The top-rated workers' compensation insurance agent in Marlborough, Massachusetts is Globe Life American Income Division: Moore Sodan Gelb Organization, rated 4.9 stars across 1,400 reviews. Other highly rated options include AAA Marlborough, FAZZA INSURANCE, Ultimate Insurance Agency. This directory lists 19 workers' compensation insurance agents serving Marlborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Moore Sodan Gelb Organization | 65 Boston Post Rd W #200 | (508) 658-9635 |
| 2 | AAA Marlborough | 197 Boston Post Rd W | (508) 303-2400 |
| 3 | FAZZA INSURANCE | 401 Maple St | (888) 212-0176 |
| 4 | Ultimate Insurance Agency | 28 Boston Post Rd E | (508) 485-1835 |
| 5 | Point Insurance - Marlborough | 190 Main St | (508) 480-0054 |
| 6 | Christine Khalil at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 416-1238 |
| 7 | Shaun Beauregard at Comparion Insurance Agency | 11 Apex Dr Suite 204B | (508) 621-3682 |
| 8 | Stephen W. Gersh Insurance Agency Inc. | 9 Monument Ave | (508) 485-1926 |
| 9 | Lunova Insurance LLC, Business, Commercial Auto, Property, Liability, Flood, Life, Cyber, Home & Auto Insurance Agency | 14A Winthrop St | (508) 258-7195 |
| 10 | Hutchins & Threatt Insurance Agency Inc | 4 Mt Royal Ave Suite 350 BUIlDING # 4, 3rd floor | (508) 460-0800 |
Globe Life American Income Division: Moore Sodan Gelb Organization serves employers throughout the greater Marlborough area as a workers’ compensation insurance agent. This agency assists businesses in securing policies that provide medical benefits and wage replacement for employees injured on the job. Coverage options address compliance with Massachusetts state regulations while helping manage employer risk. Its services include evaluating workplace hazards to tailor policy structures for various industries. The organization specifically handles claims management support and premium audit assistance for local companies.
AAA Marlborough provides workers' compensation insurance services for businesses in the Marlborough area. It structures coverage solutions that comply with Massachusetts regulations and helps clients manage claims effectively. The office offers policyholders ongoing support, including risk assessment guidance and modifications to coverage as business needs evolve. Clients may access periodic policy reviews to ensure adequate protection. The agency serves a variety of commercial property types, including single-family homes, apartments, retail spaces, and restaurants.
FAZZA INSURANCE, based in Marlborough, provides workers’ compensation insurance agency services for local businesses. Clients may choose either one-time policy placement or recurring coverage management and annual renewal support. The agency helps employers secure policies that meet Massachusetts state requirements, facilitate claims reporting, and offer guidance on return-to-work protocols. Service runs on an as-needed basis, with clients able to request consultation or policy adjustments at any point during their coverage term.
Businesses in Marlborough and the surrounding area seeking workers’ compensation coverage can turn to Ultimate Insurance Agency for assistance. The agency helps local companies navigate the often complex requirements of obtaining and maintaining compliant workers’ compensation policies. Its agents work to explain coverage options suited to various industry needs and workplace sizes. They also offer guidance on managing premiums and understanding policy obligations. Beyond Marlborough, the agency extends its services to clients in nearby Framingham, providing regional employers with direct access to workers’ compensation insurance support.
Point Insurance - Marlborough serves Marlborough, Massachusetts, and the surrounding communities in the MetroWest region, handling workers' compensation insurance for local businesses. It helps employers navigate Massachusetts state requirements and secure coverage for workplace injuries. The agency works with clients to analyze their specific operational risks and payroll structures. To handle a typical job, it assesses a business’s industry classification, reviews its claims history, and then carefully matches it with an appropriate insurance carrier for tailored coverage.
Christine Khalil at Comparion Insurance Agency provides workers’ compensation insurance, helping local businesses secure coverage for work-related injuries and illnesses. The company also offers general insurance agency services to support area employers with their risk management needs. Operating in Marlborough, Massachusetts, the agency assists clients in selecting policies that comply with state requirements. A specific concern it helps with includes managing coverage adjustments during seasonal fluctuations in workforce size or industry activity.
Shaun Beauregard at Comparion Insurance Agency helps businesses manage their payroll-based insurance obligations by providing workers' compensation coverage in Marlborough, Massachusetts. This type of policy addresses medical expenses and lost wages for employees injured on the job. The agency can tailor its services to meet the specific risk profiles of different workplaces, including offices, warehouses, and food service operations.
When autumn arrives and local construction companies begin their seasonal surge in Marlborough, they often face higher liability risks that require updated workers' compensation coverage. Stephen W. Gersh Insurance Agency Inc. serves these businesses by analyzing their specific workplace hazards and adjusting policy limits accordingly. As a workers’ compensation insurance agent, the firm helps employers protect themselves against medical costs and lost wages from employee injuries. Before a policy can be finalized, the agency performs a thorough inspection of the business premises to evaluate safety protocols and employee exposure levels.
Lunova Insurance LLC in Marlborough offers residential workers' compensation insurance, assisting homeowners who employ domestic help. The agency also provides commercial coverage for local small businesses seeking liability and property protection for workplace injuries. Services extend across Marlborough and surrounding parts of Massachusetts. Their agents integrate workers’ compensation insurance with other policies including commercial auto, flood, and cyber to simplify clients' coverage needs. Clients often return between regular policy reviews to adjust their coverage as their employment situations change.
What Does a a Workers' Compensation Insurance Agent in Marlborough Cost?
Workers compensation insurance costs in Massachusetts average between $0.50 and $2.50 per 100 dollars of payroll depending on the job classification. High risk jobs like construction can cost over $10 per 100 dollars of payroll. Premiums also depend on your claims history and payroll size. This is general information and not insurance advice.
About workers' compensation insurance agents in Marlborough
Workers compensation insurance agents in Marlborough Massachusetts help businesses meet state requirements under Massachusetts General Law Chapter 152. These agents guide employers through classification codes and payroll reporting. They also assist with policy renewals and audit preparation for local companies.
Frequently Asked Questions
What are the workers compensation requirements for Marlborough businesses?
Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to comply can result in fines and stop work orders.
How does a workers compensation agent help with premium audits?
An agent reviews your payroll records and classification codes before the audit. They help ensure accurate reporting to avoid overcharges. This is important because Massachusetts uses audited payroll to set final premiums.
Can a workers compensation agent help with independent contractors?
Yes. Massachusetts has strict rules for classifying workers as independent contractors under the independent contractor statute. An agent can explain how misclassification affects your policy and premium.