injuries or illnesses. The agency focuses on matching coverage options to each client’s specific industry risks and employee classifications. To accomplish this, it typically reviews business operations, payroll data, and claims history before recommending a policy designed to maintain compliance and financial stability.
Pompeo & Sons Insurance Agency, Inc in Medford, MA offers both one-time policy evaluations for specific workers’ compensation needs and ongoing service arrangements for clients who require regular coverage updates. As a dedicated workers’ compensation insurance agent, the agency helps local businesses secure policies that comply with Massachusetts regulations and manage their premium costs effectively. Workers’ compensation agents in this area typically assist with claim reporting and workplace safety guidance. Service is provided on both an as-needed basis for consultations and a scheduled basis for annual policy renewals.
With winter approaching, businesses in Medford and surrounding communities require reliable workers' compensation coverage to protect against seasonal slip-and-fall claims. Farnam Insurance, LLC assists local employers in selecting policies that comply with Massachusetts regulations while managing payroll-based premiums. For contractors, warehouses, and service firms, the agency reviews liability exposures and recommends coverage limits suited to each operation. An initial consultation typically includes a walk-through of the workplace with the agent, who will assess specific risks before tailoring any proposal.
Gilbert Insurance Agency specializes in connecting small to midsize employers with tailored workers’ compensation policies that meet Massachusetts regulatory requirements. From assessing payroll classifications to managing experience modification factors, the agency provides ongoing support for claim coordination and premium audits. Located in Medford, it serves local businesses navigating their coverage obligations. Each winter, it helps construction and landscaping firms adjust their policies to account for seasonal staff reductions and safer indoor operating conditions.
R J Quinn Insurance is a workers’ compensation insurance agent serving the Medford, Massachusetts area. Jobsite injury risk management, payroll audit support, and claim assistance form the core of its offered services. Each policy is tailored to meet mandatory state coverage requirements while exploring possible premium savings through workplace safety programs. The agency delivers its services to local commercial sectors such as professional offices, industrial warehouses, and food service operations.
Nobile Insurance Agency Medford is known for securing workers' compensation coverage for local employers, tailoring policies to meet the unique risks of small and mid-sized businesses in the Medford area. It helps clients navigate state regulations to maintain compliance while managing premium costs effectively. The agency also assists with claims reporting and loss control guidance, aiming to support a stable workforce. As a specialty service, it can provide specific analyses for high-risk industries to help reduce workplace injury frequency.
What Does a a Workers' Compensation Insurance Agent in Medford Cost?
Workers compensation insurance costs in Massachusetts typically range from 0.50 to 3.00 dollars per 100 dollars of payroll depending on the business class code and claims history. For a Medford retail store the rate may be around 1.50 dollars while construction work can exceed 10.00 dollars per 100 dollars of payroll. Premiums are also affected by the experience modification factor which compares your claims history to industry averages. This is general information not insurance advice.
About workers' compensation insurance agents in Medford
Workers compensation insurance agents in Medford Massachusetts help employers meet state legal requirements under Massachusetts General Laws Chapter 152. These agents guide local businesses through the process of securing coverage that protects employees who suffer work related injuries. Medford employers must provide this insurance even for part time workers or face significant penalties from the state Department of Industrial Accidents.
Frequently Asked Questions
What are the workers compensation requirements for Medford Massachusetts businesses?
Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes full time part time and seasonal workers. Sole proprietors and partners may choose to exempt themselves but must file a waiver with their insurance carrier.
How does a workers compensation insurance agent in Medford help my business?
An agent evaluates your business operations payroll and risk level to find a policy that meets Massachusetts legal standards. They also assist with annual audits and help you understand experience modification factors that affect your premium.
What happens if I do not have workers compensation insurance in Medford?
Failure to carry workers comp insurance in Massachusetts can result in a stop work order from the Department of Industrial Accidents. Penalties include fines of up to 250 dollars per day and potential personal liability for employee injury costs.