The top-rated workers' compensation insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 833 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Marisol Johnson - State Farm Insurance Agent. This directory lists 22 workers' compensation insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 5 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 6 | Ashley Nguyen - State Farm Insurance Agent | 8 Greenspring Vly Rd Ste 104 | (410) 372-0888 |
| 7 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 8 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 9 | John Kneisly - State Farm Insurance Agent | 10811 Red Run Blvd Ste 102 | (443) 273-3340 |
| 10 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland area and the wider Baltimore County region as a workers' compensation insurance agent. It assists local businesses with policies that provide medical benefits and wage replacement for employees injured on the job. The agency also helps employers navigate compliance with Maryland state requirements for mandatory coverage. It works with small businesses and larger employers to design appropriate policy limits. Its services include policy selection and ongoing claims support for workplace injuries.
Serving homeowners, businesses, and property managers in Owings Mills, Maryland, this agency provides workers' compensation insurance to help employers cover medical costs and lost wages for job-related injuries. It customizes policies to meet the needs of local contractors, retailers, and other small-to-medium sized enterprises navigating state regulations. Dedicated agents explain coverage limits and claims procedures to ensure business owners understand their protection. The agency also serves clients throughout the greater Baltimore metropolitan area, including nearby communities such as Pikesville and Reisterstown.
Serving Owings Mills, Baltimore, and the surrounding communities across central Maryland, Luray Insurance of Baltimore provides workers' compensation insurance coverage for local businesses. It handles the placement of policies designed to protect employers from workplace injury claims and associated liabilities. The agency works with business owners to assess their specific operational risks regarding employee safety. To handle a typical job, it focuses on understanding a client’s payroll classifications and industry hazards to secure a policy that meets legal requirements and supports loss prevention efforts.
Marisol Johnson - State Farm Insurance Agent provides workers' compensation insurance services to businesses in the Owings Mills, Maryland area. The agency assists clients in selecting coverage plans that meet regulatory requirements and can help manage policy maintenance throughout the term. Its services include reviewing employer needs and helping file claims when workplace injuries occur. The agency typically works with a variety of local businesses, including single-family homes, apartments, retail locations, and restaurants.
Randy Somers - State Farm Insurance Agent in Owings Mills, MD distinguishes between policies purchased for a single, specific claim need and ongoing policies that cover recurring payroll obligations. Workers' compensation insurance helps local businesses manage costs related to employee on-the-job injuries or illnesses. This coverage typically includes medical expenses and a portion of lost wages for eligible workers. Understanding each client’s operational risk is central to offering suitable policy limits and deductible options. Service is provided on a scheduled basis to review policy updates and handle renewals.
Ashley Nguyen, a State Farm insurance agent in Owings Mills, MD, provides workers' compensation insurance specifically for local businesses. She also assists clients with general commercial coverage needs such as liability and property policies. Each policy can be tailored to help protect employers from medical expenses and lost wages resulting from workplace injuries. An agent can also help businesses address their coverage requirements as they prepare for seasonal increases in staffing or changes in operations like winter weather hazards.
As local businesses in Owings Mills prepare for the colder months, the risk of workplace slips and injuries often increases, making reliable workers' compensation coverage essential. Woodhome Insurance assists employers in this Maryland area by offering policies that address lost wages and medical expenses when on-the-job accidents occur. The agency works with companies to select appropriate coverage limits that comply with state requirements. An initial assessment of a business’s specific operations and risk factors typically begins the process of customizing their policy.
BTJ Insurance Inc assists residential clients in the Owings Mills area with obtaining workers’ compensation policies addressing household employees. For commercial operations, they provide customized coverage solutions to local businesses across the region. Their agents work closely with employers to navigate state requirements and reduce workplace injury risks. Scheduled follow-up appointments with each policyholder ensure updates occur as business needs evolve between regular annual renewals.
John Kneisly - State Farm Insurance Agent in Owings Mills, Maryland, is known for providing workers’ compensation insurance to local businesses. The agency serves small and mid-sized employers throughout the Baltimore metropolitan area, helping them meet state coverage requirements and manage claims effectively. A typical policy from this agent covers medical expenses and lost wages for employees injured on the job. In addition to standard workers’ compensation plans, the agency can also add on employer’s liability insurance to extend protection against work-related injury lawsuits.
What Does a a Workers' Compensation Insurance Agent in Owings Mills Cost?
Workers compensation insurance costs in Maryland typically range from 0.50 to 2.50 per 100 dollars of payroll for low risk office jobs, and up to 10 to 20 dollars per 100 dollars of payroll for high risk construction or manufacturing work. The average premium for a small business in Maryland is around 1,500 to 3,000 per year. Costs vary by industry, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Owings Mills
Workers compensation insurance agents in Owings Mills help businesses comply with Maryland state law. Maryland requires most employers with one or more employees to carry workers compensation coverage. An agent can guide you through the Maryland Workers Compensation Commission rules and find a policy that fits your business needs.
Frequently Asked Questions
Who needs workers compensation insurance in Owings Mills Maryland?
Under Maryland law, any employer with one or more employees must carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and independent contractors may be exempt but should verify their status with an agent.
What does a workers compensation insurance agent do in Owings Mills?
An agent helps you compare policies from different carriers to find appropriate coverage. They explain Maryland specific requirements such as the waiting period for benefits and the process for filing claims. They also assist with annual audits and policy updates.
How are workers compensation premiums calculated in Maryland?
Premiums are based on your business classification code, payroll amounts, and claims history. Maryland uses a competitive rating system, so rates vary by insurer. An agent can help you understand how your experience modification factor affects your cost.
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