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Find Workers' Compensation Insurance Agents Near You in Ludlow, MA

Browse workers' compensation insurance agents serving Ludlow, Massachusetts. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Ludlow, Massachusetts is The Gomes Agency, rated 4.7 stars across 51 reviews. Other highly rated options include Regina Jasak Independent Insurance, HUB International, Ideal Insurance Agency, Inc.. This directory lists 10 workers' compensation insurance agents serving Ludlow.

Showing 10 workers' compensation insurance agents in Ludlow, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1The Gomes Agency364 East St(413) 610-1223
2Regina Jasak Independent Insurance193 Holyoke St(413) 315-5775
3HUB International564 Center St(413) 583-6424
4Ideal Insurance Agency, Inc.187 East St(413) 589-0901
5Duke Insurance Brokerage, Inc.200 Center St STE 15(413) 583-2611
6The Dowd Insurance Agencies563 Center St #2499(413) 538-7444
7James F. Shea & Sons, LLC200 Center St STE 6(413) 547-8135
8Cunningham Insurance Agency Inc.398 East St(413) 589-1616
9Ideal Insurance a member of Dowd Agencies, LLC563 Center St(413) 589-0901
10Your Choice Insurance Agency190 East St(413) 589-0192
GA
364 East St
The Gomes Agency
Workers' Compensation Insurance Agent · Ludlow, MA

The Gomes Agency serves the Ludlow, Massachusetts area as a workers’ compensation insurance agent. It assists local businesses in securing required coverage for workplace injuries and illnesses. The agency guides employers through policy selection suited to their industry risk profiles and payroll size. Claims management support is also provided to help navigate the reporting and resolution process. It handles policy audits and payroll classification review services to ensure compliant coverage in the Ludlow service area.

RJ
193 Holyoke St
Regina Jasak Independent Insurance
Workers' Compensation Insurance Agent · Ludlow, MA

Regina Jasak Independent Insurance provides workers’ compensation insurance agent services to employers in Ludlow, Massachusetts. These services include assessing a business’s liability exposure, facilitating policy placements, and offering guidance on claim management procedures. Its maintenance typically involves annual policy reviews to adjust coverage for payroll changes. The company serves various commercial properties, including small local retail shops, restaurants, apartment complexes, and single-family home businesses that employ workers.

HI
564 Center St
HUB International
Workers' Compensation Insurance Agent · Ludlow, MA

HUB International serves businesses, property managers, and other organizations in Ludlow, Massachusetts, by providing Workers' Compensation Insurance coverage. They assist clients in securing policies that address workplace injury liabilities and medical costs for employees. The agency works to explain coverage details and help businesses comply with local insurance requirements. Their services extend to surrounding communities in the Springfield metropolitan area, including West Springfield and Chicopee.

II
187 East St
Ideal Insurance Agency, Inc.
Workers' Compensation Insurance Agent · Ludlow, MA

Ideal Insurance Agency, Inc. serves local businesses, including contractors, retail shops, and medical offices, that need compliant workers' compensation coverage in Ludlow, Massachusetts. It helps employers navigate state-mandated insurance requirements while structuring plans to address specific workplace risks and premium calculations. The agency also provides ongoing support for claim reporting and payroll classification updates to maintain coverage accuracy. Its services extend to businesses located throughout the surrounding Hampden County area, including communities such as Wilbraham and Palmer.

DI
200 Center St STE 15
Duke Insurance Brokerage, Inc.
Workers' Compensation Insurance Agent · Ludlow, MA

Duke Insurance Brokerage, Inc. in Ludlow, MA distinguishes between a one-time policy purchase for immediate coverage needs and recurring service options that manage ongoing workers' compensation requirements. Their coverage helps local businesses address medical expenses and lost wages for employees injured on the job. Claims management support facilitates smoother return-to-work processes. Service is available on a one-time, scheduled, or as-needed basis, allowing clients to request consultations specifically when policy renewals or workplace safety adjustments arise.

DI
563 Center St #2499
The Dowd Insurance Agencies
Workers' Compensation Insurance Agent · Ludlow, MA

Serving Ludlow and the surrounding communities in Hampden County, The Dowd Insurance Agencies handles workers’ compensation insurance coverage for local businesses. This agency provides policies that address medical costs and lost wages for employees injured on the job. It helps employers meet state-mandated insurance requirements while managing risk. To handle a typical job, it begins by assessing a business’s industry and payroll size to recommend the appropriate coverage levels.

JF
200 Center St STE 6
James F. Shea & Sons, LLC
Workers' Compensation Insurance Agent · Ludlow, MA

James F. Shea & Sons, LLC specializes in securing workers’ compensation insurance for local businesses in Ludlow, Massachusetts. The agency guides employers through policy selection, compliance with state coverage mandates, and claims support to protect both their workforce and operations. Experience matters when navigating the complex classification and premium audit processes unique to this sector. The company helps clients review their policies in advance of annual renewal periods to anticipate necessary adjustments for shifting payrolls or evolving job roles.

CI
398 East St
Cunningham Insurance Agency Inc.
Workers' Compensation Insurance Agent · Ludlow, MA

As Ludlow businesses prepare for seasonal shifts in staffing and operations, the need for compliant workers' compensation coverage often arises. Cunningham Insurance Agency Inc. helps employers in the area navigate these requirements to protect both their workers and their financial stability. By focusing on the specific risks of local industries, they work with clients to structure policies that satisfy state regulations and maintain coverage continuity. An initial assessment typically begins with a review of current payroll classifications and workplace safety practices, often followed by a consultation to identify the appropriate policy parameters.

II
563 Center St
Ideal Insurance a member of Dowd Agencies, LLC
Workers' Compensation Insurance Agent · Ludlow, MA

Ideal Insurance a member of Dowd Agencies, LLC provides workers' compensation insurance agent services to employers in and around Ludlow, Massachusetts. The agency specializes in helping businesses navigate the complexities of mandatory coverage, ensuring compliance with state regulations. It tailors policies to a company's specific industry risks and payroll exposure. Claims management support helps minimize disruptions to operations. This agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments.

YC
190 East St
Your Choice Insurance Agency
Workers' Compensation Insurance Agent · Ludlow, MA

Serving residents of Ludlow and the surrounding area, Your Choice Insurance Agency handles workers' compensation insurance solutions for homeowners and small property owners. The agency also provides commercial coverage for local businesses, including policy consultations and claims support. Service extends to nearby communities in need of specialized employer liability policies. Clients can expect thorough follow-up after policy issuance, as the agency reviews coverage at each renewal and offers repeat service between regular business visits to accommodate changing workplace requirements.

What Does a a Workers' Compensation Insurance Agent in Ludlow Cost?

In Massachusetts workers compensation insurance costs typically range from 0.50 to 2.50 dollars per 100 dollars of payroll for low risk office jobs. For higher risk jobs like construction rates can exceed 10 dollars per 100 dollars of payroll. Actual costs depend on your industry payroll size and claims history. This is general information and not insurance advice.

About workers' compensation insurance agents in Ludlow

A workers compensation insurance agent in Ludlow Massachusetts helps local businesses comply with state law. Massachusetts requires nearly all employers to carry workers comp coverage for their employees. An agent can guide you through policy options and ensure your business meets the legal requirements set by the Massachusetts Department of Industrial Accidents.

Frequently Asked Questions

Who needs workers compensation insurance in Ludlow Massachusetts?

In Massachusetts any business with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners are not required to cover themselves but may choose to do so.

What does a workers compensation insurance agent in Ludlow do?

An agent helps you find a policy that fits your business type and payroll size. They explain Massachusetts classification codes and premium calculations. They also assist with filing forms and handling audits from the insurance carrier.

How are workers comp premiums calculated in Massachusetts?

Premiums are based on your payroll amount and the risk classification of each job type. Massachusetts uses a standard rating system set by the Workers Compensation Rating and Inspection Bureau. An agent can help you review your payroll and classification codes to ensure accuracy.

Workers' Compensation Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.