The top-rated workers' compensation insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include James Sarcione: Allstate Insurance, James Page Insurance, Sullivan Insurance & Financial. This directory lists 11 workers' compensation insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 2 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 3 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 4 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 5 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 6 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 7 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 8 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
| 9 | Harverhill insurance Agency | 76 Merrimack St | (351) 203-0115 |
| 10 | American insurance Co | 57 Broadway # 1 | (351) 207-0602 |
MTM Insurance of Greater Haverhill, INC. serves Haverhill, Massachusetts, and the surrounding area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage that meets regulatory requirements for workplace injuries. Its agents help employers understand classification codes and payroll reporting to ensure accurate premium calculations. By evaluating each client’s specific operational risks, the firm guides policy selection tailored to different industries. Common services handled in this area include providing coverage options for construction firms and advising manufacturing companies on loss prevention strategies.
James Sarcione: Allstate Insurance provides a range of workers’ compensation insurance services for local businesses. These services include policy underwriting, claims management support, and risk assessment guidance tailored to common workplace injury categories. Ongoing service maintenance includes periodic coverage reviews to ensure policy limits align with current payroll and operational changes. The agency also assists with loss prevention strategies and premium audit preparation. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants across the Haverhill area.
James Page Insurance serves local businesses and commercial property owners in Haverhill, Massachusetts, that require workers' compensation insurance coverage. The agency helps these clients secure policies that comply with state regulations and protect employees from workplace injuries. It can guide companies through the application process, risk assessments, and policy adjustments as business needs evolve. The agency also provides its workers’ compensation insurance agent services to businesses in neighboring Methuen and the greater Merrimack Valley area.
Sullivan Insurance & Financial serves Haverhill, Massachusetts, and the surrounding Merrimack Valley communities, handling workers' compensation coverage for local businesses. It helps employers navigate state regulations by securing policies that cover medical costs and lost wages for injured workers. The agency typically assesses each client's payroll, industry classification, and claims history to recommend appropriate coverage from available carriers, then provides ongoing support for policy management and compliance issues.
In Haverhill, Massachusetts, Cowan Insurance Agency provides workers' compensation insurance coverage mainly through initial policy setup followed by periodic renewals, or through one-time policy purchases for short-term projects. Serving local businesses, the agency helps secure coverage that meets state requirements for employee injury and illness benefits. Their service for ongoing client needs generally runs on a recurring scheduled basis, while new policy consultations are available as requested without prior arrangement.
Fred C. Church, Inc. provides comprehensive workers' compensation insurance services, including policy procurement, risk assessment, and claims management for businesses in Haverhill, Massachusetts. It offers maintenance plans that include periodic policy reviews, compliance updates with Massachusetts regulations, and prompt reporting assistance for workplace injuries. These ongoing services help employers minimize liabilities and navigate the complexities of state-mandated coverage. The agency services a variety of properties and operations, from single-family homes and apartments to retail establishments and restaurants.
Sams Insurance Agency Inc. specializes in workers’ compensation coverage, helping local employers secure policies that meet state compliance requirements. It generally assists small to mid-sized businesses in Haverhill with evaluating payroll classifications and managing premium audits. The agency also provides periodic guidance on reducing workplace injury claims. As winter approaches, it can help contractors and snow removal services obtain the temporary extra coverage needed for those seasonal operations.
Silverio Insurance Agency in Haverhill, Massachusetts, serves local businesses and commercial property owners who require workers' compensation coverage. It assists clients in securing policies that cover medical expenses and lost wages for employees injured on the job. The agency works with companies across various local industries to navigate Massachusetts workers’ compensation regulations. It also provides guidance on risk management and policy compliance to help businesses protect their workforces. Silverio Insurance Agency extends its workers’ compensation services to businesses in nearby communities such as Methuen.
As the winter months bring icy parking lots and seasonal hazards to Haverhill, Harverhill Insurance Agency helps local businesses secure workers' compensation coverage. They assist employers in meeting Massachusetts state requirements while protecting workers from lost wages and medical costs. The agency focuses on pairing policies with the specific risks of each trade, from construction sites to office environments. Every new account begins with a careful review of the business premises and safety protocols during an initial on-site inspection.
What Does a a Workers' Compensation Insurance Agent in Haverhill Cost?
Workers compensation insurance costs in Massachusetts typically range from 0.50 to 2.50 per 100 dollars of payroll, depending on your industry and claims history. For a small retail business in Haverhill, annual premiums might be 500 to 2,000 dollars. High risk industries like construction or manufacturing can cost more. Each policy is unique, so working with an agent to get quotes is important. This is general information and not insurance advice.
About workers' compensation insurance agents in Haverhill
A workers compensation insurance agent in Haverhill Massachusetts helps local businesses secure coverage required by state law. Massachusetts requires nearly all employers with any employees to carry workers comp insurance. An agent can explain how rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Haverhill do?
An agent helps you compare policies from different carriers and ensures you meet Massachusetts legal requirements. They can also advise on payroll classification and audit preparation. Their goal is to find you a policy that provides adequate coverage while managing costs.
Is workers compensation insurance mandatory in Haverhill Massachusetts?
Yes, Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and stop work orders from the Department of Industrial Accidents.
How do Massachusetts workers comp rates work for Haverhill businesses?
Rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts and approved by the state. Your premium is based on your payroll, industry classification, and claims history. An agent can help you understand your specific rate and find discounts for safety programs.